Brian Ballard is a financial advisor with UBS Financial Services in Salt Lake City, UT, holding Series 63 and Series 65 credentials and possessing 35 years of industry experience. He has been with UBS Financial Services since 2013. Outside of his advisory role, he serves as a Trust Protector for a beneficiary trust overseeing IRA asset distribution. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and financial planning solutions.

Nicholas Dillman is a financial advisor with Fidelity, holding a Series 66 designation and two years of industry experience. He has been with Fidelity Investments in various roles since 2022. Outside of his advisory work, he has held positions in recreational and hospitality environments, including at Jeremy Ranch Golf Course and Old Spaghetti Factory. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios primarily composed of mutual funds, ETFs, and ETPs.

Robert Glasgow is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Fidelity Brokerage Services and prior positions at HAP Alaska Yukon and Brigham Young University. Fidelity’s Strategic Advisers LLC, where Glasgow serves, offers investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing registered investment companies and delivering model portfolios through systematic methodologies.

Joshua Smith is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2013. He is a partner and consultant at JL Acquisitions, LLC, a real estate wholesaling business he owns with his wife. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as an advisor to registered investment companies and incorporates algorithmic methods and AI in its research.

Victor Santiago is a financial advisor with Fidelity in Salt Lake City, holding Series 63 and Series 66 licenses and two years of industry experience. Before joining Fidelity, he had roles at Acima, Western Governors University, and Salt Lake Community College. Outside of his advisory work, Victor owns a cleaning business and also works as a food delivery driver. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base including retail and institutional investors, utilizing a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Belinda Stanger is a financial advisor with Primerica Advisors in Layton, UT, holding Series 63 and Series 65 licenses and having 23 years of industry experience. She has been with Primerica since 2002. Outside of her advisory role, she volunteers with Utah Wrestling and is co-owner of a local pickleball lessons and merchandise business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily through a tiered wrap fee structure.

Jackson Hallstrom is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 and Series 63 licenses. His prior roles include positions at Snow Christensen and Martineau and CIEE, as well as experience at the University of Utah. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including fund advisory and portfolio management. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Carrie Larsen is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Outside of her advisory role, she is involved in a house cleaning business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Sierra Marty is a Planning Consultant at Fidelity Investments, a role she has held since 2026. Prior to this, she served in various capacities at Fidelity including Life Events Consultant III from 2025 to 2026, Life Events Consultant II from 2023 to 2025, Life Events Consultant from 2022 to 2023, and Customer Relationship Advocate in 2022. In her current role, Sierra takes a thoughtful, human approach to supporting clients through important financial transitions. She focuses on understanding each client's unique situation to prepare them for the planning process and guide them toward steps that align with their goals. Sierra utilizes Fidelity's resources to make each step clear, manageable, and tailored to each client's path forward. Outside of her professional work, Sierra has personal interests that include comedy, fitness, hiking, movies, reading, and traveling.

Taz Smith is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Truck Ranch Muray and Labrum Chevrolet Buick. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Jordan Curtis is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, Curtis is involved in insurance sales through a credit union and engages in real estate activities including remodeling, flipping homes, and managing short-term rentals. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Clothier is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he held positions at The Home Depot, Brinker International, and several other organizations. Fidelity's Strategic Advisers LLC serves a diverse client base including retail and institutional investors, offering investment management and advisory services that combine proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also provides discretionary portfolio management and fund advisory, utilizing systematic methodologies and oversight controls.

Jadon Urry is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2006. He began his career in the financial services industry in 1999 as a Financial Advisor at American Express Financial Advisors. Prior to his current role, he served in various capacities at Fidelity Investments, including Financial Planning Consultant, Investments Representative, and Service Representative. Jadon specializes in partnering with clients and their families to develop and implement financial plans aimed at achieving their goals, focusing on retirement timing, investment strategy, and retirement income planning. He holds insurance licenses in Arkansas and California. Outside of his professional work, Jadon enjoys boating, fishing, golf, spending time with family, and caring for his pets.

Tyler Ross is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has been associated with Fidelity and its related entities since 2013. Outside of his advisory work, he is a member of TK Investment Properties LLC, where he is involved in identifying and researching real estate properties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, delegation to sub-advisers, and advisory roles to multiple registered investment companies.

Kevin Andelin is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT. He holds Series 63 and Series 66 licenses and has one year of industry experience. His work history includes roles at US Tech Solutions Inc and Select Portfolio Servicing, as well as time spent at Brigham Young University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Jake Scott is a financial advisor with Wells Fargo Advisors in Salt Lake City, UT. He holds Series 66 and Series 63 licenses and has four years of industry experience. Prior to his current role, he worked at Jerry Seiner Dealerships. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment recommendations, supported by proprietary research and planning tools.

Bryan Kercher is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services, LLC since 2017. Prior to this, he worked at the University of Utah and Emissions Plus. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative and algorithmic methods and serves as an advisor to multiple registered investment companies.

Greg Nash is a Financial Consultant at Fidelity Investments, a position he has held since 2013. Prior to this role, he worked as an Investments Representative at Fidelity Investments from 2011 to 2013 and as a Fixed Income Specialist at The GMS Group from 2009 to 2011. His work focuses on helping clients build, enjoy, and pass on financial wealth by developing personalized financial plans that align with their goals. He emphasizes building relationships of trust to support clients in making informed financial decisions. Greg holds insurance licenses in Arkansas and California. Outside of his professional career, Greg enjoys biking, camping, hiking, reading, running, and traveling.

David Eschenfelder is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity since 2015. Outside of his advisory role, he is an owner and manager of two commercial real estate entities in Salt Lake City, where he oversees leasing and financial management. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across multiple platforms.

Steve Taylor is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. He has worked at Fidelity Investments since 2021 and has additional experience at Roofing Advocates and Med Data. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its registration as a commodity pool operator and its advisory role to multiple registered investment companies.