Keith Willerman is a financial advisor with Eagle Strategies (New York Life) based in San Diego, CA, holding CFP® and ChFC® designations and over 38 years of industry experience. He has worked at Eagle Strategies since 1999 and has additional experience with NYLife Securities and New York Life Insurance Company dating back to 1987. Outside of his advisory role, he is an owner and advisor in a business called VaxProud, supporting his son’s entrepreneurial venture. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis.

Daniel Quirk is a CFP® and CFA® with 17 years of industry experience. He currently serves as an advisor at Creative Planning and has previously worked at Cetera Advisor Networks. Quirk is also a member of the Del Mar City Council. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals, institutions, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Patrick Wynne is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. since 2021. His prior roles include positions at Epstein and White Financial LLC, Centaurus Financial Inc., and Tremblay Financial Services. Mercer Global Advisors provides investment advisory and planning services to a diverse client base that includes individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and focuses on globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor strategies.

Freda Fiedler is a financial advisor with Integrated Wealth Concepts LLC in La Jolla, CA, holding four years of industry experience. She is also a CPA with Duffy Kruspodin, LLP, where she has worked since 2004. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services with customized portfolios primarily using mutual funds, ETFs, equities, and fixed income, employing a long-term approach combined with shorter-term trades for rebalancing or cash needs.

Brett Keener is a CFP® professional with 24 years of industry experience, currently serving at Guardian Life and its subsidiary Park Avenue Securities. He has held roles at Guardian Life since 2015 and is licensed to sell insurance with multiple companies beyond Guardian. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, retirement plan sponsors, and organizations, offering both advisor-led discretionary management and model-based strategies through proprietary and third-party platforms.

Livia Benjamin is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She is also a partner at Duffy Kruspodin, LLP, a CPA firm where she has worked since 2004. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach with customized portfolios using mutual funds, ETFs, equities, and fixed income.

Alden Salcedo is a financial advisor at Guardian Life and Park Avenue Securities with a Series 66 designation and no prior industry experience. His work history includes positions at Guardian Life, Comma8, Mojenta, and snapIoT, as well as time at Pepperdine University. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and proprietary platforms.

Andrew Rogel is a financial advisor at Guardian Life with six years of industry experience. He holds the Series 66 designation and has worked at firms including Park Avenue Securities and J.P. Morgan Chase. Rogel has also been affiliated with California State University San Marcos for ten years. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of brokerage and investment advisory services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Jeremy Laub is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and having 27 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Commonwealth Financial Network, and Monarch Retirement Group. Outside of finance, he performs live music as an independent contractor. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans. The firm employs a combination of strategic asset allocation and manager selection across active and passive strategies, offering financial planning and portfolio management through multiple platforms.

Alberto Gallegos is a CFP® professional with 16 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has a long history with Charles Schwab entities dating back to 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with a focus on personalized recommendations aligned to client goals and risk tolerance.

Savannah Guy is a CFP® professional affiliated with Corient, with three years of industry experience. She has held roles at Corient and Dowling & Yahnke, LLC, as well as Bank of America Private Bank. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that integrates in-house security strategies with third-party manager solutions and customized asset allocation.

Marko Zivic is a Series 66-licensed financial advisor with 12 years of industry experience. He has worked at Park Avenue Securities and Guardian Life since 2016. Zivic is also the owner of Zjiveli LLC, a personal taxes and cash flow organization based in Carlsbad, CA. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a blend of advisor-led discretionary management and model-based strategies, combining proprietary programs with third-party platforms and a range of financial planning and consulting services.

Justin Slack is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has one year of industry experience, having joined Principal Financial Services and Principal Life Insurance Company in 2025. Prior to this, he was involved in various businesses including Balanced Fitness and Health and hospitality ventures in San Diego. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel, offering financial planning, retirement consulting, and access to third-party money manager solutions.

Paul Cotofana is a financial advisor with Independent Financial Group, LLC in San Diego, CA. He holds Series 63 and Series 66 designations and has 16 years of industry experience. Prior to joining Independent Financial Group in 2021, he worked at SagePoint Financial from 2009 to 2021. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management solutions utilizing both firm- and third-party models, combining passive and active investment exposures tailored to client risk profiles.

Michael Winaker is a financial advisor with Hightower Advisors in San Diego, CA. He holds Series 63 and Series 65 licenses and has five years of industry experience. His prior roles include positions at UBS Financial Services and Centaurus Financial Inc. He studied at Pepperdine University from 2018 to 2022. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with services spanning discretionary portfolio management, financial planning, and retirement plan consulting.

Cory Morrison is a financial advisor with Guardian Life and Park Avenue Securities, holding the ChFC® designation and Series 66 license, with 20 years of industry experience. His work history includes roles at Merrill and MSI Financial Services, Inc. He also occasionally writes health insurance for clients. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies, integrating proprietary and third-party platforms, and provides a range of financial planning, consulting, and educational services.

Terrance Arges is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior work includes roles at Laurel Wealth Advisors, Raymond James Financial Services, Mission Federal Credit Union, CUSO Financial Services, LPL Financial, and Merrill. He is also a licensed insurance agent in California, authorized to solicit and sell annuity contracts. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios and a primarily long-term investment approach combined with selective shorter-term trades.

Timothy Wheelwright is a CFP® credentialed financial advisor with Corient, based in San Diego, CA, and has three years of industry experience. His work history includes roles at Corient, Dowling & Yahnke, LLC, and involvement with Albion SC San Diego and La Roca FC. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates both in-house and third-party strategies, with ongoing portfolio monitoring and risk management.

Carsten Lester is a CFP® with two years of industry experience, currently serving at Corient in San Diego, CA. His work history includes roles at Dowling & Yahnke, LLC and Axos Bank. Corient provides investment advisory and financial planning services to a broad client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that incorporates in-house strategies along with third-party managers, employing risk management tools and alternative investment options where appropriate.

Rochelle Sanchez is a financial advisor at Ameritas Advisory Services, LLC with 14 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at US Bancorp Advisors LLC and Union Bank. Sanchez is also involved in BOOM Planning / Canvas Financial, providing investment services and client advising. Ameritas Advisory Services, LLC offers investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment strategies and program platforms, including model portfolios and third-party managers, supported by a corporate structure that includes affiliated broker-dealer and insurance entities.