John Rhoades is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. His prior experience includes 20 years at Ameriprise and Ameriprise Financial Services, Inc. He is also the business owner of Notch 8, Inc., a steak and seafood restaurant and banquet facility in Northampton, MA. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with both discretionary and non-discretionary investment strategies.

Andrew Beaudry is a CFP® with 37 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors since 2011. He holds Series 63 and Series 65 licenses and is based in South Hadley, MA. Outside of his advisory role, he owns a media production company, Twohills Dood Productions. Cambridge Investment Research Advisors is a large SEC-registered firm providing financial planning, investment management, and retirement plan advisory services to a diverse client base, including individuals, plans, and charitable organizations. The firm offers a range of investment strategies through independent Financial Professionals, including proprietary models, third-party solutions, and both discretionary and non-discretionary management options.

Mark Brannigan is a financial advisor at Ameriprise with 24 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2005. Outside of his advisory work, he is involved in managing several real estate and property management entities. Ameriprise Financial Services serves both individual and institutional clients and offers a specialized Premier Retirement Income service focused on retirement income planning, using research and algorithmic tools to provide written recommendations and ongoing advice.

Francis Sobieski is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has owned and operated Sobieski Financial, LLC and Sobieski CPA Firm, LLC since 2016 and has served as a board member for the Town of Deerfield since 2014. Additionally, he acts as a co-trustee for a fiduciary appointment. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, combining discretionary and non-discretionary authority across various program structures.

Jacqueline Miller is currently Vice President, Wealth Planner at Fidelity Investments. In this role, she collaborates with clients and their families to develop personalized financial plans and strategies that align with their unique situations and goals. She has been with Fidelity Investments since 2022, progressing through roles as Investment Consultant and Financial Consultant before her current position. Prior to joining Fidelity, she worked at Ameriprise Financial from 2015 to 2022, serving as a Financial Planning Assistant and later as an Associate Financial Advisor. Her professional experience encompasses a broad range of financial planning and investment consulting responsibilities.

Patrick Oneil is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2013. Outside of his advisory role, he serves as a board member on the Hampden County Regional Retirement Board and owns a business focused on college financial aid solutions. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using a variety of portfolio management and model-based strategies tailored to client objectives.

Allen Davis is a financial advisor with Mass Mutual Investors Services in Northampton, MA. He holds Series 63 and Series 65 designations and has 22 years of industry experience. Davis has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2005. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software tools to deliver written recommendations in collaborative, annual planning engagements.

David Ferreira Jr. is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has five years of experience with Mass Mutual firms and two additional years as an independent broker. Prior to his financial services career, he worked at IBM for 14 years. Outside of his advisory role, he is also active as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved analytical tools and structures planning as annual, collaborative relationships.

Simon Serra is a financial advisor with Mass Mutual Investors Services holding Series 65 and Series 63 licenses and has one year of industry experience. His prior roles include positions at Monson Savings Bank, Western New England University, and LaCasa Inc. He is located in Holyoke, MA. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved tools and collaborative planning processes.

Jessica Hart is a financial advisor at Raymond James Financial Services Advisors, Inc. with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at notable firms including Peoples Wealth Advisory Group, Peoples Bank, and TD Bank. Hart is also engaged as a registered representative with Peoples Wealth Advisory Group and Peoples Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Daniel Rochon is a financial advisor with Edward Jones in Easthampton, MA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, he worked for the Daily Hampshire Gazette from 1998 to 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment options, and fiduciary services through a large network of advisors and branch offices nationwide.

Richard Gaudreau is a financial advisor at Equitable Advisors with four years of industry experience. He holds a Series 66 designation and has previous work experience at Boston Financial Investment Management and in education-related roles. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and third-party programs.

John Mc Andrew is a Series 66-registered financial advisor with Edward Jones in Holyoke, MA, with 18 years of industry experience, including 19 years at Edward Jones. He serves as a board member for Day Brook Senior Living. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products supported by a large network of financial advisors and branch offices nationwide.

Edward Sokolowski is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. Prior to joining Raymond James in 2025, he spent 23 years with Commonwealth Financial Network. Sokolowski is also president and treasurer of PV Financial Group, Inc., where he manages day-to-day operations and works directly with clients on financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and supports its advisory network with advanced analytical and risk-profiling tools.

Raymond Wellspeak is a CFP®-certified financial advisor with 30 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 22 years with MetLife Securities Inc. and Metropolitan Life Insurance Company. Outside of advisory work, he owns a CPA/tax preparation business and is a non-practicing licensed attorney. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers comprehensive financial planning and asset management services, using firm-approved tools to develop goal-driven strategies.

Kathleen Pumilia is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. She holds a Series 66 designation and has a background that includes roles in public education and at Lesley University prior to entering the financial sector. She is also an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using a range of portfolio management strategies and platform arrangements.

Ted Dickinson is a financial advisor at Osaic Wealth, Inc. with 30 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Osaic Wealth since 2018. Prior to that, he was with Signator Investors and Wealth Technology Group, and he has been an independent insurance agent specializing in fixed insurance products since 1996. Dickinson is president of Dickinson Financial Group, Inc., which engages in securities sales, investment advisory, and insurance product marketing. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party managers, utilizing a range of asset-allocation tools and portfolio management strategies.

Joanne Saraiva is a Series 66-licensed financial advisor with Edward Jones in Northampton, MA, and has nine years of industry experience. Prior to joining Edward Jones in 2017, she worked at Sears for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Mark Vaclavicek is a financial advisor at Cambridge Investment Research Advisors with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with Cambridge since 2018. Outside of his advisory role, Vaclavicek serves on the boards of regional agricultural and civic organizations and is involved with a community-focused nonprofit foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals, utilizing a range of portfolio management strategies and platform options.

David Havican is a financial advisor with Cambridge Investment Research Advisors in Wilbraham, MA, holding a Series 66 designation and 11 years of industry experience. He has been with Cambridge Investment Research Advisors since 2015 and is also president and owner of Havican Wealth Strategies Inc. In addition to his advisory role, he works as an independent insurance agent specializing in life and health insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory through a network of independent professionals, offering various portfolio management and model-based solutions tailored to client objectives.