Debby Minot is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, she provides wealth management services and financial strategies to affluent individuals, retirees, executives, women, and business owners. She focuses on creating comprehensive plans to build, manage, preserve, and transfer wealth, tailoring advice to clients' risk tolerance, investment goals, and liquidity needs through a disciplined, long-term process. Debby’s expertise includes college education planning, divorce transition planning, executive compensation, personal retirement planning, portfolio management, tax minimization, and retirement income strategies. She is a member of the Wood DeTienne O'Connor Group, which has been recognized on Forbes' "Best-in-State Wealth Management Teams" list in 2023 and 2024. Debby holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her bachelor's degree from Minot State University. Her community involvement includes participation with the American Heart Association, Boys and Girls Clubs of the Valley, and Phoenix Children's Hospital. Debby enjoys adventure sports, basketball, golfing, hiking, running, skiing, traveling, and spending time with her family. Born and raised in North Dakota, she relocated to Arizona in 2000 to begin her career in the financial industry.

Cathy Couch is a Series 66-registered financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. She previously worked at Dempsey Lord Smith, LLC and WFG Investment Inc. Outside of her advisory role, she provides bookkeeping and accounting services for a local humane society resale shop and a condominium association. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions across multiple custody platforms.

Jolette Landress is a financial advisor with LPL Financial in Buford, GA, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. Her career includes roles at Renasant Bank, Bank of America, Merrill, Wells Fargo Clearing, Wachovia Bank, and Wells Fargo Advisors. She is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven solutions.

Martha Spence is a Senior Financial Advisor with over 20 years of experience in financial services. She is a Certified Exit Planning Advisor (CEPA®), focusing her practice on adding value for business owners by implementing methodologies of the Exit Planning Institute and leveraging resources from Merrill Lynch Wealth Management and Bank of America. Martha collaborates closely with CPAs, attorneys, and clients' families as part of the planning and advisory process to provide tailored financial strategies. Her practice serves clients across 17 states in the US. Martha holds the Series 7, 63, and 66 FINRA registrations as well as her Life, Accident and Sickness Insurance Agent License. She was named to the Forbes Best in State Wealth Management Teams list from 2024 through 2026 as part of the Katulka/Spence Team. She is a member of the Gainesville Rotary Club and serves annually on the Rotary Banquet Committee. In 2022, she was recognized as a Paul Harris Fellow by Rotary Club International. Martha also serves on the Board of the North Georgia Community Foundation and previously served the Disabled Veteran Auxiliary from 2017 to 2019. Martha earned her education from the University of North Georgia (UNG). Outside the office, she enjoys racing, volunteering with charitable organizations, and spending time with her son, who is preparing to head off to college.

Christopher Beauchamp is a CFP® with six years of industry experience, currently serving with Raymond James Financial in Gainesville, GA. He has worked at Stribling-Whalen Financial Group and Raymond James Financial Services since 2020 and previously held roles at Northeast Georgia Health System and the Georgia Department of Audits & Accounts. Outside of his advisory work, he is also associated with Stribling-Whalen Financial Group in a support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm offers non-discretionary planning tailored to client goals and supports a broad network of advisors with specialized services including municipal and public finance advisory work.

Michael Harrington Jr. is a financial advisor at LPL Financial with 29 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2018, he worked at Invest Financial Corp for nine years and has been affiliated with United Community Bank since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing research and model portfolios from both internal and third-party sources.

Joseph Szathmary is a financial advisor at Charles Schwab with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab and its affiliated entities since 2017. Prior to that, he was with Newport Group, Inc. and Newport Group Securities, Inc. for a combined seven years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.

William Hicks Jr. is a Certified Financial Planner (CFP®) with 29 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2010. Hicks serves as president of Beta Delta House Corporation, overseeing the management of a fraternity house, and is involved in community organizations including Habitat for Humanity of Hall County and the Beyond Dementia Coalition, Inc. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide analysis and asset allocation guidance.

Michael Lancaster is a CFP® and holds a Series 66 license with Edward Jones, where he has worked since 2013, accumulating 12 years of industry experience. He serves as an incorporator for the Friends of Flowery Branch Car Show Inc., a nonprofit charity, and as CEO of Safe Boating Lake Lanier, overseeing facility use and board activities. Edward Jones is a full-service wealth management firm serving a diverse client base including individual and institutional investors, with over $1 trillion in assets under management and a nationwide network of financial advisors and branch offices.

David Smith Jr. is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Truist Advisory Services and Wealth Enhancement Advisory Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and multiple portfolio strategies.

Alan Crumley is a financial advisor at Stifel with 47 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2010 and holds the Series 63 designation. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decisions.

Joseph Polanski Jr. is a financial professional with 43 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 designations and has worked at several firms including Prosperity Wealth Advisors and Summit Financial Group. In addition to advisory work, he also sells fixed insurance products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting discretionary and non-discretionary accounts through various program structures and affiliated relationships.

Deven Patel is a financial advisor with Raymond James Financial in Gainesville, GA, holding a Series 65 credential and three years of industry experience. Prior to his current role, he worked at Windsor Wealth Planners & Strategists and Bleakley Financial Group. Outside of finance, he is involved in youth lacrosse as a Defensive Coordinator for Gainesville High School and is establishing a youth lacrosse club to serve as a feeder program for the high school team. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm utilizes tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Roger Aiken is a financial advisor with Cetera, holding Series 66 and Series 63 credentials and 34 years of industry experience. He has been associated with Cetera and Cetera Wealth Services, LLC since 2025 and has operated Piedmont Financial Group since 2002. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management, financial planning, and consulting services through a multi-manager platform with access to affiliated and unaffiliated money managers.

Warren Stribling IV is a CFP®-certified financial advisor with over 50 years of industry experience, currently affiliated with Raymond James Financial. He has been with Raymond James Financial Services Advisors Inc. since 2015 and previously worked with Stribling-Whalen Financial Group. He serves on the Finance and Investment Committee at Grace Episcopal Church in Gainesville, GA. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored non-discretionary planning and consulting, employing risk profiling and modeling tools to support client goals and also supports municipal and public-finance work through a unique municipal advisor affiliation.

Christina Jones is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2016. She holds the Series 66 designation and is based in Gainesville, GA. Outside of her advisory role, Jones is active in her community as an officer and treasurer of the Chattahoochee Country Club, a board member and investment committee chair at the North Georgia Community Foundation, and the immediate past president of The Rotary Club of Gainesville. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm utilizes a non-discretionary, client-tailored approach supported by analytical modeling and provides specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Evan Davis is a financial advisor with Mass Mutual Investors Services in Dawsonville, GA, holding Series 63 and Series 65 licenses and bringing five years of industry experience. His prior roles include work at MWA Financial Services Inc and Modern Woodmen of America. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring engagements as annual, collaborative relationships that focus on goal analysis and written recommendations.

Dwight Larkins Sr. is a financial advisor at Edward Jones in Gainesville, GA, holding a Series 66 designation with nine years of industry experience. He has been with Edward Jones since 2016 and was self-employed briefly in the same year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its large retail advisor and branch network, as well as affiliated services such as a trust company and securities-based lending.

Marilou Frizzell is a financial advisor with Edward Jones in Gainesville, GA, holding a Series 66 designation and seven years of experience at the firm. Prior to joining Edward Jones, she worked at Sam's Club for over three decades. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Russell Roush is a financial advisor at Raymond James Financial with 36 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Raymond James and its affiliates since 2013. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporations. The firm provides tailored, non-discretionary consulting using risk profiling and modeling tools, and it supports a wide advisor network with specialized offerings including municipal advisory services and SIMPLE IRA Employer Advisory programs.