Carl Johns Jr. is a CFP® certified financial advisor with 23 years of industry experience, currently associated with Cetera. He holds owner and financial professional roles in multiple entities, including Johns Benson & Johns CPAs PA and Johns Brothers Financial LLC. Outside of his advisory work, Johns serves as commodore and president of the Lake Weir Yacht Club, a community social organization. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting solutions, operating a multi-manager platform that allows advisors to implement various investment strategies under discretionary and non-discretionary authorities.

Gary Clancy is a financial advisor with Equitable Advisors in The Villages, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Outside of his advisory work, he is a partner in Healthcare Business Planning Group, LLC, providing marketing services to physician practices, and serves as Vice President of Ascendancy Insurance Solutions. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm employs a model-centric approach, often leveraging third-party asset managers and advisory programs, and provides ERISA fiduciary services without sponsoring its own wrap fee program.

Sheryl Strickland is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 2 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated investment products through a nationwide network of financial advisors.

Anthony Kelsey is a financial advisor with Fidelity Investments, holding a Series 66 credential and 19 years of industry experience. His prior roles include positions at Morgan Stanley, Merrill, Bank of America, Cetera Investment Services, and Regions Bank. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering diversified model portfolios across mutual funds, ETFs, and ETPs.

Chad Seman is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personal finance, investments, and wealth management. He serves as a resource for clients on a wide range of financial matters, including general investing, retirement planning, and preparing for unexpected expenses. His experience encompasses retirement planning, portfolio management, tax-efficient investing, estate planning services, risk management, and client segments such as college education planning, family wealth management, legacy planning, LGBT wealth planning, managing new wealth, portfolio management services, tax minimization, and retirement income. Chad works closely with clients to develop financial plans tailored to their unique goals and life stages. Chad holds a Personal Investment Advisor (PIA) designation, an Accredited Certificate from the University of Central Florida, and a Bachelor's Degree from Keiser University. Outside of his professional role, he has interests in chess, cooking, football, music, reading, spending time with his family, traveling, and watching movies.

Richard Ness is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 15 years of industry experience. He previously worked at Thrivent Investment Management before joining Cambridge in 2015. In addition to his advisory role, Ness operates as an independent insurance agent through RJN Financial Solutions. Cambridge Investment Research Advisors serves a diverse client base, including individuals and institutional clients such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals managing a multi-billion dollar asset base.

Jeffery Buzard is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets from 2000 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a variety of advisory programs supported by a structured planning process and firm-approved tools.

Donna Bowler is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2017. Prior to that, she was with Snowden Capital Advisors LLC and Snowden Account Services, Inc. from 2015 to 2017. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm utilizes proprietary research and tools to develop tailored recommendations and provides various planning options, including niche services such as business-owner transition and special-needs planning.

Alexander Thomas IV is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise, Ameriprise Financial Services Inc, and FSC Securities Corporation. Outside of advisory work, he has been involved with Brand It America since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, utilizing a mix of proprietary research, third-party subadvisors, and technology tools.

David Merrick is a financial advisor with Edward Jones in The Villages, FL, holding Series 63 and Series 66 designations and 11 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Darcie Caspersen is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and seven years of industry experience. Prior to joining OSAIC in 2023, she worked at FSC Securities Corp from 2019 to 2023. Outside of her advisory role, Caspersen manages a consulting business assisting small business owners with financial analysis and strategic planning. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a multi-advisor platform that supports both individual and institutional needs.

Nicholas Govola is a CFP® professional with five years of experience and currently affiliated with LPL Financial. He has worked at Infinex Investments, Inc. and Citizens First Bank prior to joining Seacoast Bank and LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of investment adviser representatives.

Todd Dorman is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial services industry since 1986, initially with AG Edwards in Terre Haute, Indiana, where he started his career as a financial advisor. In October 1999, Todd helped open the Merrill office in Terre Haute and has served as a financial advisor there since. He has also held the position of Resident Director of the office for ten years. Todd's expertise encompasses cash flow strategies and customized wealth management solutions tailored to clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. His client focus areas include college education planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports and entertainment, tax minimization, and retirement income. He graduated from Southport High School in 1981 and attended Indiana State University from 1981 to 1985, where he earned a bachelor's degree in Business Management. During his time at Indiana State University, Todd played varsity tennis for four years. After college, he worked as a tennis teaching professional in Columbus, Indiana before starting his financial advisory career. Todd holds the Personal Investment Advisor (PIA) designation and remains involved in his community as the Assistant Varsity Tennis Coach at Terre Haute South High School. He resides in Terre Haute with his wife, Patty, and they have five daughters and one son.

Dustin Shaw is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2010. He began his career as a Financial Advisor at Raymond James & Associates from 2006 to 2008, followed by a role as Financial Advisor at Merrill Lynch from 2008 to 2010. In his professional practice, Dustin focuses on guiding clients through their financial decisions by understanding their personal and business stories and goals. He emphasizes honesty, experience, and communication as foundational elements in building client relationships and works alongside clients to achieve their definition of financial success. Outside of his professional responsibilities, Dustin enjoys boating, camping, golf, hiking, outdoor adventures, and traveling.

Kenneth Dyer is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked with Infinex Investments, Inc. and Citizens First Bank, each for 19 years, and is currently associated with Seacoast Bank under LPL Financial. Outside of his advisory role, he is the owner of The Finishing Touch Home Decor, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining a significant advisory platform with extensive non-advisory financial services.

Robert Mclaughlin is a financial advisor at OSAIC with 24 years of industry experience. He holds a Series 66 designation and has previously worked at FSC Securities Corporation and Morgan Stanley DW Inc. Outside of his advisory role, Mclaughlin provides management consulting services to small business owners to help them analyze financial strengths, coordinate with professional advisors, and prepare businesses for sale. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by various tools and a multi-advisor platform.

George Mathis is a financial advisor with Raymond James & Associates, holding the Series 63 designation and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, Mathis serves as CEO of Bikes for Tikes Ocala, a nonprofit organization that collects bicycles and donations for families in need and community outreach programs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a variety of portfolio management styles and affiliated research.

Eric McSwain is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2024. In this role, he leads branch operations and supports associates and clients in pursuing their overall goals. Before becoming Vice President, Eric held several leadership roles at Fidelity Investments, including Assistant Branch Leader from 2022 to 2024, Active Trader Service Team Leader from 2019 to 2022, and PAS Team Leader from 2012 to 2019. His experience reflects a progression through various leadership positions within the organization. Eric emphasizes instilling confidence and compassion in people to enable associates and clients to pursue their objectives.

Gregory Sullivan is a financial advisor at Wells Fargo Clearing with 37 years of industry experience. He holds Series 63 and Series 66 credentials. His career includes multiple tenures at Wells Fargo Clearing and a five-year period at Benjamin F. Edwards & Company, Inc. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a large network of over 14,000 advisors, offering both brokerage and advisory solutions.

Kimberly Westerfield is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 21 years of industry experience. She has worked at various Schwab entities since 2004, including Schwab Private Client Investment Advisory, Inc. and Schwab Wealth Advisory Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a hybrid model combining non-discretionary advice with access to discretionary separately managed accounts and uses a multi-asset, model portfolio investment approach.