Jonathan Montgomery is a financial advisor at Stifel with 18 years of industry experience. He holds the Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2016, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Jason Valle is a financial advisor with LPL Financial in Edinburg, TX, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked at Mass Mutual Investors Services before joining LPL Financial in 2011. Outside of his advisory work, he is involved in winemaking through a home-based venture called Corazon de Valle. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors utilizing various model portfolios, third-party subadvisors, and customized strategies.

James Enriquez is a CFP® professional with 15 years of experience in financial advising. He is currently with LPL Financial and has previously worked at Ameriprise and Edward Jones. Enriquez is involved in developing CFP Board exam content and holds several non-investment-related business interests. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors utilizing various portfolio models and advisory platforms.

Keith Moore is a CFP®-designated financial advisor with Edward Jones in McAllen, TX, where he has worked since 2002, totaling 23 years of industry experience. He holds Series 63 and Series 66 licenses. Moore serves as a board member for the McAllen Foreign Trade Zone. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of about 23,701 financial advisors and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Teresa Hunter is a financial advisor with Stifel who holds a Series 66 designation and has 21 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2020, following tenures at Wells Fargo Clearing and Wells Fargo Advisors LLC. In addition to her advisory role, she is a commissioned Notary Public. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Abraham Marquez is a financial advisor with Cetera who holds the Series 63 and Series 65 licenses and has 16 years of industry experience. His prior work includes roles at BBVA Wealth Solutions and Compass Bank. Outside of his advisory work, he is involved in insurance benefits consulting for school faculty and engages in commercial and retail loan referrals. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to multiple third-party money managers through a multi-manager platform.

Lance Woodburn is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with LPL Financial since 2006 and previously worked at Riverstone Wealth Management, Inc. from 2003 to 2006. Outside of his advisory work, he is involved in music, providing guitar lessons and performing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Lorena Garza is a Series 66-licensed financial advisor at UBS Financial Services with 23 years of industry experience. She has worked at UBS in two periods, from 2014 to 2021 and from 2022 to present, and also spent a year at TRB Wealth Management. Outside of her advisory role, she holds ownership interests in several real estate holding companies, with management delegated to family members. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides research-driven, model-based investment strategies tailored to client goals.

Monica Castellano is a financial advisor at UBS Financial Services with 2 years of industry experience. She holds a Series 66 designation and previously worked in education with McAllen ISD and PSJA ISD for a combined 12 years. Monica is based in McAllen, TX. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management to provide tailored financial solutions.

Abelardo Leal is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Edward Jones since 2004. He holds Series 63 and Series 66 licenses and acts as a citizen at-large trustee on the McAllen Firemen's Pension Board. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Alejandro Tapia Farias is a financial advisor with Merrill in McAllen, TX, holding Series 66 and Series 63 licenses and having 12 years of industry experience. He has worked at Bank of America, N.A. and Merrill for the past 10 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Cavazos is a financial advisor with LPL Financial based in Edinburg, TX. He holds Series 63 and Series 66 credentials and has 13 years of industry experience. His background includes roles at Edward Jones and Walgreens, and he operates several related businesses, including Independent Wealth Consultants, IMA Live LLC, and IWC Financial Planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, asset management programs, and institutional platforms, supported by a large network of investment adviser representatives.

Angelica Lagrange serves as an International Wealth Advisor at Merrill Lynch Wealth Management, where she manages wealth and investment strategies for both domestic and international clients. She creates integrated Wealth Management Plans by understanding each client's current situation and aligning them with their essential and discretionary financial goals. Angelica collaborates closely with clients and their trusted advisors to coordinate estate, income tax, and insurance planning needs. Angelica began her career with Merrill Lynch Wealth Management in 1993 following the completion of her MBA from The University of Texas Pan American. She holds a BBA in Economics and International Business from Sam Houston State University and an Associate's Degree from Temple Junior College. Her professional designations include CERTIFIED FINANCIAL PLANNER® professional, CERTIFIED PLAN FIDUCIARY ADVISOR, Chartered Retirement Planning Counselor, Personal Investment Advisor, and Retirement Accredited Financial Advisor. She is fluent in English and Spanish. In addition to her professional work, Angelica is actively involved in community organizations related to tennis. She volunteers with the South Texas Community Tennis Association, affiliated with The United States Tennis Association, and has served as an advisory board member of the McAllen Economic Development Corporation since 2022. In her personal time, Angelica enjoys playing tennis, biking, golfing, reading, and spending time with her family.

Cassandra Moreno is a CFP®-certified financial advisor with Edward Jones, based in McAllen, TX, and has 21 years of industry experience. She has been with Edward Jones since 2004. Moreno serves as Treasurer on the Sustainer Committee for the Junior League of McAllen. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Salinas is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked with several firms, including Avantax Advisory Services and PNC Managed Account Solutions. Salinas is also the owner of LRS Investment Services LLC and L/S Financial Advisors LLC, through which he provides investment advice and financial services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to utilize model portfolios, third-party managers, or customized strategies under various discretionary and non-discretionary program structures.

Gerardo Juarez is a financial advisor with J.P. Morgan Securities in McAllen, TX, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank since 2005. Outside of his advisory role, he owns and manages JRZ Lures LLC, a fishing lure manufacturing business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Elizabeth Martinez is a financial advisor with Merrill in McAllen, TX, holding Series 63 and Series 66 licenses. She has 16 years of industry experience, all with Merrill Lynch Pierce, Fenner & Smith, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using both model-based and discretionary investment strategies.

Newlin Lancaster is an International Wealth Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience in the financial services industry, having started his career with Merrill Lynch in 1984 following the completion of his bachelor's degree in Business Administration from the University of Texas Pan American. Newlin specializes in a comprehensive approach to wealth management, emphasizing the importance of understanding each client's unique goals through attentive listening. He utilizes the combined resources and insights of Merrill Lynch and Bank of America to address various aspects of clients’ financial lives. His professional credentials include the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations.

Pablo Sada is an International Wealth Advisor with Merrill Lynch Wealth Management, based in the Rio Grande Valley, Texas. He brings more than 35 years of experience advising both domestic and international clients on comprehensive wealth management strategies. Pablo’s approach involves a thorough understanding of each client’s financial circumstances, including risk tolerance, time horizon, liquidity needs, and investment goals, to develop personalized solutions aimed at helping clients pursue their long-term objectives. Pablo earned a Bachelor's Degree in Industrial Engineering and Systems from the Monterrey Institute of Technology and Higher Education (ITESM). He holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations and is a member of the CFA Institute. In addition to his advisory work, he has authored over 100 articles on personal financial discipline for El Norte newspaper in Monterrey, Mexico. Pablo is bilingual in English and Spanish and actively participates in community involvement through organizations such as Ingenium. Outside of his professional pursuits, Pablo enjoys tour cycling, soccer, snow skiing, and learning new languages.

Alvaro Gonzalez II is a financial advisor with Merrill based in McAllen, TX, holding Series 63 and Series 65 credentials with 15 years of industry experience. He has worked at Bank of America and Merrill since 2012. He is also the owner of Gonzalez Farms, LP, a business involved in operating accounts for family ranches and properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.