Ryan Botzong is a financial advisor at 49 Financial with five years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Moreman, Moore and Company. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers and legacy position implementation.

Donald Simoneaux Jr. is a financial advisor at Waterloo Capital in Austin, TX, holding a Series 65 designation with 10 years of industry experience. He has been with Waterloo Capital Management since 2013. Outside of his advisory role, he serves as the treasurer on the board of directors for Highland Montessori School, a nonprofit preschool. Waterloo Capital is a multi-advisor firm that provides investment management and financial planning services primarily to entrepreneurs, high-net-worth individuals, trusts, and institutional clients. The firm offers customized, long-term portfolio strategies with ongoing monitoring and a range of consulting services.

Matthew Rykulski is a financial advisor at Kestra Private Wealth Services, LLC with 22 years of industry experience. He holds a Series 66 designation and has worked at Kestra since 2022, following prior roles at Bank of America and Merrill. Outside of Kestra, he is the managing partner of Polaris Private Wealth and CEO of Macoer Investments, Inc., both businesses involved in investment-related activities. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets. The firm serves individuals and institutional clients, offering a broad range of investment products and specialized services within discretionary and non-discretionary arrangements.

Jordan Mehal is a financial advisor at Waterloo Capital in Austin, TX, holding a Series 65 designation. He has worked in the industry since 2016, with previous positions at International Capital Management Corp and Standish Management before joining Waterloo Capital. Waterloo Capital is a multi-advisor firm that provides investment management and financial planning primarily to entrepreneurs, high-net-worth individuals, trusts, and institutional clients. The firm emphasizes customized, long-term, strategic portfolios with ongoing monitoring and offers various services including discretionary portfolio management, financial planning, educational seminars, and referrals for tax and lending solutions.

Whitney Dodson is a financial advisor at 49 Financial based in Austin, TX. She holds a Series 65 credential and has been with 49 Financial since 2026. Her prior experience includes roles in several businesses and institutions, including Dodson Dimensional Design and the University of Texas at Austin. 49 Financial serves individual and institutional clients with a range of financial planning and investment management services. The firm employs a disciplined, long-term diversified asset allocation approach, offering tiered fractional family office services and utilizing both proprietary and third-party model portfolios.

Justin Parker is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 65 and Series 63 licenses and bringing 23 years of experience in the industry. His prior roles include positions at Hilltop Securities Inc. and McBee Advisors. Outside of his advisory work, he operates an independent registered investment advisory firm under the name Tidewater Financial and is also involved in real estate ownership. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets across more than 208 advisors. The firm provides a broad range of investment products and platforms, supporting both individual and institutional clients, with a variety of discretionary and non-discretionary service arrangements.

Stefan Gertsch is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 19 years of industry experience. He previously worked at UBS Financial Services Inc for 12 years before joining Kestra in 2024. Outside of his advisory role, he serves on the board of directors for JK International Inc, a freight forwarding logistics business. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products and specialized services within discretionary and non-discretionary arrangements.

George Abiassi is an investment advisor representative at Waterloo Capital with Series 63 and Series 65 credentials and three years of industry experience. He is also a principal at Market Street Capital, where he provides consulting services, and a partner at Market Street Health Partners I LLC, an independent sponsor focused on diagnostic laboratory acquisitions. Abiassi has held roles at Pickwick Capital Partners and Market Street Capital since 2012. Waterloo Capital is a multi-advisor firm serving entrepreneurs, high-net-worth individuals, trusts, and institutional clients with customized portfolio management and financial planning. The firm emphasizes long-term, strategic buy-and-hold investment approaches with ongoing monitoring and implements client-directed investment restrictions when requested.

Cami Engelbert is a financial advisor at 49 Financial with a Series 65 designation and two years of industry experience. She began her career at 49 Financial in 2024 following her studies at Auburn University. Engelbert is also a licensed insurance agent with the Financial Independence Group. 49 Financial serves a diverse client base, including individual and institutional investors, offering financial planning, retirement-plan consulting, and investment management. The firm applies a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services and access to third-party investment managers.

Lisa Garza is a financial advisor at Concorde Asset Management, LLC with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Kestra Advisory and Kestra Investment Services prior to joining Concorde in 2024. Concorde Asset Management serves individual, corporate, and retirement-plan clients by offering portfolio management, tailored financial planning, and access to third-party asset managers. The firm uses model portfolios and third-party strategists to build individualized portfolios and provides ERISA retirement-plan advisory services.

Bennett Woodward is a CFA® charterholder with over 22 years of experience in the financial services industry. He is currently with Waterloo Capital and has previously worked at Intelligent Wealth Solutions, Black Diamond Investment Partners LLC, and Raymond James & Associates. His background includes roles at multiple investment firms since 2004. Waterloo Capital is a multi-advisor firm that provides investment management and financial planning primarily to entrepreneurs, high-net-worth individuals, trusts, and institutional clients. The firm emphasizes long-term, strategic buy-and-hold portfolios with periodic rebalancing and offers discretionary and non-discretionary management, financial planning, and access to sub-advisers and model portfolios.

Mark Mcadams is a financial advisor at Waterloo Capital with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Ironclad Strategies LLC, Erben Associates, M HOLDINGS SECURITIES, Inc., and Eagle Strategies. In addition to his advisory role, he is a managing member and fractional CFO of Ironclad Strategies Consulting, LLC, providing business consulting services. Waterloo Capital is a multi-advisor firm that serves entrepreneurs, high-net-worth individuals, trusts, and institutional clients with investment management and financial planning. The firm emphasizes long-term, strategic buy-and-hold portfolio construction with customized solutions and ongoing client reviews.

James Alders is a CFP® with 10 years of experience in financial planning and wealth management. He is currently a financial planner at Forefront Wealth Partners and Principatus Wealth, having previously worked at Equitable Advisors and Axa Advisors. Outside of his advisory roles, he serves as an executor for his father-in-law’s trust and holds a treasurer position. Forefront Wealth Partners is a team-based, SEC-registered adviser serving individual, business, and corporate clients with discretionary investment management and comprehensive financial planning services. The firm customizes portfolios based on client-specific policies and offers coordinated estate and tax planning through a multi-advisor structure.

William Gungoll is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Kestra Private Wealth Services, LLC. Prior to joining Kestra in 2023, he spent 12 years at Edward Jones. He is the owner of Buffalo Capital Management, a business that provides comprehensive financial planning for individuals and small businesses. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets across about 20,000 client relationships. The firm supports a wide range of investment products and specialized offerings, allowing advisors to tailor strategies within an approved menu.

Eric Dolin is a financial advisor at Forefront with 15 years of industry experience. He holds a Series 66 designation and has previously worked at firms including J.P. Morgan Wealth Management and Rembrandt Financial Group. Forefront Wealth Partners is a team-based, SEC-registered adviser serving individual clients, business owners, and corporate clients. The firm offers discretionary investment management, comprehensive financial planning, and estate-planning coordination, using customized portfolios and a multi-advisor structure across numerous offices.

Joshua Kennedy is a Series 65-licensed advisor at 49 Financial with one year of industry experience. Prior to joining 49 Financial, he held various roles including multiple years in education and staffing at Aptive Pest Control. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, investment management, and tiered fractional family office services. The firm follows a disciplined, long-term asset allocation strategy that integrates multiple analysis techniques and emphasizes mutual funds and ETFs.

Joseph Quartucci is a financial advisor with Transce3nd LLC, holding the ChFC® designation and SIE Series 63 and 65 licenses. He has 23 years of industry experience, with prior roles at Madison Avenue Securities, Kalos Management, Kalos Capital, and National Planning Corporation. Quartucci is a managing partner of e3 Wealth LLC and managing member of e3Tax LLC, which provides tax preparation and bookkeeping services. He also serves as a board member of Help One Now, a family reunification nonprofit. Transce3nd LLC serves a diverse client base including individuals, foundations, trusts, and institutions, offering investment management, financial planning, and retirement consulting. The firm employs a strategic asset allocation process utilizing fundamental, technical, and quantitative analysis, often implementing portfolios through third-party managers on AE Wealth Management’s platform.

Emma Satine is a financial advisor with 49 Financial in Austin, TX. She holds a Series 65 designation and has one year of experience in the industry. Prior to joining 49 Financial, she worked in various roles including at Juice It Up and Camp Waldemar. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified investment approach and provides tiered fractional family office services along with access to third-party managers.

Patrick Mundlin is a financial advisor at 49 Financial with Series 63 and Series 65 licenses and 10 years of industry experience. He has held positions at firms including Oakwood Capital Securities, Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and AXA Advisors. Outside of his advisory role, he is involved in ranch ownership and maintenance, participates on the Southlake Parks and Recreation board, and is president of Health to Abundance, a group health insurance company. 49 Financial serves a diverse client base including individuals, trusts, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services.

Stephen Davis is a financial advisor at 49 Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Purshe Kaplan Sterling Investments and Oakwood Capital Securities. Outside of advisory services, he also provides fixed insurance services at 49 Financial. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, investment management, and fractional family office services. The firm employs a disciplined, long-term diversified approach to asset allocation and integrates fundamental, cyclical, technical, and behavioral analysis in its investment process.