Daniel Goodman is a financial advisor with Sequent Planning, LLC and holds Series 63 and Series 65 designations. He has 15 years of industry experience and has worked at firms including DEG Financial Services and Futurity First Insurance Group. His current tenure at Sequent Planning spans multiple periods since 2021. Sequent Planning, LLC serves individuals, high-net-worth clients, retirement plan sponsors, businesses, endowments, and nonprofits with asset management, financial planning, and retirement-plan services. The firm employs a structured risk framework and offers a combination of firm-developed models, third-party managers, and customized allocations.

Portia Jackson is a CFP® with three years of industry experience, currently advising at Facet since 2023. Her prior experience includes roles at PricewaterhouseCoopers and Merrill, as well as founding Jackson Ventures Inc. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients across a wide range of financial topics. The firm serves both non-high-net-worth and high-net-worth households using a technology-driven approach and a flat subscription fee model.

Wyatt La Londe is a financial advisor at Creative Financial Designs, Inc. with a Series 65 credential and one year of industry experience. His prior work includes roles at Blackmont Advisors and Risk Placement Services, as well as experience outside finance at Wind & Sea Restaurant and several educational institutions. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with investment management and financial planning services. The firm employs asset-class model allocations based on third-party research and offers a range of strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Clinton Brown is a CFP® and ChFC® with 21 years of industry experience, currently affiliated with Trek Financial and leading Clinton Brown Financial, his life and health insurance brokerage. He is a partner at TBA Team, LLC and serves on the California State University San Bernardino Gift and Advisory Council. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering discretionary and non-discretionary asset management, financial planning, and retirement-plan fiduciary services. The firm employs a blend of strategic and tactical portfolio approaches, incorporating evidence-based models, artificial intelligence tools, and a broad range of alternative investment strategies.

Russell Smith is a CFP® and ChFC® with 42 years of industry experience. He is currently with Regal Investment Advisors LLC and has held roles at Regulus Financial Group, Cetera, and Torimax Financial Group, where he serves as President and CEO. Outside of his advisory work, he leads Torimax Financial Group, a company involved in the sale of fixed deferred and immediate annuities. Regal Investment Advisors LLC, doing business as LionShare, provides discretionary investment management services primarily to independent investment adviser representatives and other registered advisers. The firm offers a range of proprietary and third-party model portfolios covering various asset classes, with advisors selecting allocations and granting Regal discretionary authority to implement strategies on client accounts.

Steven Vasquez is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior career includes roles at Wells Fargo Clearing and Wells Fargo Bank LLC spanning over two decades. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm emphasizes managed advisory programs using third-party portfolio managers on the Envestnet platform, supported by an investment committee that conducts due diligence and regular reviews.

Jason Lund is a financial advisor at CreativeOne Securities, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has served at CreativeOne Securities and its predecessor since 2015. In addition, he operates Lund Financial Management, a firm involved in the sales and service of fixed and fixed indexed annuities and life insurance products. Lund serves as a board member of Team Koral Reef, an educational nonprofit focused on freshwater swimmers. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm provides financial planning, portfolio management, retirement-plan fiduciary services, and access to third-party managers through its proprietary advisory platform.

Christopher Quandt is a financial advisor at Savvy with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms, including Kereti Tuioti and Kimsa Total Wealth. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm uses a primarily index-based, long-term approach complemented by active equity portfolios and tax-aware direct indexing, integrating third-party sub-advisers and fintech tools to deliver customized investment solutions.

Abigail Miller is a financial advisor at Impact Partnership Wealth, LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at Walker Capital Preservation Group. Outside of her advisory work, she owns a car sharing and rental business. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm employs a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, offering discretionary and non-discretionary portfolio solutions.

Catherine Deel is an investment advisor at NWF Advisory Services Inc with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with firms such as Principal Securities Inc and MD Brown Financial. Outside of advising, she owns and competes with a horse in equine events where prize money is awarded. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through over 100 advisory representatives. The firm serves mostly individual and high-net-worth clients using a technology-driven, open-architecture platform offering portfolio management, model portfolios, unified managed accounts, and financial planning services.

Jace Beck is a financial advisor with Trek Financial in San Clemente, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at AXA Advisors, LLC for 17 years before joining Trek Financial in 2020. Outside of advising, Beck is involved in fixed insurance businesses and serves as a health insurance agent. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering discretionary and non-discretionary asset management, financial planning, and retirement-plan fiduciary services. The firm employs a blend of strategic and tactical investment approaches, integrating advanced portfolio construction techniques and AI tools while providing access to a broad range of model and alternative investment strategies.

Dale Curtis is a financial advisor at HBW Advisory Services LLC in Temecula, CA, holding a Series 65 designation with 14 years of industry experience. He has been with HBW Advisory Services since 2016. Curtis is also involved with WealthFort, INC., a financial planning and wealth management business. HBW Advisory Services manages approximately $1.75 billion in assets and serves a diverse client base including individuals, families, charitable organizations, and businesses. The firm employs a blended investment approach that incorporates tactical asset allocation and multi-manager diversification, and it offers a range of services including sub-advisory arrangements and retirement-plan subscription services.

Kent Lalonde is a CFP® and Series 66-licensed financial advisor with 26 years of industry experience. He has been with Creative Financial Designs, Inc. since 2005 and leads the Lalonde Wealth Management Group. Outside of his advisory role, he is involved in independent insurance sales and provides retirement and investment planning, along with life and health insurance services. Creative Financial Designs serves individual, high-net-worth, charitable, corporate, and business clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers diverse strategies, including Biblical Responsible Investing, with both discretionary and non-discretionary execution options.

Alfred Gesing is a financial advisor at Realta Investment Advisors, Inc. with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Avantax Advisory Services, LPL Financial, and Realta Equities. Realta Investment Advisors provides discretionary and non-discretionary investment advisory services and financial planning to individuals, pension and profit-sharing plans, and institutional clients. The firm emphasizes individualized advice through asset allocation strategies and offers services such as portfolio management, retirement-plan consulting, and estate planning.

Jennifer Ralston is a financial advisor with Financial Gravity Family Office Services, LLC, holding a Series 65 license and five years of industry experience. She has worked at Financial Gravity since 2022 and previously at Forta Financial Group, Inc. She is also the president and tax preparer at Intelligent Tax Solutions, Inc., a non-investment related company. Financial Gravity Family Office Services, LLC provides tailored financial planning, investment supervisory and management services, pension consulting, and educational seminars to individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm uses a range of investment strategies and frequently works with third-party sub-advisors while maintaining client oversight.

Mark Taylor is a CFP®-designated financial advisor with over 42 years of industry experience. He is currently with Mutual Advisors, LLC and has previously worked at firms including Securities America Advisors, Inc. and Winthrop Taylor Asset Management, Inc. He serves as President of the San Clemente Rotary Club, where he leads meetings and organizes board activities. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, retirement plans, and institutional clients, managing portfolios with a combination of active and passive strategies tailored to client objectives. The firm is notable for its scale in institutional work, managing approximately $9.45 billion across 154 advisors, and provides a broad range of advisory services through multiple analytical approaches and third-party platforms.

Tiberiu Negulescu is a financial advisor at Silver Oak Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Silver Oak Securities since 2007. Outside of his advisory role, he is involved in life insurance sales through a separate business, SMART PLANS FINANCIAL, focusing on life insurance, fixed annuities, and long-term care insurance on a part-time basis. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other business entities. The firm offers a range of advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances.

Ladislao Kalmar is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has held positions at multiple firms including Petersen International Underwriters and WealthWave, and is involved with several business ventures such as Kalmar & Associates and Galarraga Engineering Consultant. Additionally, he works as an agent for Champion Health, focusing on employer/employee health benefit plans. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its services through multiple program platforms.

James Galante is a financial advisor with Kestra Advisory and holds a Series 66 designation. He has 25 years of industry experience, including 12 years at Commonwealth Financial Network prior to joining Kestra Advisory in 2025. Outside of his advisory role, he is involved in several registered representative activities through Kestra Investment Services and is a member of Monarch Retirement & Investment LLC and Monarch Retirement Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, employee education, and utilizes multiple management platforms and third-party solutions to support its clients.

Jared Johnson is a financial advisor with Planmember Securities Corporation in Temecula, CA. He holds Series 63 and Series 65 credentials and has 24 years of industry experience. Johnson is involved in multiple business activities including leadership roles at Lighthouse Capital Planners and Living Trustify, an online service providing legal forms and information. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, functioning as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.