Robert Paterson is a financial advisor at Intelligence Driven Advisers, LLC with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Labrum Wealth Management, LLC and Beta Wealth Group, Inc. Outside of advising, he is also involved as an insurance agent with LWM Insurance Solutions. Intelligence Driven Advisers, LLC is an SEC-registered multi-team firm managing approximately $882 million for individual and institutional clients. The firm offers financial planning and discretionary investment management through model portfolios and custom accounts, emphasizing risk management and fundamental analysis.

Barbara Williams is a CFP® with 43 years of experience in the financial services industry. She is a partner at Financial Focus LLC and has held roles at Osaic Wealth, Inc. and Securities America, Inc. Williams serves on the board of the Coastline Legacy Committee, which oversees outreach projects for a local church. Financial Focus LLC is a five-advisor team providing investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm utilizes model portfolios and discretionary asset management through the AssetMark platform, offering comprehensive financial plans and retirement-plan consulting services.

Ben Mccollum is a financial advisor at Pacific Point Wealth Management in Carlsbad, CA, holding a Series 66 credential with seven years of industry experience. His prior roles include positions at Independent Financial Group, LLC, X Advisors, LLC, and Xton Financial, LLC. Outside of his advisory work, he consults on business valuation and mergers and acquisitions, as well as on business optimization. Pacific Point Wealth Management offers discretionary asset management and comprehensive portfolio management services to individuals, trusts, estates, and business entities. The firm employs a combination of fundamental and technical analysis with both long-term holdings and active trading strategies, including the use of leverage and derivatives.

Larry Rogers II is a CFA® charterholder and holds a Series 65 license, with four years of experience in the financial advisory industry. He has previously worked at Pinnacle Private Ventures, Intelligence Driven Advisers, LLC, Silicon Hills Wealth Management, Aspireon Wealth Advisors, LLC, and United Services Automobile Association (USAA). He is currently with Naviter Wealth, LLC. Naviter Wealth, LLC is a multi-advisor team serving individual and high-net-worth clients with financial planning and discretionary portfolio management. The firm manages approximately $1.87 billion across about 332 client relationships and offers distinctive features such as borrowing within separately managed accounts and performance-based fee arrangements for certain clients.

Kelly Carter is an advisor at Adviser Alliance, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Summit Wealth Partners, LLC and Beacon Retirement Planning Group, Inc., where she serves as CEO. Adviser Alliance, LLC provides discretionary investment management to individuals and certain entities, focusing on non-high-net-worth clients. The firm uses third-party platforms for portfolio implementation and supports multiple client accounts through independent contractor investment adviser representatives.

Kade Kretzschmar is a financial advisor at Seaside Wealth Management, Inc. in Carlsbad, CA, holding a Series 65 designation. He has one year of industry experience and previously worked for the St. Louis Cardinals for two years. Seaside Wealth Management is a team-based registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and business entities, managing approximately $362 million in client assets. The firm’s investment approach emphasizes passive, diversified portfolios using ETFs, mutual funds, individual securities, and fixed income, guided by third-party research and disciplined rebalancing.

William Katzelis is a financial advisor at Vision Investment Advisors, LLC with three years of industry experience. He holds a Series 65 designation and has worked at several firms including Divergent Capital Asset Management LLC and Clarity Capital Partners. Katzelis is also the Branch Office Manager at High Ridge Futures LLC, where he operates the branch office and services clients. Vision Investment Advisors provides discretionary and non-discretionary portfolio management to individuals, high-net-worth clients, family offices, and select institutional investors, employing internally developed investment strategies focused on large-cap, growth-oriented equities and income enhancement techniques. The firm also offers option-based leveraged strategies and managed-futures allocations, serving clients with varying risk tolerances.

Jerrie Carli is a financial advisor at Financial Focus LLC in Carlsbad, CA, holding Series 63 and Series 65 licenses with 31 years of industry experience. Her career includes roles at OSAIC, Securities America, National Planning Corp, and operating as a sole proprietor. She also maintains a fixed insurance agent role covering disability, life, long-term care, and annuities. Financial Focus LLC serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans through discretionary asset management, financial planning, and consulting services. The firm uses model portfolios and offers retirement-plan consulting with the ability to act as an ERISA adviser or investment manager, featuring a wrap fee program that combines management and transaction coverage.

Erick Schenkhuizen is a financial advisor at US Capital Global Wealth Management, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial LLC and Empirikal Partners LLC. Schenkhuizen divides his time between advisory services and investment banking through affiliated entities. US Capital Global Wealth Management, LLC provides investment management, consulting, and financial planning primarily to individual and high-net-worth clients. The firm employs a multi-step screening process combining fundamental, sector/industry, and quantitative analysis to construct diversified portfolios using ETFs, stocks, bonds, mutual funds, and alternative investments.

Samuel Wheeler is a financial advisor at Intelligence Driven Advisers, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Mutual of America Life Insurance Company, Mutual of America Securities LLC, Capstone Partners Financial and Insurance Services, and Newport Beach Country Club. Outside of his advisory role, he is also an insurance agent with Intelligence Driven Insurance Solutions. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm offers financial planning, discretionary investment management through model portfolios and custom accounts, retirement plan solutions, consulting, and held-away account management, with an investment approach emphasizing risk management and fundamental analysis.

Austin Mangold is a financial advisor at Seaside Wealth Management, Inc. with one year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Purshe Kaplan Sterling Investments and 49 Wealth Management. Outside of his advisory roles, he has experience in the food service industry and education. Seaside Wealth Management is a team-based registered investment adviser managing approximately $362 million in client assets. The firm serves individuals, trusts, pension and profit-sharing plans, and business entities, employing a passive, diversified investment approach based on modern portfolio theory and third-party research, with additional services including financial planning and retirement plan consulting.

Andrew Christopher is a CFP®, CFA®, and Series 65 designated advisor with five years of industry experience. He has worked at Leading Edge Financial Planning LLC since 2023 and has prior experience with Dowling & Yahnke Wealth Advisors and PricewaterhouseCoopers. Outside of financial advising, he serves as a Lieutenant Commander in the United States Navy Reserves, works as an F-35 instructor pilot for Lockheed Martin, and has been a career coach and faculty advisor at Georgetown University. Leading Edge Financial Planning LLC provides wealth management and financial planning services to individuals, high net worth clients, trusts, estates, and businesses. The firm emphasizes strategic asset allocation and diversification using low-cost mutual funds and ETFs, offers discretionary portfolio management, and operates as a team of nine advisors across multiple offices.

Paul Seto Jr. is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He is currently with Tactive Advisors, LLC and has previous experience at Cardiff Park Advisors and Claraphi Advisory Network. Seto is also an Associated Person of Tricom Partners, LLC, an introducing broker and futures commission merchant. Tactive Advisors provides portfolio management services to individuals, trusts, businesses, employee benefit plans, and institutional investors, utilizing a tactical asset allocation approach and the Black-Litterman framework. The firm offers both a robo-advisor platform and advisor-led model portfolios, managing assets on both discretionary and non-discretionary bases.

Anthony Franco is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Seaside Wealth Management, Inc., where he has worked since 2026. Prior to this, he was with Wells Fargo Clearing Services, LLC for seven years and has held roles at Carroll, Kelly, Trotter, Franzen, McBride, Peabody, Godin Properties, and Point Loma Nazarene University. Seaside Wealth Management is a team-based registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and business entities, managing approximately $362 million in assets. The firm employs a modern portfolio theory approach with a focus on passive, diversified investments and offers services including asset management, financial planning, and retirement plan consulting.

Steven Dougan is a financial advisor at Intelligence Driven Advisers, LLC and holds a Series 65 credential. He has one year of industry experience, with prior roles in financial services and other fields including education, real estate, and travel. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients. The firm offers financial planning, discretionary investment management using primarily low-cost institutional funds and ETFs, and retirement plan solutions, with an investment process overseen by an Investment Committee.

Frank Stanley is a CERTIFIED FINANCIAL PLANNER™ with 26 years of industry experience. He is currently with Tactive Advisors, LLC and serves as President of FactorOne Capital LLC, a Commodity Trading Advisor. His prior experience includes roles at Claraphi Advisory Network LLC and Global Wealth Analytics Inc. Tactive Advisors provides portfolio management services to individual clients, trusts, businesses, employee benefit plans, and institutional investors. The firm combines a tactical asset allocation approach with model portfolios delivered through both a robo-advisor platform and advisor-led services.

Brittney Partow is a financial advisor with Intelligence Driven Advisers, LLC, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at LPL Financial and TD Ameritrade - Charles Schwab & Co., Inc. She is based in Carlsbad, CA. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for a diverse client base, including individuals, institutions, retirement plans, trusts, estates, and Native American sovereign entities. The firm employs a model-driven investment approach focused on low-cost institutional funds, risk management, and fundamental analysis, and offers a range of services including financial planning, discretionary management, retirement plan consulting, and held-away account management.

Jay Hovis is a financial advisor at Financial Focus LLC in Carlsbad, CA, holding CFP® and Series 66 designations with 10 years of industry experience. He has worked at OSAIC, Securities America, and Sagepoint Financial, and has operated as a sole proprietor since 2015. In addition to advisory work, he is involved in insurance sales. Financial Focus LLC serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary asset management, comprehensive financial planning, and retirement-plan consulting. The firm manages accounts using model portfolios and offers a wrap fee program that combines management and transaction costs into a single advisory arrangement.

Alex Klingensmith is a CFP® professional with 13 years of industry experience, currently serving at Intelligence Driven Advisers, LLC since 2018. He also holds ownership and management roles in Invictus Real Estate Partners, LLC, a real estate management firm. Klingensmith is involved in an affiliated insurance agency, Intelligence Driven Insurance Solutions. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm utilizes a risk-managed investment process overseen by an Investment Committee, employing primarily low-cost institutional mutual funds and ETFs along with alternative strategies when appropriate.

Matthew Marchand is a financial advisor at Pacific Point Wealth Management in Carlsbad, CA. He holds a Series 65 designation and has been with Pacific Point Wealth Management since 2025. Prior to his advisory role, he worked at Martian Property Group and held various positions in the hospitality and retail industries. Pacific Point Wealth Management provides discretionary asset management and comprehensive portfolio services for individuals, trusts, estates, and business entities. The firm employs a combination of fundamental and technical analysis with both long-term and active trading strategies, including the use of leverage and derivatives.