Harriett Barnes is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has operated H B Financial Group, LLC since 2005, where she serves as sole member and manager. Barnes is also a notary public. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors by providing operations, trading, technology, investment management, compliance, and practice-management services. The firm offers a variety of advisory programs and model portfolios, allowing advisors discretion in portfolio construction and access to multiple program structures.

Julie Lopes is a financial advisor with TD Private Client Wealth LLC in Springfield, MA, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has been with TD Private Client Wealth and TD Bank since 2013. Outside of her advisory role, Julie is a home decor creator and influencer for Rewardstyle.LTK, where she posts home content and links items for purchase. TD Private Client Wealth LLC provides discretionary wrap‑fee managed account programs and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning, and access to a range of investment products through a combination of affiliated and third-party sub-managers.

Joseph Ryan is a financial advisor with Kestra Advisory who holds Series 63, 65, and 66 licenses and has 35 years of industry experience. He has been with Kestra Advisory since 2016 and is also the owner of J E Ryan Wealth Management, operating as a registered representative. Ryan serves as a committee member on the Chester Finance Committee. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients. The firm offers fiduciary consulting, plan design, employee education, and discretionary investment management supported by due diligence, serving clients including large institutional investors and sovereign wealth funds.

Melody Foti is a CFP® professional with 26 years of experience in the financial industry. She is currently with Commonwealth Financial Network and also owns Sophia Wealth Strategies, LLC, a private entity that facilitates securities, advisory, and insurance business. Outside of her advisory work, she is an author who sells a self-published book of watercolor paintings and poetry. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and support services, including discretionary model portfolios and personalized investment options.

Ryan Ferriter is a financial advisor at Private Advisor Group, LLC with three years of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial LLC, Paper City Management, and TRI Construction Company Inc. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through both discretionary and non-discretionary programs. The firm provides access to third-party asset managers, turnkey asset management platforms, and its own WealthSuite separately managed account program.

Vincent Fortini is a financial advisor at Key Investment Services LLC with seven years of industry experience. He holds Series 63 and Series 66 registrations. His prior experience includes roles at KeyBank and Saint Anselm College in sports medicine. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment choices supported by non-binding advisor recommendations and maintains oversight through its Product Due Diligence Committee and affiliations within the KeyCorp group.

Kashawn Sanders is a financial advisor with Eagle Strategies (New York Life) in Northampton, MA, holding a Series 66 designation and five years of industry experience. He previously worked at Callaway Golf Company and Dymotek and operates under the DBA Ostberg & Associates Financial Services and Insurance. Outside of his advisory role, Sanders is the founder, president, and chairman of the board at Follow My Steps Inc., a nonprofit providing guidance and resources to low-income students and their families. Eagle Strategies serves a diverse clientele including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Meagan Crook is a financial advisor at First Command Advisory Services with six years of industry experience. She holds a Series 66 designation and has worked with First Command in various capacities since 2019. Prior to joining the firm, she served in the US Marine Corps and was involved with Saddles In Service. First Command Advisory Services is an SEC-registered adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by an internal Investment Management Team and Wealth Portfolio Managers.

Christina Couzelis is a financial advisor at Commonwealth Financial Network with six years of industry experience. She holds a Series 66 designation and has worked at Commonwealth since 2018, with prior experience at HB Financial Group, LLC. Christina is also involved in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a broad platform of managed-account programs, access to third-party asset managers, and custody services.

Lucia Shah is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She has previously worked with Hart & Patterson Financial Group and Carl P. Sherr & Co., among others. Outside of advisory services, she is also an insurance agent with Beacon Pointe Insurance Services. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm employs a manager‑of‑managers approach, utilizing a proprietary focus list and combining active and passive strategies, while also sponsoring proprietary investment vehicles and serving as an operating general partner for multiple private funds.

Ryan Brassard is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 18 years of industry experience. He previously worked at Raymond James & Associates for 16 years before joining Steward Partners in 2026. Outside of advising, he is a partner in ArionEdge LLC, an LLC created for private investment, and also works part-time as an independent contractor for Uber Eats. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and consulting services through a variety of personalized and third-party investment solutions.

Dacota Durkee is a financial advisor with Money Concepts Capital Corp, holding a Series 66 designation and beginning their advisory career in 2025. Prior to joining Money Concepts, Durkee has experience in tax preparation and planning through Drenen Financial Services, and is involved in managing real estate investments and residential property operations via Dream Holding Co. LLC and Apex Management & Leasing LLC. Money Concepts Capital Corp is an enterprise advisory firm with approximately 431 advisors managing over $3 billion for a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs a variety of managed programs and portfolio strategies, combining fundamental and technical analysis with modern portfolio theory.

Mark Goggins is a financial advisor with Eagle Strategies (NY Life) in Northampton, MA, holding Series 63 and Series 65 credentials and possessing 11 years of industry experience. He has been with Eagle Strategies since 2019 and is also associated with NYlife Securities LLC and New York Life Insurance Company. Outside of his advisory role, Goggins serves as a board member for Nonotuck Resource Associates, which provides shared living for intellectually challenged individuals. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Paul Duquette is a financial advisor at OSAIC Institutions, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Bank, Citizens Securities, and Santander Securities. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a broad range of advisory and brokerage services. The firm offers customized financial planning, ERISA plan services, access to alternative investments, and lending and cash-management solutions, operating primarily through a network of investment adviser representatives.

Robert Ostberg is an advisor with Eagle Strategies (NY Life) based in Northampton, MA, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been associated with New York Life and its affiliated entities since 1987 and has operated Ostberg & Associates Financial Services and Insurance, LLC since 2007. Outside of his advisory work, he volunteers as an event manager for an annual community fundraiser supporting the restoration of the Park Theater at Look Memorial Park. Eagle Strategies serves individual and institutional clients offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides customized advice across various program types and manages a significant portion of its assets on a non-discretionary basis, emphasizing fiduciary responsibilities especially in retirement plan consulting.

Michael Patrakis is a CFP® with 32 years of industry experience, currently affiliated with Commonwealth Financial Network and Newbury Associates since 1996. He is based in E. Longmeadow, MA. Patrakis is also the owner of Newbury Wealth Management, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and various customized investment solutions.

Adam Robinson is a CFP® professional with 24 years of experience, currently affiliated with Eagle Strategies (NY Life) in Northampton, MA. He has worked with Ostberg & Associates Financial Services and Insurance as well as Crossman Financial Services and Insurance. Robinson serves as a corporator for Greenfield/Northampton Cooperative Bank. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of advisory programs and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Lisa Rancourt is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at Ion Bank since 2019, where she serves as First Vice President and Operations Manager for Ion Investments, and has prior experience with Infinex Investments, Inc. and United Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm primarily delivers advice and portfolio implementation via a network of investment adviser representatives who employ various analytical approaches and offer both advisory and brokerage solutions.

William Kemple is a financial advisor with Commonwealth Financial Network in East Longmeadow, MA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and The Wealth Transition Collective. He is also the owner of Kemple Financial, LLC, where he provides tax preparation services in addition to his advisory work. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients with a range of advisory programs and services. The firm offers operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios using diverse securities and insurance products alongside discretionary model portfolios managed by the firm’s Investment Management and Research team.

Victoria Maraia is a financial advisor at Lincoln Investment with two years of industry experience. She holds the Series 63 and Series 66 licenses. Prior to her current role, she worked at NYLIFE Securities LLC and New York Life Insurance Company for two years each, and has extensive experience in the restaurant industry with Margaritas Mexican Restaurant and Capital Burger Company. Lincoln Investment serves individuals, charitable organizations, businesses, and a variety of employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of investment programs, utilizing both strategic and dynamic investment approaches overseen by an in-house Investment Management & Research team.