Brett Keener is a CFP®-certified financial advisor with 24 years of industry experience, currently associated with Primerica Advisors and Park Avenue Securities. He has worked with Guardian Life Insurance Company since 2015 and holds Series 65 and Series 66 licenses. Keener is also licensed to sell insurance products beyond Guardian Life. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services along with financial and retirement planning. The firm employs a variety of investment strategies through proprietary and third-party platforms, managing approximately $15 billion in assets with a large network of advisors.

Livia Benjamin is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She is also a partner at Duffy Kruspodin, LLP, a CPA firm where she has worked since 2004. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach with customized portfolios using mutual funds, ETFs, equities, and fixed income.

Alden Salcedo is a financial advisor with Primerica Advisors and holds a Series 66 designation. He has experience working at Park Avenue Securities, Guardian Life Insurance, and several other firms and organizations over the past several years, including roles outside the financial industry. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, employing proprietary and third-party investment strategies across various account types.

Andrew Rogel is a financial advisor with Guardian Life and holds a Series 66 credential. He has six years of industry experience, including previous roles at J.P. Morgan Chase and Park Avenue Securities. Rogel is also affiliated with California State University San Marcos. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage, financial planning, and investment advisory services, with tailored solutions including discretionary and non-discretionary portfolios managed in-house or by third-party strategists.

Jeremy Laub is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Commonwealth Financial Network, and Monarch Retirement Group. Outside of finance, he performs live music and works as a handyman. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement services through a national network, utilizing multiple advisory programs and third-party managers to implement client investment profiles.

Alberto Gallegos is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 16 years of industry experience. He has been associated with Charles Schwab entities since 2009, including Schwab Wealth Advisory Inc. since 2022 and Charles Schwab Bank since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm delivers advice through Charles Schwab’s proprietary asset allocation models and research tools, with final trading decisions made by clients.

Savannah Guy is a CFP® professional affiliated with Corient, with three years of industry experience. She has held roles at Corient and Dowling & Yahnke, LLC, as well as Bank of America Private Bank. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that integrates in-house security strategies with third-party manager solutions and customized asset allocation.

Marko Zivic is a Series 66-licensed financial advisor at Guardian Life with 11 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance since 2016. Zivic is also the owner of Zjiveli LLC, a business focused on personal taxes and cash flow organization. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with financial planning, brokerage services, and investment advisory programs.

Justin Slack is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has one year of industry experience, having joined Principal Financial Services and Principal Life Insurance Company in 2025. Prior to this, he was involved in various businesses including Balanced Fitness and Health and hospitality ventures in San Diego. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel, offering financial planning, retirement consulting, and access to third-party money manager solutions.

Paul Cotofana is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and 16 years of industry experience. He previously worked at SagePoint Financial and SagePoint Financial, Inc. from 2009 to 2021 before joining Independent Financial Group in 2021. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, utilizing platforms such as AccessPoint and third-party asset managers, with approximately $11.3 billion in regulatory assets under management.

Michael Winaker is a financial advisor at Hightower Advisors with five years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at UBS Financial Services and Centaurus Financial Inc. Winaker studied at Pepperdine University from 2018 to 2022. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s approach centers on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with services that include portfolio management, financial planning, and retirement plan consulting.

Cory Morrison is a financial advisor with Primerica Advisors and holds the ChFC® designation along with a Series 66 license. He has 20 years of industry experience and has worked with Park Avenue Securities and Guardian Life Insurance Company in various roles since 2015. Morrison also occasionally writes health insurance for clients. Park Avenue Securities LLC serves a broad retail client base, offering both brokerage and advisory services, including financial planning and retirement-plan consulting. The firm utilizes a range of proprietary and third-party investment strategies and supports various account-level services such as lending solutions and donor-advised funds.

Terrance Arges is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has previously worked with Laurel Wealth Advisors, Raymond James Financial Services, Mission Federal Credit Union, and CUSO Financial Services. Mr. Arges is also a licensed insurance agent in California, authorized to solicit and sell annuity contracts. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios with a primarily long-term investment approach.

Timothy Wheelwright is a CFP® credentialed financial advisor with Corient, based in San Diego, CA, and has three years of industry experience. His work history includes roles at Corient, Dowling & Yahnke, LLC, and involvement with Albion SC San Diego and La Roca FC. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates both in-house and third-party strategies, with ongoing portfolio monitoring and risk management.

Carsten Lester is a CFP® with two years of industry experience, currently serving at Corient in San Diego, CA. His work history includes roles at Dowling & Yahnke, LLC and Axos Bank. Corient provides investment advisory and financial planning services to a broad client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that incorporates in-house strategies along with third-party managers, employing risk management tools and alternative investment options where appropriate.

Rochelle Sanchez is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and 14 years of industry experience. She previously worked at US Bancorp Advisors LLC and Union Bank, with a combined tenure of 24 years. Sanchez is also involved in BOOM Planning / Canvas Financial, providing investment services and advising outside her primary firm role. Ameritas Advisory Services offers fee-based investment management, financial planning, and retirement-plan advisory services to individual, corporate, and institutional clients. The firm employs a platform approach that includes in-house and third-party model portfolios, discretionary and non-discretionary programs, and integration with Ameritas affiliates.

Peter Stratton is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 27 years of industry experience. He has worked at several firms including Union Capital Company and 1 St Global Insurance Services. Stratton is also the owner and officer of Stratton & Associates Accountancy Corporation, a CPA firm providing tax and accounting services in San Diego. Independent Financial Group is a large advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services through a combination of in-house models and third-party managers, and operates both as a registered investment adviser and an active broker-dealer.

Dionisio Meneses is a financial advisor at Mercer Global Advisors Inc. in San Diego, CA, holding Series 65 and Series 66 licenses with six years of industry experience. Prior to joining Mercer, he was involved with DNM Creative Properties Inc. for 28 years. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, non-profits, and endowments with investment advisory and comprehensive financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based approach using diversified portfolios with low-cost ETFs, index funds, and specialized investment options, while also providing educational content and integrated service platforms.

Tyler Morris is a financial advisor at Stratos Wealth Partners, Ltd with 14 years of industry experience. He holds the Series 66 designation and has been with Stratos since 2015. Prior to his current role, he worked at LPL Financial from 2015 to 2019. He is also the founder of BWM Financial, a separate financial planning and wealth management business based in San Diego. Stratos Wealth Partners provides advisory services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers an open-architecture Strategic Wealth Management platform that supports both advisor-managed and model-based portfolios, emphasizing active monitoring and asset allocation across multiple custodians.

Keith Mckenzie is a financial advisor at Hightower Advisors with 20 years of industry experience. He holds the Series 66 designation and has worked at Hightower Advisers, LLC since 2019, following a decade at Delphi Private Advisors. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm’s approach emphasizes manager selection and multi-manager solutions, offering discretionary and non-discretionary portfolio management along with financial planning and retirement plan consulting.