Shane Manzi is a Series 66-licensed financial advisor at Schwab Wealth Advisory with three years of industry experience. He has worked within the Charles Schwab organization since 2023 and previously held positions outside the financial sector, including roles at Wolffer Estate Vineyard and Bromley Mountain Resort. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations across a range of securities. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through proprietary asset allocation models and research tools while leaving final trading decisions to clients.

Christian Arlia is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 designations. He has 29 years of industry experience, including roles at HSBC Securities since 2013 and HSBC Bank USA, N.A. since 2016. Outside of his advisory work, he assists with property management for several family-owned real estate businesses in Brooklyn during non-trading hours. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment solutions. The firm utilizes a strategic and tactical asset allocation process supported by HSBC Global Asset Management and other affiliated providers.

Cheick Konate is a financial advisor with Citigroup Global Markets in New York, NY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Citi Private Bank, TD Bank N.A., and TD Private Client Wealth LLC. Outside of his advisory work, he also drives for Uber LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional scale alongside unique market roles such as derivatives and futures services.

Maria Avendano Orozco is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her background includes roles at Citigroup and experience in academic settings such as Temple University’s College of Engineering and Fox Business School. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering diversified investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and supports complex institutional roles such as swap dealing and futures commission merchant activities.

Valeria Espinosa is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds the Series 66 designation. Her prior roles include positions at Citibank, Universidad Carlos III de Madrid, Arconic, Purdue University, and Colegio Karl C. Parrish. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Nicola Brancato is a financial advisor with Oppenheimer in New York, NY, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Oppenheimer, he has been involved with Project Bullies LLC since 2021 and worked at Microcenter from 2020 to 2021. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a variety of advisory programs, including discretionary and non-discretionary portfolio management and financial planning. The firm’s investment approach varies by program and advisor and includes strategic and tactical asset allocation, manager selection, and periodic rebalancing, managing approximately $36.7 billion in assets as of the end of 2025.

Wahaj Aslam is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He is currently with Citigroup Global Markets, where he has worked since 2022, and previously held roles at USI Advisors, NYLIFE Securities LLC, and New York Life Insurance Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs, supported by in-house research and distinctive market roles.

Drew Elmorejr is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Morgan Stanley, UBS, and TD Bank N.A. Drew's background includes positions across both wealth management and financial services sectors. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and provides specialized services including derivatives and futures trading.

Lucas Sapienza is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds a Series 66 designation and has worked at notable firms including Fidelity Investments, Bank of America, Merrill, and Neuberger Berman. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and maintains unique institutional capabilities such as in-house research and roles as a swap dealer and futures commission merchant.

Yong Chen is a financial advisor with Eagle Strategies (NY Life) in Brooklyn, NY, holding Series 63 and Series 66 licenses and having 28 years of industry experience. He has been with Eagle Strategies since 2013 and has also worked with NYLIFE Securities LLC and New York Life Insurance Company for nearly two decades. Outside of his advisory role, he is an investor in a real estate property in New York City. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types with a focus on tailored recommendations and predominantly manages assets on a non-discretionary basis.

Cornelia Carragher is a financial advisor with Citigroup Global Markets and holds a Series 66 designation. She has been with Citigroup since 2024 and has prior experience with Wesleyan University and Advection Growth Capital. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs as well as broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research, swap dealing, and futures commission merchant activities.

Megan Haran is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Charles Schwab, TD Ameritrade, and Taffrial. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Ruvin Levavi is a financial advisor at Hornor, Townsend & Kent, LLC with seven years of industry experience. He holds a Series 66 designation and has worked at Hornor Townsend & Kent since 2017, with prior roles at Penn Mutual Life Insurance Company and New York Life Insurance Company. Outside of financial advising, he is involved in estate planning and trust drafting as an attorney and serves as an officer on the board of directors for Yeshivah of Flatbush. He is also a partner in WeThemOnes, an athlete-focused brand that emphasizes inclusive storytelling and merchandise production. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers. The firm offers advisory programs, financial planning, and retirement plan consulting, operating both as an SEC-registered advisory firm and a FINRA-member broker-dealer.

Chaim Neuman is a financial advisor with Eagle Strategies (NY Life) based in Brooklyn, NY, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has been affiliated with Eagle Strategies since 2021 and has operated several financial and insurance-related businesses since 2012. Neuman serves as treasurer for the Marine Park Jewish Center and is involved with the Jewish Community Council and Merkaz Hageula, contributing in various charitable and community roles. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm operates primarily on a non-discretionary basis and integrates advisory services with insurance and annuity products within the New York Life affiliate structure.

John Mormile is a financial advisor at Oppenheimer with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Oppenheimer since 2004. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment strategies, with an emphasis on both discretionary and non-discretionary management.

Brendon Roth is a financial advisor at Citigroup Global Markets in New York, NY, holding the Series 66 designation with five years of industry experience. His work history includes prior roles at Oppenheimer & Co. and Cammack Retirement Group, Inc. Outside of his advisory role, Roth engages in social media content creation focused on lifestyle, home, fashion, tech, and beauty products. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates at a large institutional scale with unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Bryan Alzate is a CFP®-credentialed financial advisor with 10 years of industry experience, currently with Schwab Wealth Advisory in Jersey City, NJ. His prior work includes roles at Bank of America, Merrill, Santander Bank, National Securities Corp, and Edward Jones. He holds a Series 66 license. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, serving clients through annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm does not exercise discretionary trading authority and operates under a cost-and-expense plus arrangement through Charles Schwab & Co., Inc.

Brian Nagel is a CFA® charterholder with 26 years of industry experience. He has been with Oppenheimer since 2009. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment vehicles to meet client objectives.

Jamie Schemmel is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds the Series 66 designation and has worked primarily with Citigroup since 2020, with prior experience including roles at the University of Florida and the Chartered Institute of Public Finance and Accountancy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs along with broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with institutional scale and unique market roles.

Amanda Caster is a CFP® with three years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in New York, NY. Her work history includes roles at Mercer Global Advisors and Hall Capital Partners, as well as academic positions at the University of Wisconsin-Madison. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of advisory services including investment management, financial, tax, retirement, and estate planning. The firm emphasizes globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, separate account managers, and other investment vehicles, and provides educational content and specialized programs for its clients.