Rodney Haug is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients.

Robert Avey is a financial advisor with Raymond James Financial Services Advisors, Inc., holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 31 years of industry experience, including 28 years at Securian Financial Services and a long tenure at Secure Futures/Link Allen & Associates. He also works as an independent contractor financial advisor at Summit Financial Group. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Luis Almendarez Jr. is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Merrill, Bank of America, and UnionBanc Investment Services. He serves as a board member of the US Fiji Chamber of Commerce and is an ambassador for the South San Francisco Chamber of Commerce. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Thomas Alderson is a financial advisor at Ameriprise with 17 years of industry experience and holds a Series 66 designation. He has worked at various Ameriprise entities since 2016, with a brief period away from the industry in 2016–2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing planning advice focused on retirement income strategies.

Tate Peterson is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he held roles at Mariner Independent, LPL Financial, Ideal Financial Advisors, and New York Life Insurance Company. Outside of financial services, he was involved with the Human Optimization Center and Fire and Ice Therapies, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Wai Chi Wong is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2000, with a brief tenure at OptionsXpress, Inc. in 2017. Based in Danville, CA, his career has been focused within a leading national firm. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a distinctive operational structure that integrates advisory, brokerage, custody, and cash-sweep services.

Scott Norris is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has been with Merrill and Banc of America Investment Services, Inc. since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tabitha Balthasar Baguio is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab and ULTA Beauty. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing roughly $671 billion in assets through a network of over 14,000 advisors.

William Abraham is a CFP® professional with four years of industry experience, currently affiliated with Cetera. He has held roles at Ready Wealth Advisors and Cetera Wealth Services and is involved in multiple financial services ventures. Outside of his advisory work, he serves as a deacon at Life Church and as a troop chaplain with Trail Life USA, both faith-based organizations. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios and strategies.

Michael Weintraub is a Series 63-licensed advisor with over 56 years of experience, currently affiliated with OSAIC. His career includes roles at Ascension Benefits & Insurance Solutions since 2010, NWF Advisory Services, Inc. since 2009, and Royal Alliance Associates, Inc. since 1994. He serves on the board of the Diablo Regional Arts Association, a local Center for the Arts. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that can include a range of investment products.

Christopher Spence is a financial advisor with RBC Capital Markets, holding a Series 66 credential and 28 years of industry experience. He has been with RBC since 2018 and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Ryan Conners Copeland is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 22 years of experience in private client asset management, having started his financial services career in 2000 with a New York-based wealth management firm operating out of the San Francisco office. Since joining Merrill Lynch in 2009, Ryan has focused on developing strategies and providing advice for individuals, their families, and their businesses by understanding their short- and long-term financial goals. He collaborates closely with clients' tax and legal advisors to integrate tax and estate planning for long-term investment success. Ryan holds a CERTIFIED FINANCIAL PLANNER® certification earned in 2005 and maintains Series 7, 31, 63, and 65 FINRA registrations. He is involved professionally as a member of the East Bay Estate Planning Council and the Estate Planning Council of Diablo Valley, having also served on the latter’s board. He earned his bachelor's degree from the University of California at Davis, where he double majored in History and Political Science and received academic honors including multiple appearances on the Dean’s list and membership in the Phi Alpha Theta History honor society. Outside of his professional responsibilities, Ryan resides in Orinda with his wife and two children. He contributes to his community as a youth baseball coach and is active in coaching youth soccer as well.

Joshua Morgan III is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 24 years of industry experience. His prior work includes seven years at HSBC Private Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Donald Daniels is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Stacey Archbell is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings extensive experience from her background as a business owner and her work with clients in Silicon Valley and the San Francisco East Bay. Stacey specializes in working with families, high net worth individuals, business owners, and executives to develop personalized financial strategies aimed at achieving long-term financial goals. Her areas of expertise include college education planning, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, and retirement income planning. Stacey holds a Bachelor of Science degree in Applied Physics from the University of Portsmouth, UK, and a Postgraduate Certificate in Education (PGCE) in Physics from Brunel University, London, UK. She is a CERTIFIED FINANCIAL PLANNER® professional, as well as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her international upbringing includes spending her high school years in Hong Kong, reflecting a broad cultural perspective. Committed to community involvement, Stacey volunteers with organizations such as the Girl Scouts and is a member of the British Benevolent Society. She and her husband Ian reside in Sonoma, where they enjoy gardening, cooking, and exploring the countryside.

Terri Detre is a financial advisor at Raymond James & Associates with 31 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, she serves as a notary public in Martinez, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Zackary Hernandez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Whitney Asher is a Series 66-licensed financial advisor with Morgan Stanley in Walnut Creek, CA, with eight years at the firm and five years of industry experience. Prior to joining Morgan Stanley in 2018, Whitney worked for five years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients without providing individual security recommendations as part of standalone financial plans.

Wendy Campos is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has worked within various Wells Fargo entities since 2012, including Wells Fargo Clearing Services LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Leo Wang is a financial advisor at J.P. Morgan Securities with a Series 66 designation. He has approximately one year of industry experience, including roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Private Bank. Outside of finance, his work history includes employment at Ishoni Yakiniku and Callippe Preserve Golf Course, reflecting a diverse background. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and operates within the broader J.P. Morgan organization, offering access to a wide range of investment products.