Samuel Mangiapane III is a financial advisor with Cetera, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Morgan Stanley and National Securities Corporation. Outside of financial services, he is a partner in a power washing business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Sean Kelly is a Senior Vice President, Wealth Management Advisor, and founder of The Kelly Wealth Management Group at Merrill Lynch Wealth Management. Since joining Merrill in 1993, Sean has advised a diverse clientele including individuals, families, business owners, executives, physicians, multigenerational families, and nonprofit organizations. His practice focuses on strategic wealth management, portfolio design, tax-sensitive investment management, charitable giving strategies, and coordinating complex wealth needs such as alternative investments and customized lending solutions. Sean earned Bachelor’s degrees in Economics and European History from the University of Pennsylvania, where he was a member of the rowing team. He holds the Certified Investment Management Analyst® (CIMA) and Certified Private Wealth Advisor® (CPWA) designations from the Investments and Wealth Institute and has pursued executive education through the Wharton School of Business. A second-generation Merrill Advisor, Sean values building enduring client relationships grounded in trust and thorough, thoughtful analysis. Outside of his professional role, Sean is active in community initiatives as a member of the Rotary Club of Everett and the Penn Alumni Club of Seattle. He resides in Richmond Beach with his wife and three children and enjoys outdoor activities such as fishing, kayaking, and nature photography.

Stephanie Malewski is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. She joined Merrill Lynch in 2013 and focuses on helping individuals, families, and businesses develop personalized financial strategies. Her services include retirement planning, investment management, and guiding clients through significant life transitions. Stephanie's professional background includes roles in financial analysis and strategic planning as a business manager and analyst, equipping her with skills in opportunity evaluation and risk management. She holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, maintains Series 7 and Series 66 FINRA registrations, and is licensed in New Jersey and Florida for Life and Health Insurance. She earned her Bachelor's degree in Psychology, Magna Cum Laude with Honors, from Fordham University and attended the Hartt School of Music. Outside of her advisory role, Stephanie is engaged in community initiatives supporting individuals with special needs, inclusion, environmental sustainability, and the arts. She is involved with organizations such as the Arc of Monmouth, Bedford Stuyvesant Restoration Project, and Count Basie Education Outreach - Basie Awards.

Michele Madsen is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2016. Outside of her advisory role, Michele is a notary public. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Joseph Hutchinson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 20 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association, serving clients for over a decade before joining LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Thomas Acerra Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 11 years of industry experience. He previously worked at MML Investors Services and Mass Mutual for eight years. Acerra is involved in multiple business entities related to insurance and consulting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Darshi Jayawardena is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank since 2017, following 17 years at PNC Financial Services Group and PNC Investments. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ted Beal Jr. is a financial advisor at Equitable Advisors with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Equitable Advisors since 1999, including time at AXA Advisors. He serves as a board member of the MOESC Foundation, which raises funds to support autism initiatives in local school districts. Equitable Advisors provides financial planning, retirement plan support, and asset management services to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model, utilizing third-party asset managers and LPL programs to tailor advisory solutions based on client goals and risk tolerance.

Mithilesh Pimpariya is a CFP®-certified financial advisor with 12 years of industry experience, currently with J.P. Morgan Securities in Red Bank, NJ. He has worked at JPMorgan Chase Bank, Bank of America, Merrill, and PNC Investments. Outside of his advisory role, he is a passive owner of an e-commerce business selling household products on Amazon. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

David Gallello is a financial advisor at Fidelity with 14 years of industry experience. He holds a Series 66 designation and has worked at various Fidelity entities since 2013, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its systematic investment approach, regulatory registrations, and advisory roles to multiple registered investment companies.

Walter Henry is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation and having 22 years of industry experience. He worked at UBS Financial Services and UBS Bank USA from 1999 to 2022 before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using approved tools and offers a broad selection of retail and institutional investment services.

Mark Yunayev is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2012, also maintaining a role with JPMorgan Chase Bank, NA since 2005. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations, delivering advisory services alongside brokerage, distribution, and investment management capabilities.

Osher Douek is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Thomas Capozzi is a financial advisor at Equitable Advisors with a Series 66 credential. He has been with Equitable Advisors since 2026 and has prior experience at several organizations, including Raider's Walk and Castrol. His background also includes roles during his time at Texas Tech and other part-time positions. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, and it operates through program sponsors and third-party managers to provide both advisory and brokerage solutions.

Robert Karpinski Jr. is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as an executor for an estate. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and advisory services without offering individual security recommendations as part of the standalone planning program.

Gregory Beckman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Beckman serves as a trustee for his spouse in an investment-related capacity. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings than many peers, such as insurance-related vehicles and bank deposit sweep options.

David Larkin is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in wealth and investment planning for high net worth individuals and business owners. He leads The Larkin Group, providing comprehensive services including corporate executive services, divorce transition planning, employee benefits planning, family wealth management strategies, and retirement income planning. David holds a Bachelor's Degree from the University of Richmond and has earned the designations of CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach focuses on connecting all aspects of a client's financial life to help prioritize and pursue the goals that matter most. Residing in Basking Ridge, New Jersey, David lives with his wife Kathryn and their two daughters. He is involved with the Friends of the Bernardsville Library and enjoys spending time outdoors with his family.

Nikolas Keszthelyi is a financial advisor at Equitable Advisors with one year of industry experience and holds the Series 66 designation. His prior work includes positions at Joyce Honda and Zumiez Inc. Equitable Advisors serves a wide range of clients including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through various program sponsors and third-party managers, with a significant focus on non-discretionary asset management and collaboration with affiliated managers.

Louis Mazzone is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior work includes roles at Signature Securities Group Corp./Signature Bank and Cetera Advisors LLC. Outside of advisory work, he owns Medicare Network Advisors LLC, a health insurance business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brandon Wilson is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation. He joined Morgan Stanley in 2024 and has experience working in both the firm's broader operations and its Private Bank. Outside of finance, he is involved as a partner in InfluenceTee, a retail and online business. Morgan Stanley Wealth Management serves individual and institutional clients with comprehensive advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of investment and advisory solutions.