Felicia Delgado is a financial advisor with Merrill, holding a Series 63 designation and having 31 years of industry experience. She has been with Merrill since 1980. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad range of clients including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with the broader Bank of America platform.

David Mandel is a financial advisor with UBS Financial Services in Sherman Oaks, CA, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Perry Richards is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management based in Beverly Hills, CA. Since joining Merrill Lynch in 1991, Perry has held various leadership roles including District Sales Manager and Director positions in Greenwich, CT, Century City, CA, and Beverly Hills, CA. He currently leads Richards, McMahon, Power & Associates, a team dedicated to providing a broad range of wealth management strategies and investment services. Perry's expertise covers a wide array of areas including portfolio management, family wealth management strategies, legacy planning, tax minimization, and services for sports and entertainment professionals. He is a qualified Portfolio Manager focused on managing discretionary personalized or defined strategies using individual securities, Merrill Lynch model portfolios, and third-party investment strategies. Perry earned his BA in Finance from Michigan State University in 1989 and holds the Certified Investment Management Analyst (CIMA) designation awarded in 2003 by the Investments & Wealth Institute in conjunction with The Wharton School. Outside of his professional work, Perry lives in Pacific Palisades, CA with his wife Kerrie and their two daughters. He participates in community volunteer work, including supporting Adams House, a shelter for battered women and children in Los Angeles. His personal interests include golf, surfing, biking, yoga, and spending time with his family.

Todd Thomasy is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, Thomasy is involved in the sale of life, medical, dental, vision, and disability insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management along with research-supported model portfolios and alternative investment strategies.

Joseph Schirripa is a financial advisor with UBS Financial Services in Beverly Hills, CA, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with UBS since 2001. Outside of his advisory role, Schirripa serves on the Board of Directors at Pepperdine University and has held advisory positions with organizations focused on adoption and young professionals. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management offerings, including discretionary portfolio management and capital markets services.

Garrett Tognozzi is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and possessing 14 years of industry experience. He has worked at JP Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Joseph Wingard is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management, where he has worked since 1997. He leads The Wingard Group, a wealth advisory team based in the Beverly Hills office, providing personalized family wealth planning and management services to affluent individuals, families, and corporate clients. His work focuses on advanced strategies including asset and liability management, tax minimization, income and asset preservation, and generational transfers. Prior to joining Merrill Lynch, Joseph was an operating executive for a Fortune 100 information technology company and served on the graduate faculty of three universities. He holds a Bachelor’s degree, Master’s degree, MBA, and PhD from UCLA, where he graduated magna cum laude and was inducted into Phi Beta Kappa. Joseph has held leadership roles in professional organizations such as the Association for Corporate Growth and UCLA Bruin Professionals. Joseph’s client focus areas include college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of work, he enjoys baseball, basketball, football, skiing, soccer, spending time with his family, and traveling.

Noah Francis is a financial advisor with J.P. Morgan Securities in Los Angeles, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has been with J.P. Morgan Securities since 2018 and previously worked at J.P. Morgan Chase & Co. from 2016 to 2018. Outside of his advisory role, Francis serves on the boards of Private School Axis, a nonprofit focused on increasing access to independent schools for underserved students of color, and Center Theatre Group, a major arts and culture organization in Los Angeles. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework when recommending investments.

Michael Hernandez is a financial advisor at LPL Enterprise with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Prudential Insurance Company of America, Pruco Securities LLC, and Equitable Advisors. Hernandez serves on both the nonprofit and for-profit boards of the LGBTQ Attorneys and Allies Bar Association. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management, and access to a range of brokerage and insurance products.

Michael Burt is a CFP® with 13 years of industry experience, currently affiliated with Morgan Stanley in Sherman Oaks, CA. His prior experience includes roles at City National Bank, Bank of America, Merrill, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a wide array of advisory programs, managing approximately $2.74 trillion in client assets.

Bob Kaye is a financial advisor at OSAIC with over 30 years of industry experience. He holds a Series 63 designation and has worked previously at Securities America, Inc. and Securities America Advisors, Inc. since 2005. In addition to his advisory role, Kaye is an author, having written a book on retirement planning titled *Enough Money to Live On: Making Smarter and Simpler Decisions for Stress-free Retirement*. OSAIC serves a broad client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm integrates brokerage and advisory services with financial planning and managed accounts, using various analytical tools and platforms to construct diversified portfolios tailored to client needs.

Robert Stone is a Series 66 licensed financial advisor at Morgan Stanley with three years of industry experience. His prior roles include positions at UBS Financial Services and NewEdge Securities, as well as independent consulting. Outside of advisory work, he serves as a board member and partner at Tao Entertainment Inc. and is a partner at Caffarel American LLC, an automotive and manufacturing business. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Gee Na Park is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA. She holds the Series 66 designation and has been in the industry since 2025. Prior to joining Mass Mutual, she worked at G & C Lifestory Inc, Mediclo Inc, and SCC Education Inc. She also holds an outside insurance sales position as a broker focused on life, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and strategies to develop written recommendations tailored to client goals.

Natalia Avila is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she joined in March 2017. She utilizes a goals-based wealth management process and access to global resources, investment insights of Merrill, and the banking and lending solutions of Bank of America to help clients pursue their financial goals. Natalia works to develop personalized wealth management strategies that are flexible to changing market conditions and aligned with what matters most to her clients. With a Bachelor of Arts in Economics from the University of California, Los Angeles, Natalia brings a diverse background including seven years of military service with two tours in Iraq and Afghanistan. She focuses her expertise on retirement planning, portfolio management, investment strategies, and areas such as college education planning, divorce transition planning, family wealth management, and legacy planning. Natalia serves clients including retirees, physicians, business owners, military personnel, and law enforcement officers. Fluent in English and Spanish, Natalia participates in supporting events for members of the U.S. military and law enforcement agencies. Her community involvement includes participation with Homes4Families and Operation Gratitude. In her personal time, she enjoys traveling, exercise, golfing, hiking, music, reading, soccer, tennis, and maintaining a healthy lifestyle.

Thomas Martinez is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at Robert W Baird & Co and various J.P. Morgan affiliates since 2019. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Glenn Jaffe is a financial advisor with Wells Fargo Advisors in Beverly Hills, CA, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Jaffe serves as a board member for Children of the Night, advising the treasurer on investment matters for the nonprofit focused on educating victims of sex trafficking. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad menu of planning solutions that address various client needs, including retirement, education, risk management, and specialized areas such as business-owner transition and special-needs planning.

Hovig Ounjian is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at Bank of America and Wells Fargo. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates with Bank of America’s broader platform, providing access to a wide range of products and services.

Melanie Sepanian is currently a Planning Consultant at Fidelity Investments, a position she has held since 2026. She has built her career in the financial services industry, with prior roles including Relationship Manager at Fidelity Investments, Associate Representative at Thrivent, Teller at Wells Fargo, and Insurance Agent at World Financial Group. Melanie specializes in partnering with clients to understand their financial goals, such as retiring early, funding an education, or preserving wealth for future generations. She focuses on building multi-generational relationships and providing comprehensive financial guidance. She holds a California Insurance License.

Deborah Schwartz is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. since 2016, as well as Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning through dedicated Financial Advisors and the Estate Planning Strategies Group. The firm emphasizes a structured planning process using firm-approved tools and offers both direct and corporate financial planning services.

Michael Lira is a financial advisor at LPL Enterprise with Series 63 and Series 65 licenses. He has been with LPL Enterprise since 2026 and has prior experience working in various roles including community organizations and educational institutions. Outside of finance, he has been involved with Beauty of Aztlan LLC, a business venture spanning several years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm combines adviser programs with active sales of financial products and offers access to model portfolios, third-party asset management, and integrated lending services.