Tiffany Dawson is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 1999 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jo Ann Anderson is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Merrill since 2009 and has concurrently worked with Bank of America N.A. since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Daniel Vigar is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and previously worked at Wells Fargo Bank, nA from 2018. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Daniel Flores is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at JP Morgan Securities LLC and multiple positions within Northwestern Mutual. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a range of investment and financial planning services that include retirement, education, risk, and wealth-transfer planning, using proprietary research and planning tools.

Yumi Hirata is the Vice President, Wealth Planner at Fidelity Investments, where she has served since 2018. In this role, she partners with select high net worth clients to understand their overall family wealth systems and develop flexible financial plans to support their long-term success. Prior to this position, she worked as a Financial Consultant at Fidelity Investments from 2017 to 2018 and at E*TRADE Financial from 2011 to 2017. Yumi holds a California Insurance License, which supports her ability to provide comprehensive financial advice. Outside of her professional responsibilities, she enjoys family activities, exploring culinary experiences as a foodie, visiting museums, snowboarding, and attending theater performances.

Michael Wagschal is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 65 credentials and over 23 years in the industry. He has been with Merrill since 2000. Outside of his advisory role, he is the general partner of Wags Instant Fantasy Sports Inc, a company developing a fantasy sports mobile application. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth clients, and institutions.

Rolando Lopez is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in Newport Beach, California. Since joining Merrill in 2015, he has partnered with Gabe Pate to establish the PL Wealth Management Group. Rolando serves a select group of successful professionals, business owners, and retirees, providing tailored strategies that address their unique financial circumstances and long-term goals. With experience in the financial services industry dating back to 2013, Rolando takes a highly personalized approach, understanding each client's complete financial picture to develop customized strategies across investment management, retirement planning, estate and trust considerations, cash flow analysis, and other financial areas. His expertise encompasses college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and tax minimization. Rolando earned a Bachelor of Arts in Business Administration with a concentration in Finance from California State University, Fullerton, emphasizing investment and financial planning. He holds FINRA Series 7, 6, 63, and 66 registrations, life and health insurance licenses, and designations including Chartered Financial Consultant (ChFC), Retirement Accredited Financial Advisor (RAFA), and Certified Plan Fiduciary Advisor (CPFA). An Orange County native, he resides in Fountain Valley with his wife, Makenna, their two sons, Luca and Levi, and their dogs. Outside of his professional work, Rolando enjoys spending time with his family, engaging in adventure sports, camping, golfing, soccer, and traveling. He is also involved with the Make-A-Wish Foundation in Orange County.

Gregery Lee Jr. is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Charles Schwab Bank and Charles Schwab in 2023, he held a role in sports information at Fredonia State in 2023. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset investment approach supported by the Schwab Center for Financial Research.

James Okeefe is a financial advisor at Cetera with 37 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and Cetera Wealth Services, LLC since 2013. Outside of his advisory work, he has volunteered for the IRS Volunteer Income Tax Assistance program, helping low-income taxpayers prepare simple tax returns. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that provides access to both affiliated and third-party money managers.

Alexander Baer is a Senior Financial Advisor and partner at The Baer Group, Merrill Lynch Wealth Management in Pasadena, California. He serves a diverse clientele that includes families, individuals, and successful business owners. With over 30 years of combined industry experience within the team, Alexander specializes in developing flexible goals-based financial strategies for both short and long-term objectives. He provides clients with access to Merrill's investment insights and Bank of America's banking and lending solutions to address various aspects of their financial lives. Alexander's comprehensive approach begins with understanding the client and their family's financial situation and priorities. Services he focuses on include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Alexander earned a Bachelor's Degree from Pepperdine University. Outside of his professional role, Alexander enjoys an active lifestyle with interests in adventure sports, baseball, basketball, chess, football, golfing, hiking, music, volleyball, and spending time with his family. He is engaged in his community through participation in organizations such as the Pacific Coast Baseball League, Pepperdine University Alumni, Posse Foundation, Sigma Phi Epsilon Fraternity, and Southern California Golf Association.

Carol Wong is a financial advisor at Merrill with Series 63 and Series 65 credentials. She has worked in the financial industry since 2021, including prior experience at Bank of America and Process One Services. Her current role is based in Newport Beach, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michele Mendiola is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding a Series 66 designation and 18 years of experience at the firm. She has been with Morgan Stanley since 2008. Outside of her advisory work, her family manages the rental of a travel trailer through platforms such as RV Share and Outdoorsy. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct client services and corporate financial planning agreements.

Sarah Javorsky is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked at several firms including Lexi Boza and Acceleron Law. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of investment structures and serves as an advisor to multiple registered investment companies.

Brian Gooding is a Financial Advisor with UBS Financial Services in Newport Beach, CA, holding a Series 66 designation and possessing 15 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, Gooding serves on the Board of Directors at Harbor Day School, where he participates in the audit and compensation committees. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets offerings.

Peter Christenson is a financial advisor with Ameriprise in Brea, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Outside of his advisory role, he works as an adjunct math instructor at Cypress College. Ameriprise provides a retirement-income planning service tailored to individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver annual, personalized recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

Antony Garcia is a financial advisor with Raymond James & Associates, holding a Series 66 designation and eight years of industry experience. He has worked with Raymond James since 2015, including his current role at Raymond James & Associates since 2023, and previously spent a year at LPL Financial. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser network.

Patrick Gracin is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Floyd Schwartz is a financial advisor with Raymond James Financial in Newport Beach, CA, holding CFP® and ChFC® designations and over 39 years of industry experience. Prior to joining Raymond James in 2022, he spent nine years at Wells Fargo Advisors. He also serves as CEO and President of Newport Beach Wealth Management and TJT Financial Services, where he manages business and financial planning activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical modeling and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Robert Householder is a Series 66-licensed financial advisor with three years of industry experience. He is currently with J.P. Morgan Securities and has prior experience at Bank of America, Merrill, and LPL Financial. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

John Breen is a financial advisor with Ameriprise in Corona, CA, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise offers a retirement-income planning service focused on clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide annual, non-discretionary recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.