Kuanyee Lee is a financial advisor at Charles Schwab with Series 66 credentials and two years of industry experience. Prior to her current role, she held positions in music education and youth orchestras. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services, offering both non-discretionary investment guidance and access to discretionary separately managed accounts.

Jose Navarro is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2016 and Wells Fargo Bank NA since 2015. Outside of his advisory role, Navarro's spouse owns and operates a business that manufactures and sells candles. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute and third-party databases to support its investment strategies.

Juan Garcia is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2013, also working with JPMorgan Chase Bank since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering services on a non-discretionary basis where clients retain final decision-making authority.

Steven Eggers is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney and Morgan Stanley Private Bank since 2010 and 2015, respectively. Outside of advising, he owns and manages a rental property with his wife. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process that includes firm-approved tools and scenario modeling but typically does not offer individual security recommendations as part of standalone planning.

Fadela Hamidat is currently a Planning Consultant at Fidelity Investments, a role she has held since 2026. She brings a client-focused approach to her work, emphasizing understanding individual needs and providing thoughtful planning support to help clients realize their future visions. Her professional experience includes positions as an Investment Consultant at Charles Schwab from 2025 to 2026, Private Client Banker at JP Morgan Chase from 2021 to 2025, and Relationship Banker at JP Morgan Chase from 2019 to 2021. This background has equipped her with insights across various facets of financial planning and client relationship management. Fadela holds a California Insurance License. Outside of her professional interests, she enjoys activities such as hiking, traveling, and exploring culinary experiences.

Christopher Villaflor is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work history includes roles at Bank of America N.A., Bank of America Merrill Lynch, U.S. Bank, and other organizations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries.

Alexander Argente is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 license with one year of industry experience. Prior to joining Morgan Stanley in 2024, he worked at New Market Venture Management and Vine Connections. Outside of financial services, his background includes roles in hospitality and healthcare settings. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools to support its advisory services.

Xuan Tran is a financial advisor with LPL Financial based in San Jose, CA, holding Series 63 and Series 66 designations and possessing 12 years of industry experience. Prior to joining LPL Financial in 2019, Tran worked for Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Tran is also a commissioned notary in the state of California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios supported by LPL Research and third-party subadvisors, as well as retirement plan consulting and brokerage services.

Erick Liu is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms, including Bank of America, Merrill, and J.P. Morgan. In addition to his advisory role, Liu serves as an Enlisted Second Class Petty Officer in the U.S. Navy Reserve. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research from Wells Fargo Investment Institute and third-party sources to guide diversified investment strategies and offers a range of brokerage and advisory solutions.

Phillip Chatoff is a financial advisor with Primerica Advisors based in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His professional background includes roles at Abusix, Inc. and Bigmachines alongside his long tenure with Primerica Financial Services and PFS Investments Inc. Outside of investment-related activities, he is involved with Blue Heron Senior Services, LLC and serves as a digital coach. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and provides a tiered wrap-fee structure, focusing on a range of investment approaches including Strategic, Tactical, Tax-Aware, and Income Distribution models.

Shantell Bryant is a financial advisor at Fidelity with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked with Fidelity Personal and Workplace Advisors since 2018. Prior to joining Fidelity, she was self-employed for 12 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles to registered investment companies. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across various investment products.

Lev Revutsky is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he is engaged in writing activities unrelated to investment. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Muhammad Haq is a financial advisor at UBS Financial Services in San Jose, CA, holding a Series 66 designation with 25 years of industry experience. He has been with UBS since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ryan Leiby is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 registrations and 26 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver customized recommendations through its Institutional Consulting Services program.

Pariss Minor is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo, Minor worked at Morgan Stanley and Fidelity Investments. Outside of finance, Minor has experience in the hospitality and service industries, including a role at In-N-Out Burger. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Heath Hanich is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has built a practice focused on helping individuals, families, and businesses preserve, grow, and transition their wealth through personalized strategies aligned with their long-term goals. His advisory approach emphasizes trust, clarity, and tailored planning, guiding clients through various stages of life with confidence. With over two decades of experience in financial services, Heath began his career in 1999 as a part-time teller with Wells Fargo. While working full time, he earned an associate's degree from Bakersfield College followed by a Bachelor's Degree in Business Finance from Fresno Pacific University. He has held various leadership roles at Wells Fargo and also joined Wachovia, where he earned his FINRA registrations and supported clients across California. Approximately twelve years ago, Heath and his family relocated to Santa Cruz, where he achieved his goal of becoming a Financial Advisor and established a successful practice. Heath specializes in comprehensive wealth management, retirement planning, and investment strategies tailored to each client's unique needs. He holds the Personal Investment Advisor (PIA) designation. Heath resides in Santa Cruz, California with his wife Heidi and their daughter. Outside of his professional responsibilities, he stays active in the local community and contributes through his involvement with the Rotary Club of Santa Clara.

Joshua Kuo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he owns and operates Shibui Vintage, LLC, a business focused on the collection, restoration, and trading of vintage timepieces. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, offering comprehensive advisory services on a non-discretionary basis.

Eric Han is a financial advisor at Ameriprise in San Jose, CA, holding a Series 66 designation with 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Lan Zhang is a financial advisor at Charles Schwab with 32 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab since 1993, including a role at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Patrick Lee is a Vice President and Financial Consultant at Fidelity Investments. In his current role since 2017, he works closely with his experienced team to leverage Fidelity's brand, technology, and platform. Patrick focuses on retirement, income, and wealth planning, aiming to understand clients' unique situations and help them define and achieve their financial goals. Prior to joining Fidelity, Patrick held positions as Vice President Senior Wealth Financial Advisor at Bank of the West from 2013 to 2017, and as Vice President Financial Advisor at Merrill Lynch from 2010 to 2013. He holds a California Insurance License.