Mason Champion is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009. Outside of his advisory role, Champion is an author of several books and serves on the Board of the College of Health & Human Development at Penn State University, where he is also involved in teaching and advisory activities. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Lucas Graham is a Series 66 licensed financial advisor at LPL Enterprise with one year of industry experience. Prior to joining LPL Enterprise, he worked at IDEMIA National Security Solutions and held positions at West Virginia University. He has also been involved with Bible Center Church. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, combining adviser programs with financial products such as insurance and lending, supported by a platform that includes proprietary research and third-party portfolio management.

Michael Frank Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Seventy2 Capital Wealth Management and Bank of America, N.A. Outside of finance, he has experience in the hospitality industry, including roles at 7 West Bistro, Rite Way Valet, and Pussers Caribbean Grille. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Edwin Abrams is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at Massachusetts Mutual Life Insurance Company since 2016, following an 11-year tenure at MetLife Resources. He is also involved as an agent in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements and a variety of investment and event-driven planning services.

Dionnie Edwards is a financial advisor at Fidelity with nine years of industry experience. Her prior roles include positions at New York Life Insurance Company, Prudential Insurance Company of America, Equinox, and T. Rowe Price. She is the sole proprietor of Dionnie Speaks LLC, a writing and speaking business focused on blog content and retail services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Enkhtuul Terguunbaatar is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Terguunbaatar held roles at VideoAmp, Reach Partners, and The Johns Hopkins Carey Business School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Blair is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, with prior experience at Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools.

Sabine Laure Mve Wandey is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018. Prior to joining Merrill, she was employed at Honda of Annapolis from 2016 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Howard Gun is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Ameriprise and its affiliate since 1992. In addition to his advisory role, he engages in fiduciary activities, serving as an executor and attorney-in-fact. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Hunter Leed is a financial advisor with OSAIC, holding a Series 66 designation and two years of industry experience. Prior to joining OSAIC, he worked at Lincoln Financial Advisors Corporation and has a background that includes service with the United States Coast Guard. Outside of his advisory role, he is also involved as an insurance agent with Mylestone Plans, focusing on a variety of insurance products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a broad network of advisors. The firm offers a range of financial services and employs various investment tools and third-party platforms to construct and manage portfolios on both discretionary and non-discretionary bases.

Peter Bacon is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. He also serves as a trustee in Towson, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Brian Culloty is a financial advisor with LPL Financial, holding a Series 63 designation and 42 years of industry experience. He worked at INVEST Financial Corporation for 32 years before joining LPL Financial in 2018. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs and financial planning services, with both discretionary and non-discretionary management supported by in-house and third-party research.

Jason Rowett is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Merrill since 2017. Prior to that, he was employed at Bank of New York Mellon from 2015 to 2017 and Bank of America starting in 2023. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Gue is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has prior experience with Prudential and in real estate through his involvement with Jgue Platinum Realty LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, leveraging model portfolios, third-party asset management, and an integrated platform that combines adviser programs with financial products such as insurance.

Sergio Galindo is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized wealth management strategies tailored to each client's unique financial situation and goals. Sergio collaborates with clients one-on-one to create flexible financial plans that adapt to changing market conditions while leveraging investment insights from Merrill and banking and lending solutions from Bank of America. He holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sergio earned his High School Diploma/GED from the University of Maryland. Committed to community involvement, he participates in local volunteer organizations, reflecting the Merrill tradition of service to the communities it serves.

Matthew Herbert is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he began his career as a Financial Advisor in January 2003. He works with affluent families, accomplished professionals, and successful business owners, providing goals-based wealth management supported by a team of specialists. Matthew focuses on cultivating long-lasting client relationships through customized advice, disciplined investing, and exceptional service. His areas of expertise include education planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and retirement income. Matthew holds multiple professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor’s degree from Fort Lewis College with a focus in Eco-Psychology. Matthew is involved with the Boys and Girls Club of Harford and Cecil County. Outside of work, he spends time with his wife and daughters, often attending their lacrosse and field hockey games as well as their performances. He has interests in boating, camping, cooking, football, hiking, music, skiing, swimming, and traveling.

Christopher Walker is a CFP® professional with 32 years of experience in the financial industry, currently affiliated with RBC Capital Markets. He has been with RBC Capital Markets since 2009 and also previously worked at City National Bank. Outside of his advisory role, he is involved in lacrosse training for middle and high school players and serves on the board of a charitable organization called Athletes Saving Athletes. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, leveraging a mix of in-house and third-party investment managers along with integrated capital markets and lending capabilities.

Paul Dettor Jr. is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Mass Mutual in 2025, he worked at Stifel Financial from 2021 to 2025 and has a background that includes positions at Scandia Marine and educational institutions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, software-driven planning processes and offers a range of programs including divorce planning, estate settlement, and employer-sponsored planning.

Christopher Walsh is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been working with individual clients since 1988, focusing on preparing them for retirement and helping them fund their life goals through a planning-based investment approach. Alongside his partner, Hugh Hanley, who specializes in mutual fund and manager analysis, Christopher constructs tailored portfolios designed to meet clients’ objectives while managing market volatility. He is also certified to advise on defined contribution retirement plans for small businesses, including start-ups and existing plans. Christopher’s career began after seven years teaching middle school math and science, bringing skills in education that support his commitment to helping clients understand their investments thoroughly. He earned a Bachelor’s degree from Union College in Schenectady, NY and a Master’s degree in Engineering in Computer Science from Loyola University in Baltimore. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional life, Christopher values family and outdoor activities. He and his wife Stacy have four grown children and three grandchildren. His personal interests include basketball, camping, fishing, golfing, hiking, skiing, soccer, travel, and spending time outdoors. He has coached soccer at various levels and remains involved with the Boys’ Latin soccer program.

Mark Croyle is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 33 years of industry experience. He previously worked at Morgan Stanley Smith Barney for eight years before joining Raymond James in 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.