Maurice Cassara is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 2004 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Kimberly Riccoboni is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 20 years of industry experience. She has been with Mass Mutual Investors Services since 2017 and has worked at MetLife Securities Inc. since 2011. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and delivers written recommendations without discretionary investment authority.

John Reilly is a financial advisor with Cetera, holding a Series 63 designation and 30 years of industry experience. His prior work includes roles at Allied Wealth Partners and Securian Financial Services. He also maintains an agent/broker position focused on fixed insurance sales. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Thomas Frothingham is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. He holds the Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions.

Dipak Shah is a financial advisor at LPL Enterprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America since 1998. Shah joined LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and various institutions. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and offers a range of financial planning and consulting services.

Christopher Junquet is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Ohio State University, MWWPR, and Forsgate Country Club. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Owen Stauffer is a financial advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. Prior to his current role, he held positions in retail and banking, including Provident Bank and Kay Jewelers. He also has experience related to Monmouth University. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and affiliated trust and insurance services.

Brian Berry is a financial advisor with Wells Fargo Clearing in Red Bank, NJ. He holds Series 63 and Series 65 licenses and has 34 years of industry experience, including seven years with Wells Fargo Advisors LLC prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets through a network of more than 14,000 advisors, offering both brokerage and advisory solutions supported by in-house research and third-party analytics.

Antonio Paturzo is a financial advisor at Merrill with 10 years of industry experience and holds the Series 66 designation. He has worked at Bank of America, N.A. and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yahui Lu is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds a Series 66 credential and has held positions at Prudential Insurance Company of America, Pruco Securities, Bank of America, Merrill Lynch, Morgan Stanley, and Ameriprise. LPL Enterprise, LLC serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm offers financial planning, access to third-party asset managers and model portfolios, and operates as both an investment advisor and broker-dealer with a model-driven investment approach.

Michael Perinelli is a financial advisor with Mass Mutual Investors Services in Staten Island, NY, holding a Series 63 designation and 15 years of industry experience. His career includes roles at MetLife Securities Inc. from 2011 to 2017 and at MassMutual life Insurance Company since 2016. Outside of advising, he serves as an arbitrator on FINRA arbitration panels and is a co-owner of Wealth Protection Strategies LLC, an entity established to act as a beneficiary for life insurance designations. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual, collaborative relationships using firm-approved tools to analyze client goals and offers additional services including wrap programs and educational seminars.

Thomas Gioia is a financial advisor with Ameriprise in Red Bank, NJ, holding a Series 63 license and over 30 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Gioia serves as a trustee on the board of Saint Leo The Great Church and has involvement in independent insurance brokering and business ownership with GMW Realty, LLC. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies through its Premier Retirement Income service.

Anthony Falcone is a financial advisor with Ameriprise in Neptune, NJ, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its predecessor entity since 2010. Outside of his advisory role, he owns and manages an accounting and tax preparation firm. Ameriprise is a large institutional firm that offers a range of advisory, brokerage, and insurance solutions. Notably, it provides a retirement-income planning service targeting individuals with at least $1 million in net investable assets, utilizing research and modeling to deliver personalized, tax-efficient income strategies.

William Tarallo is a CFP® professional with 38 years of experience in the financial services industry. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he serves as a managing member of a family-owned business, JOBILL & SONS ENTERPRISES, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations supported by proprietary research and planning tools, with services covering areas such as retirement, education, risk management, and specialized planning for business owners and other niche client needs.

Barbara Glatz is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eng Lian is a financial advisor with Edward Jones in Parlin, NJ, holding Series 63 and Series 66 designations and totaling 29 years of industry experience. His career includes roles at Citizens Securities, HSBC Bank USA, and Citigroup, among others. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and affiliated investment products, with a large national network of advisors and branch offices.

Krista Dugan is a financial advisor with Cetera who holds the ChFC® designation and has 12 years of industry experience. She has worked at Cetera since 2025, with prior roles at Avantax Investment Services Inc. and Ironpath Financial, among others. Dugan also serves as a Client Services Specialist at Michael S. Licitra, CPA, PC, where she supports client relationships and account maintenance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

David De Cerbo is a Senior Resident Director and Wealth Management Advisor at Merrill, where he has been serving clients since 1998. In his role, he focuses on creating and managing wealth management strategies tailored to individual needs. He works with high-net-worth clients, closely held businesses, and leads efforts with foundations, endowments, and nonprofit organizations. His responsibilities include discretionary investment portfolio management, asset allocation, investment selection, and performance monitoring to help clients achieve their financial objectives. David holds a Bachelor’s degree from Rochester Institute of Technology and an MBA in Finance from Rutgers University. He has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor™ (CRPC™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also a member of the Knights of Columbus. Residing in Metuchen, New Jersey, David is active in his community, serving on the board of the Metuchen Golf & Country Club and participating in the Knights of Columbus. In his personal time, he enjoys golfing and spending time with his family.

Alexandra Ruszala is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Merrill since 2023. Prior to joining Merrill, she worked at UBS Financial Services from 2016 to 2023. She holds a Series 66 license and is based in East Brunswick, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Blutstein is a financial advisor with LPL Enterprise in Holmdel, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He was previously with Pruco Securities, LLC for 29 years before joining LPL Enterprise in 2024. Outside of advisory work, he is involved in Medicare Supplement Insurance commissions. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes a model-driven investment approach with access to third-party asset managers and offers financial planning, consulting, and insurance products through affiliated entities.