Patrick Ryan is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill since 2013 and is also associated with Bank of America N.A. since 2014. Outside of his advisory role, he is a co-owner of a family rental property in Boston, MA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Kevin Dowd is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked at Raymond James & Associates since 2017 and previously spent eight years at Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets and serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm provides tailored financial planning and consulting services, drawing on a variety of portfolio management styles and affiliated research.

Craig Slater is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank for a combined 13 years. Outside of his advisory role, Slater is an associate at North Atlantic Investment Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored planning and risk profiling tools and supports various advisory programs across a large network.

Stephen Gentile is a financial advisor at LPL Financial with 28 years of industry experience. He previously worked at NEXT Financial Group for 14 years and Ceres Financial Group, Inc. for 5 years. His credentials include Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Graham Tower is a financial advisor at Raymond James Financial with 26 years of industry experience. He previously worked at Ameriprise for 27 years before joining Raymond James in 2026. Tower serves as a committee member for the trust account at Acton Congregational Church, providing non-compensated advisory opinions on allocations. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm delivers tailored non-discretionary planning and uses analytical tools to help clients understand potential outcomes, supporting implementation through its advisory programs and other providers.

Reginald Lamb is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his financial advising career in 2015, initially with Waddell and Reed before joining Merrill in 2017, he has specialized in helping individuals, families, and small business owners make sound financial decisions and manage their wealth responsibly. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management services, and philanthropic planning, among others. Prior to his career in finance, Reginald was a professional classical musician. Starting his professional career at age 16, he held principal bassist positions with several orchestras, including the Bangor Symphony Orchestra, Portland Symphony, Rhode Island Philharmonic, and Vermont Symphony. He has performed with notable artists such as Yo-Yo Ma and Jonathan Biss. Reginald’s musical background contributes to his approach as a financial advisor by shaping his skills in listening, attention to detail, and collaborative client service. Reginald holds a Bachelor's Degree from Bob Jones University and a Master's Degree from Johns Hopkins University. He is a CERTIFIED FINANCIAL PLANNER™ (CFP) and a Personal Investment Advisor (PIA). Outside of work, Reginald lives in Massachusetts with his wife, three children, two dogs, several fish, and a bearded dragon. He is actively involved in his community through Westgate Church and has personal interests in camping, chess, fishing, football, gardening, hiking, music, reading, rock climbing, soccer, and rock hounding.

John Merullo is a Financial Consultant currently working at Fidelity Investments since 2025. He previously served as an Investment Consultant at Fidelity Investments from 2024 to 2025, Assistant Vice President and Financial Advisor at Merrill Lynch from 2021 to 2024, and Financial Representative at Northwestern Mutual in 2020. John focuses on enhancing clients' financial well-being by developing strategies that address the complexities of accumulating, maintaining, and distributing wealth. He emphasizes diligence and honesty in his collaborative approach to financial consulting. Outside of his professional work, John has interests in fitness, football, golf, and volunteering.

Julie Lynch is a financial advisor at RBC Capital Markets with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored investment strategies through multiple advisory programs, combining in-house and third-party managers with options for discretionary and non-discretionary portfolio management.

Jackson Graham is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has worked previously at Synergy Wealth Partners and Lucid Landscaping. Outside of his advisory role, he is also licensed as an insurance agent, selling life insurance and fixed annuities. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a broad network of advisers, utilizing asset-allocation tools and multiple investment platforms to offer customized portfolio solutions.

Robert Barrette is a Wealth Management Advisor with Merrill Lynch Wealth Management, a role he has held since 1991. He provides advisory services focused on the creation, growth, preservation, and transfer of wealth, leveraging his extensive experience combined with Merrill Lynch's resources. His expertise spans multiple client focus areas including family wealth management strategies, legacy planning, retirement income, portfolio management services, tax minimization, and philanthropic planning. Bob holds a Bachelor's Degree from Georgetown University and holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He employs a collaborative approach, emphasizing an understanding of clients' life priorities to create personalized financial plans tailored around their goals and aspirations. Outside of his professional work, Robert enjoys golfing, reading, running, and skiing.

Michael Brady is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill Lynch and Bank of America since 2004. Outside of his advisory role, he serves on the investment committees for the Massachusetts Health & Hospital Association and Beth Israel Lahey Health, and is a Town Meeting Member in Milton, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jonathan Bowen is a financial advisor with Primerica Advisors based in Canton, MA, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at Primerica Financial Services since 2020 and PFS Investments Inc. since 2021. Outside of advisory work, he is involved in real estate through eXp Realty and previously managed Hub Edge Realty LLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven investment strategies managed by third parties and supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Chris Eldridge is a Financial Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he accumulated experience within Fidelity Investments as an Investment Consultant from 2024 to 2026, a Financial Representative from 2023 to 2024, a High Net Worth Associate in 2023, and a Customer Relationship Advocate from 2022 to 2023. As a CERTIFIED FINANCIAL PLANNER® professional, Chris focuses on financial planning by working collaboratively with clients to develop personalized plans that align with their goals and preferences. He employs a patient and structured approach aimed at helping clients understand how their current decisions impact their long-term financial objectives. Outside of his professional responsibilities, Chris has interests in boating, fitness, golf, and skiing.

Shayla Eubanks is a Planning Consultant at Fidelity Investments, where she collaborates with Financial Consultants and Wealth Management teams to support clients in developing comprehensive financial plans. She focuses on understanding clients' goals, values, and unique financial situations to help create plans that provide confidence and peace of mind. Shayla has been with Fidelity Investments since 2022, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant. Her experience within the firm has provided her with a broad understanding of client needs and financial planning processes.

Benjamin Foster is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments. In his current role, he partners with executives to navigate workplace benefits, equity compensation, and wealth planning. Prior to this, he worked as a Workplace Planning Consultant at Fidelity Investments from 2020 to 2023. Benjamin's professional experience centers on advising clients on benefits and planning strategies within the workplace. He applies his expertise to help executives manage complex financial and compensation issues related to their employment. Outside of his professional responsibilities, Benjamin has interests in art, baseball, comedy, concerts, music, and running.

Robert Mc Neice is a financial advisor at Morgan Stanley in Wellesley, MA, holding a Series 66 credential with two years of industry experience. He has been with Morgan Stanley since 2022. Outside of his advisory role, Mc Neice coaches for the Boston Junior Huskies in Canton, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisory process.

Justin Appleby is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Equitable Advisors, he worked in various roles including positions at Cohasset Golf Club and The Barrel County Market. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing a variety of third-party asset managers and advisory models.

Carson Cacciatore is a financial advisor with Thrivent Investment Management in Watertown, MA. He holds a Series 66 designation and has been with Thrivent since 2026. Prior to joining Thrivent, he worked with Chi Alpha Campus Ministries for seven years and has experience in entrepreneurial ventures including Blue Sail Coffee and U Storage. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based analyses across various financial topics and allows clients to combine planning with managed-account programs while keeping the services separate.

Alexander Nagy is a Series 66-licensed advisor with Equitable Advisors in Wellesley, MA, joining the firm in 2026. He has no prior industry experience and held various positions outside financial services before becoming an advisor. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Benjamin Rice is a financial advisor with Equitable Advisors in Wellesley, MA, holding a Series 66 designation and one year of industry experience. His work history includes roles at Legends Global and LL Bean, where he was a retail associate outside of his advisory responsibilities. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, with services delivered through a network of Investment Adviser Representatives and utilizing both proprietary and third-party investment solutions.