David Marulli is a Series 66-credentialed financial advisor with Morgan Stanley in Rochester, NY, and has 22 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including over a decade at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.

Edward Denning is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corp. for 22 years. In addition to advising, Denning sells and services accident/health insurance, traditional life insurance, and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various platforms and asset-allocation tools to construct customized portfolios across multiple asset classes.

Dylan Joy is a financial advisor at Ameriprise with Series 66 credentials and five years of industry experience. Prior to joining Ameriprise in 2020, he held positions at Dick's Sporting Goods, National General Insurance, and Canisius College. Outside of his advisory role, Joy contributes as an assistant coach for a local high school lacrosse team. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides annual retirement-income planning advice through a centralized team collaborating with advisors. The firm’s approach includes detailed recommendation reports focusing on income sources, tax-aware withdrawal strategies, and Social Security options within a defined investment framework.

Sandra Kobel is a financial advisor at LPL Financial with 39 years of industry experience and holds the CFP® and ChFC® designations. She previously worked at NEXT Financial Group for 16 years before joining LPL Financial in 2025. In addition to her advisory role, she operates Kobel Consulting, which focuses on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting supported by research and technology-driven investment strategies.

Tyler Felder is a financial advisor at Equitable Advisors with three years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2022. His prior work experience includes roles at LA Fitness, Burt's Bikes and Fitness, and the University of Rochester. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Andrew Comins is a ChFC® with 47 years of industry experience. He has worked at Osaic since 2025 and previously spent 27 years at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is involved in educating clients and writing insurance coverage, including term and long-term care insurance, through a local Rochester insurance broker. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that can include stocks, bonds, mutual funds, ETFs, and alternative investments.

Georgiann Collins is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63, 65, and 66 licenses and 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets, and employs structured planning tools as part of its approach.

Kevin Roe is a financial advisor with UBS Financial Services in Rochester, NY, holding the CFP® designation along with Series 66 and Series 63 licenses. He has 13 years of industry experience and has previously worked at Facet Wealth and UBS Financial Services Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and capital market assumptions to tailor solutions to client goals and risk tolerances.

Michelle Prok is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 66 licenses and 28 years of industry experience. She has been with LPL Financial and its predecessor firm since 1998. Prok operates a separate advisory business under the name Cornerstone Advisory Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management along with research from multiple sources.

Angelo Costanza II is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Pitti Group Wealth Management, Wells Fargo Advisors, and American Portfolios Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from internal and third-party sources.

Ryan Joslyn is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on a goals-based wealth management approach, reviewing all aspects of a client's life to implement disciplined wealth management processes. Ryan leads planning efforts around concentrated equity positions, tax-efficient divesting strategies, and securities-based lending. Ryan holds several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's degree from Saint Bonaventure University, where he studied Finance and Economics. Outside of his professional work, Ryan enjoys fishing, skiing, and traveling. He is also involved with Ducks Unlimited.

Heather Goodbody is a Private Wealth Advisor with Merrill Lynch Wealth Management, where she leads the financial management of a portfolio of families alongside her team. She works closely with families and individuals to align their wealth with their values and goals, specializing in areas including family wealth management strategies, legacy planning, philanthropy, and socially responsible investing. Heather holds professional designations as a Certified Exit Planning Advisor, Certified Plan Fiduciary Advisor, Personal Investment Advisor, Retirement Accredited Financial Advisor, and Sports & Entertainment Accredited Wealth Management Advisor. Heather began her career after earning a bachelor's degree from Daemen College and completing an accredited certificate program at New York University. She has been recognized multiple times by industry publications such as Forbes and Working Mother/SHOOK Research for her contributions to wealth management. Her expertise includes managing wealth for ultra high net worth families, private foundations, endowments, and closely held businesses, with a focus on areas such as merger and acquisitions and executive benefits. Beyond her professional responsibilities, Heather has served in leadership roles in community organizations including the Golisano Institute for Business & Entrepreneurship and the board of trustees for Our Lady of Mercy School for Young Women. She has been actively involved with the Women’s Exchange at Merrill Lynch, where she has held positions including national chair. Heather lives in Rochester, New York, with her husband John and their two sons. Her personal interests include boating, cooking, fishing, golfing, skiing, tennis, traveling, and spending time with her family.

Emilio Monti Jr. is a CFP® professional affiliated with Cambridge Investment Research Advisors, with five years of industry experience. Prior to joining Cambridge in 2022, he worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company. He also has experience with F. Monti Enterprises LTD and has been involved in paraplanning and advisory roles in related activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers both discretionary and non-discretionary investment strategies through multiple platforms and supports a range of portfolio management options, including proprietary models and third-party solutions.

Hyesung Jang is a financial advisor with Equitable Advisors, holding a Series 66 designation and based in Rochester, NY. Jang has no prior industry experience and began working at Equitable Advisors in 2025. Outside of finance, Jang has experience working for Door Dash and owned a small business, Passion Nails of Oneida LLC. Equitable Advisors serves a wide range of clients including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through various sponsored programs and endorsed TAMPs.

Killian Mahoney is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he held various roles across hospitality and education sectors, including positions at Keuka College and several local businesses. Outside of advising, he has experience working at establishments such as Ravenwood Golf Course and Billsboro Winery. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model, utilizing multiple third-party asset managers and offering both advisory and brokerage channels.

Annette Principio is a financial advisor at Stifel with a Series 66 designation and three years of industry experience. She previously worked at CBC Companies / Innovis for 28 years. She serves as Membership Chair for New York State Women, Inc., a professional networking group for women in the Finger Lakes region. Stifel serves a diverse client base, including individuals, institutions, and municipalities, offering brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, emphasizing client discretion in implementation.

Angelina Rosalie is a financial advisor at UBS Financial Services in Rochester, NY, holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining UBS, she has held various roles primarily related to New York University and HSBC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Judith Plain is a financial advisor with OSAIC based in Pittsford, NY, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at FSC Securities Corp and Cadaret, Grant & Co., Inc. Outside of her advisory role, she serves as treasurer for a local nonprofit church and advises a shelter organization supporting women in abusive relationships. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers a range of integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes, managed on either a discretionary or non-discretionary basis.

Peter Zedick is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Waddell & Reed, Inc. and various insurance carriers. Outside of advisory work, he is involved with Zedick Properties LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and utilizes both discretionary and non-discretionary management approaches.

Robert Wright is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at CUNA Brokerage Services, CUNA Mutual Group, Key Investment Services LLC, and Key Bank NA. Wright is also associated with ESL Investment Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.