Antony Garcia is a financial advisor with Raymond James & Associates, holding a Series 66 designation and eight years of industry experience. He has worked with Raymond James since 2015, including his current role at Raymond James & Associates since 2023, and previously spent a year at LPL Financial. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser network.

Patrick Gracin is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Floyd Schwartz is a financial advisor with Raymond James Financial in Newport Beach, CA, holding CFP® and ChFC® designations and over 39 years of industry experience. Prior to joining Raymond James in 2022, he spent nine years at Wells Fargo Advisors. He also serves as CEO and President of Newport Beach Wealth Management and TJT Financial Services, where he manages business and financial planning activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical modeling and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Robert Householder is a Series 66-licensed financial advisor with three years of industry experience. He is currently with J.P. Morgan Securities and has prior experience at Bank of America, Merrill, and LPL Financial. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

John Breen is a financial advisor with Ameriprise in Corona, CA, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise offers a retirement-income planning service focused on clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide annual, non-discretionary recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Constantine Koukos is a financial advisor with Morgan Stanley, holding a Series 63 designation and over 35 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Timothy Chon is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving Orange County's ultra-high net worth clientele as a partner on the Nam | Bernal Team for over ten years. His professional focus is on growing and preserving wealth through a commitment to integrity and a strong work ethic. Timothy's expertise includes college education planning, corporate benefits, divorce transition planning, employee benefits planning, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's Degree from the California State University System and the Personal Investment Advisor (PIA) designation. An Orange County native, Timothy enjoys running marathons, camping, hiking, and spending time with his wife, Lesley.

Aisha Naviwala is a Series 66-licensed financial advisor at Charles Schwab with one year of industry experience. Prior to joining Schwab, she was involved with Weave Hub LLC for 12 years and worked at Zeen for three years. She also spent three years as a homemaker. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from Schwab Center for Financial Research.

Jenna Miramontes is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, she worked at Global Atlantic Distributors, LLC and held positions in insurance services and technology. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including tax-qualified charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Justin Le is a financial advisor with Fidelity in Mission Viejo, CA. He holds a Series 66 designation and has been with Fidelity since 2026, following prior experience at Citibank. His career also includes work outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery with an emphasis on systematic methodologies and oversight controls.

Dorothy Mc Gee is a Series 66 licensed advisor with Merrill, located in Newport Beach, CA. She has been with Merrill since 1997 and has worked concurrently at Banc of America Investment Services, Inc. and Bank of America, N.A. since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and various institutional investors.

Lauren Shepherd is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, she completed her education at the University of Southern California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large-scale operational model, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephanie Gormley is a financial advisor at Merrill with nine years at the firm and a total of 17 years in the industry. She holds the Series 66 credential and previously worked at Wells Fargo Bank for 13 years. Gormley serves as a director for the CharitableREACH Foundation, advising high school interns in the Placentia Yorba Linda School District on career development and business topics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Connor Campbell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Connor earned a bachelor's degree from the University of California, Los Angeles, graduating in December 2019 with a History degree with emphasis in Economics and Business Management. He also graduated Magna Cum Laude from Saddleback College with an Associate of Science in Business Administration and was a recipient of the Alpha Rho Merit Scholarship. His professional designations include Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). Prior to his current role, Connor gained experience through internships and associate positions with the Walt Disney Company, 21st Century Fox, and Merrill Lynch Wealth Management. Raised in Dana Point, California, Connor served as an Orange County Lifeguard for four years. He has participated in community organizations including Project Independence, the Surfrider Foundation, and the Windriders Foundation. Outside of work, he enjoys fishing, golfing, skiing, surfing, swimming, and spending time with his family.

Joseph Holsinger is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Merrill since 1993. Outside of his advisory role, he serves as co-trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Lee O'Rourke is a financial advisor at Stifel with 21 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2018, following 15 years at Merrill. Stifel serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, supporting clients in their financial decision-making.

Matthew Molnar is a Series 66-credentialed financial advisor with 10 years of industry experience. He has worked at Ameriprise Financial Services, LLC since 2020 and previously held roles at Ameriprise Financial Services, Inc., Principal Securities, and Principal Financial Group. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Ryan Morrissey is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018, and previously at Wedbush Securities in 2017. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Brian Mchenry is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at BANK OF THE WEST, BancWest Investment Services, TD Ameritrade, and PRUCO Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a large network of investment adviser representatives.

Linda Rusmisel is a financial advisor at Merrill with 47 years of industry experience. She has been with Merrill since 1972. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.