Nicholas Cosgrove is a financial advisor at RBC Capital Markets with Series 63 and Series 65 licenses and one year of industry experience. He previously worked at Legacy Financial Advisors, LLC, W&S Brokerage Services, and Western & Southern Life. Prior to his financial services career, he held various roles including work with Maryland Community Solar. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and tailors investment strategies using a range of in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Jason Bukowsky is a financial advisor with Charles Schwab, holding a Series 66 designation and over 22 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2004 and 2005, respectively. Outside of his advisory role, he has a non-investment-related business managing rental properties in Charleston, South Carolina. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory wrap fee programs and managed-account services. The firm combines non-discretionary advice with access to affiliated discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Lindsay Foelber is a Series 66-registered financial advisor with RBC Capital Markets in Baltimore, MD, where she has worked since 2017. She has eight years of industry experience, including five years at Donald Mettee Insurance Agency prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutions, offering a wide range of advisory programs and investment management solutions tailored to clients' risk profiles. The firm integrates in-house and third-party managers and provides various portfolio structures and services, supported by RBC’s extensive capital markets capabilities.

Timothy Strasdauskas is a CFP® professional with 41 years of industry experience, currently with LPL Financial since 2023. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, and has held positions at OSAIC Services, Advanced Advisory Group, and Sunamerica Securities. Outside of his advisory role, he is a business owner of a restaurant in Bel Air, Maryland. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and extensive operational resources.

Ethan Schuchman is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 66 registrations and bringing 25 years of industry experience. His career includes positions at Cetera Wealth Services, LLC, Nationwide Securities, LLC, and LPL Financial since 2012. He is also involved with Cross Country Wealth Management as a business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technological tools across a network of over 22,800 advisors.

Shuo Li is a CFP® professional with nine years of experience in the financial services industry. He is currently affiliated with LPL Enterprise and has prior experience at The Prudential Insurance Co. of America, PRUCO Securities, Charles Schwab Bank, and Charles Schwab. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Maria Pinto is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 66 designation and previously worked at LAR Group Inc and Chesapeake Remodeling. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Daniel Webster is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include long-term positions at H. Beck, Inc., Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory work, he is involved with St. Ignatius Church in Hickory. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by its research department and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Michael Fitz Patrick is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and 24 years of industry experience. He has worked at Bank of America and Merrill since 2016. He serves as a board member on a committee at St Joseph's Catholic Church in Cockeysville, Maryland. Merrill provides a wide range of investment services to individuals, retirement plans, corporations, charities, and institutional clients, including managed accounts, third-party manager selection, and discretionary portfolio management. The firm’s offerings feature multiple program strategies and tax-efficient capabilities, supported by integration with Bank of America’s broader financial platform.

Christopher Walsh is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 63 designation and 37 years of industry experience. He has been with Merrill since 1988 and has worked at Bank of America, N.A. since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm combines extensive manager-constructed strategies with oversight from its CIO and platform, and integrates closely with Bank of America affiliates to support trading, lending, and capital-markets activities.

Maynard Tiahrt II is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Edward Jones since 2004. Outside of his advisory role, he serves on the board of the Academy of Finance in Carroll County, Maryland, which helps high school seniors learn about business and finance, and is a co-owner of an agricultural business, Great Day in the Morning Farm. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory services and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

John Rogers is a financial advisor with LPL Financial in Hunt Valley, MD, holding Series 63 and Series 65 designations and two years of industry experience. He has previously worked at Summit Investment Advisors, Worthington Financial Partners, and other firms. He provides administrative support to Summit Financial, an independent investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports a broad range of investment approaches through a large network of advisors and offers complementary financial products and services alongside its advisory platform.

David Vegh is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2011. Outside of his advisory role, he serves as Vice President of Finance and Board Member at Congregation Darchei Tzedek in Baltimore. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Steven Moore is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has been with Raymond James since 2012 and has prior experience at Fusco Financial Associates, where he also served as a senior analyst and support staff. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and consulting using analytical tools and supports a range of advisory programs and institutional portfolio management.

Matthew Citrano is a financial advisor with RBC Capital Markets in Bel Air, MD. He holds a Series 66 designation and has 10 years of industry experience, including 11 years at RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Matthew Lesko is a financial advisor with Equitable Advisors, holding a Series 66 designation and 12 years of industry experience. He previously worked at RBC Capital Markets, LLC for eight years and Stifel Independent Advisors, LLC for four years before joining Equitable Advisors in 2026. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, providing financial planning, retirement plan consulting, and a variety of asset-management programs. The firm uses a range of advisory models, including third-party TAMPs and LPL-sponsored programs, to tailor investment solutions without sponsoring its own wrap fee program or advertising hypothetical performance.

Sujata Chakraborty is a financial advisor with LPL Financial, holding a Series 66 license and bringing 10 years of industry experience. She previously worked at PNC Investments and M&T Securities and operated as a self-employed advisor before joining LPL Financial and Wilmington Advisors at M&T. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by advanced research and operational tools.

Bonita Rodriguez is a financial advisor at UBS Financial Services in Baltimore, MD, holding a Series 66 designation with 26 years of industry experience. She previously worked at Merrill Lynch for 23 years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad range of capital markets activities.

Antonio Santiago Zambrana is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Summum Servicios Financieros Inc., and MassMutual Life Insurance Co. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Peter Paris is a CFP® professional with 14 years of industry experience, currently affiliated with Mass Mutual Investors Services. He has held positions at Bank of America and Merrill Lynch between 2013 and 2019. Additionally, he serves as an insurance agent for Garrison Advisors & Statera Retirement, focusing on life, disability, long-term care, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual financial planning engagements supported by firm-approved analysis tools and educational seminars.