Matthew Kuzmiski is a financial advisor at Merrill with 17 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2010, with a one-year tenure at Santander Securities LLC and a brief period at Ameriprise. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Gerd Bents is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining RBC in 2021, he worked at Purshe Kaplan Sterling Investments and Northwestern Mutual, among other firms. He serves as vice president on the board of a nonprofit organization and owns an online advertising business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers tailored advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

Jeremy Noessel is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and over 23 years of industry experience. He has been with Ameriprise since 2018 in various capacities. Outside of finance, he owns and operates Jeremy Noessel Music & Audio, a freelance audio engineering and music business, and serves as treasurer on the board of directors for Racing for Sustainability. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on providing written recommendation reports and ongoing retirement planning advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

Ricardo Monteiro is a financial advisor with Charles Schwab in Providence, RI, holding Series 63 and Series 66 licenses and having nine years of industry experience. His prior work includes roles at TD Ameritrade and Motion Recruitment Partners LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab’s model combines primarily non-discretionary client relationships with access to discretionary separately managed accounts and emphasizes multi-asset model portfolios and alternative investments.

Zachary Palanza is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has worked at Bank of America, N.A. since 2026 and has been with Merrill since 2025. Prior to his financial advisory roles, he spent several years affiliated with the University of Connecticut in various capacities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Alexander Beeber is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2014, also working at Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Derrick Elliott is a financial advisor at Merrill with 17 years at the firm and 12 years of industry experience. He holds the Series 66 designation and is based in Riverside, RI. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sophia Pasquariello is a financial advisor at LPL Enterprise with a Series 66 designation and four years of industry experience. Her work history includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, along with earlier positions at FP Stanley Pazdziora and FP David Bolton. She is also involved with RIIL, a community or nonprofit organization. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm utilizes model-driven investment strategies and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Carlos Pons is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Kanabay is a financial advisor with Merrill, holding a Series 66 designation and possessing 22 years of industry experience. He has worked with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Christopher Lamberti is a Planning Consultant at Fidelity Investments, where he works as part of the Wealth Management team. In this role, he partners with clients to identify and execute their financial goals, build and update financial plans, and prepare clients for strategic reviews with their Financial Consultant. He has been with Fidelity Investments since 2021, progressing through roles as a Financial Representative and Relationship Manager before becoming a Planning Consultant in 2025. Prior to joining Fidelity, Christopher worked as an Investment Specialist at Merrill Lynch from 2020 to 2021.

Timothy Mc Graw is a financial advisor at Ameriprise with 24 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in business ownership and financial planning support activities through SNE Operations, LLC, and serves as Chief Marketing Officer and Associate Financial Advisor at SNE Advisors LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that emphasizes dependable income sources and tax-aware withdrawal strategies through a collaborative, non-discretionary service model.

William Sleicher is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and beginning his career in 2026. His prior work experience spans various industries, including roles at Harborone Bank and Tasty LLC, as well as positions in the food service and swim school sectors. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, employer-sponsored retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm uses model-driven investment approaches developed by internal and third-party strategists and offers access to financial planning, third-party asset managers, and insurance products.

Kimberly Demara is a Series 66-licensed financial advisor with Merrill, based in Providence, RI, and has 10 years of industry experience. She previously worked at Morgan Stanley for two years and has been with Merrill for a total of nine years. Outside of her advisory role, she is involved as a proprietor and partner in a restaurant/bar business called Just Breakfast and Things in Lisbon, Connecticut. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Michael McDevitt is a Wealth Management Advisor and Senior Vice President with The Swick & McDevitt Group, a part of Merrill Lynch Wealth Management. He began his career as an associate at State Street and subsequently worked as an analyst at Loomis Sayles & Company before joining his current team in February 2017. He holds the CERTIFIED FINANCIAL PLANNER® designation, awarded by the Certified Financial Planner Board of Standards, Inc., and also maintains professional credentials as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Leveraging his analytical experience, Michael develops comprehensive financial strategies tailored to each client's unique goals, risk tolerance, and time horizon. His expertise includes asset allocation, retirement planning, education funding, and cash management. He works closely with high-net-worth individuals, families, small- to mid-sized businesses, and specializes in supporting nonprofit organizations and charitable endowments. Michael emphasizes a personalized, goal-based approach, collaborating with clients to design long-term strategies aimed at preserving and growing wealth while aligning with their financial objectives. A native of Rhode Island, Michael earned a Bachelor's Degree from Providence College. He resides in East Greenwich, Rhode Island, with his wife and two sons. Outside of his professional work, he enjoys traveling, golfing, and running, and is actively involved in supporting several local nonprofit organizations.

Nancy Pasquariello is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Her career includes roles at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2022 before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Donald Codori is a financial advisor at LPL Financial with 55 years of industry experience. He holds the ChFC® designation and the Series 63 license. His prior roles include long tenures at Sagepoint Financial and National Brokerage Service. He is also a notary public in Rhode Island. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, institutions, and retirement plan participants. The firm offers a range of investment programs and tools, supporting a large network of advisors with both discretionary and non-discretionary account management.

Thomas Barry is a Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2017. In his role, he collaborates closely with affluent individuals, families, and business owners to help them pursue their wealth management objectives with clarity and confidence. His approach is characterized by intentionality, attention to detail, and an optimistic outlook that guides his client relationships. Thomas holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. His expertise encompasses retirement planning, managing new wealth, education planning, wealth transfer and preservation, and preparing for significant life events such as purchasing a home. He earned a bachelor's degree in economics from Colby College. He resides in Rhode Island with his wife, Paige, and their daughter, Mia. Outside of his professional work, Thomas is active in his local church and participates in outreach events. He also enjoys basketball, golfing, reading, running, and spending time with his family.

Erik Carleton is a financial advisor at UBS Financial Services with the CFA® designation and Series 63 license, bringing three years of industry experience. He previously worked at Textron for eight years before joining UBS in 2022. Outside of his advisory role, he serves on the Investment Committee for Bentley University's endowment and is a board member of the Rhode Island PBS Foundation, where he participates on the Finance and Investment committee. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances.

Jack Ryan is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior experience includes roles at Ameriprise Financial and entrepreneurial activities with Just Because Gatherings, LLC and Dodson Boat Yard LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.