Michael Saladino is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses. He has recently started his career in the financial services industry. Outside of advising, he has experience working in retail and education environments. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm utilizes a variety of advisory models and third-party program sponsors to deliver solutions tailored to client needs.

Joseph Gough is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked at Merrill since 1986 and is also associated with Bank of America since 2009. Gough serves as a board member of CAFRICO, Inc., a nonprofit organization that collects charitable donations to support a health clinic in Uganda and other nonprofits. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

N Sean Longo is a Senior Financial Advisor at Merrill Lynch Wealth Management and a partner of The Morrison, Longo & De Stefano Group. Since beginning his career at Merrill in 2005, he has focused on helping clients develop personalized wealth management strategies that address their unique financial objectives and concerns. Sean leads the group's investment committee, collaborating with colleagues and clients to implement customized investment plans that consider risk tolerance, investment timeline, liquidity needs, and both short- and long-term goals. His expertise includes executive compensation, family wealth management strategies, liquidity management, philanthropic planning, portfolio management, socially responsible and ESG investing, individual and corporate investment strategy, and tax minimization. Sean holds a Bachelor of Science degree from Montclair State University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA™), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has also been recognized on Forbes' "Best-in-State Next Gen Advisors" list in 2019. Sean resides in Scotch Plains, New Jersey, with his wife Alicia and their three children. Outside of work, he enjoys mountain biking, cooking, playing the guitar, and running.

Evyavan Patel is a financial advisor at LPL Financial with two years of industry experience. Prior to joining LPL Financial, Patel worked at Santander US Capital Markets LLC, Morgan Stanley, and Cetera Investment Management. Patel also has experience managing their own advisory firm, Evyavan Advisory Services, and was employed at Princeton University and Central Jersey College Prep Charter School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management access, and institutional platforms.

Mark Spedaliere is a Wealth Management Advisor at Merrill Lynch Wealth Management and a Senior Vice President. He has been part of the Keller, Spedaliere, and Langley team for 25 years, where he applies his background in economics, financial data analysis, and knowledge of macroeconomic factors to support clients in managing their wealth. Mark holds the CERTIFIED FINANCIAL PLANNER® designation, earned in 2005, and is also a qualified Portfolio Manager who provides personalized investment strategies, including discretionary management through the firm's Investment Advisory Program. Mark graduated from Lehigh University with a Bachelor of Science degree in Finance and Economics and is a life member of Mensa. His team has been recognized on the Forbes "Best-in-State Wealth Management Teams" list for 2023 and 2024. Mark's approach emphasizes understanding clients' goals through frequent and open conversations to deliver integrated strategies beyond investment management, including retirement planning, education planning, tax minimization, and family wealth management. In his personal life, Mark resides in Basking Ridge with his wife and three children. Outside of work, he enjoys cooking, tennis, watching Italian soccer and football, playing pickleball and racquetball, listening to music, and spending time with his family.

Antonio Morales is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. Prior to joining LPL Enterprise, he held roles at several establishments including Catezza Italian Kitchen + Bar and The Proving Ground. In addition to his advisory work, Morales has experience in the hospitality sector and has been affiliated with Rutgers University. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach relying on portfolios developed by its research team and third-party strategists, and offers financial planning, access to asset managers, and affiliated insurance and trust services.

William Diodato is a financial advisor at Ameriprise Financial Services with 18 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise and Mass Mutual-affiliated firms since 2016. Outside of advising, he is involved in independent insurance brokering and owns a business entity used to cover expense operations. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Nicholas Fitzgerald is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he has worked at Charles Schwab Bank, The Office Restaurant and Lounge, and Vintony Mechanical. Outside of finance, he is involved in managing The Office Restaurant and Lounge. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Nathan O'Connell is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked previously at firms including Capital Group, First Republic Bank, and UBS Financial Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm's advisory process combines quantitative and qualitative due diligence with a broad range of investment capabilities, including derivatives and commodities.

Ahmed Iqbal is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America/Merrill Lynch and Citizens. Ahmed's career also includes roles at JPMorgan Chase Bank, Alaraa Corp, and other financial institutions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Robert Nigro is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has 24 years of industry experience, including roles at Prudential Insurance Company of America and Pruco Securities. Outside of his advisory work, he serves as a youth coach for the Point Pleasant Pirates Youth Football and Cheer organization. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm uses model-driven investment strategies and offers access to third-party asset managers, along with financial planning and insurance product sales through affiliated entities.

Beth Theis is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Merrill Lynch since 2014, with prior experience at JP Morgan Securities LLC and JP Morgan Chase Bank dating back to 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Parrella is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Invest Financial Corp. and Sun National Bank. He is also involved in the sale of health, dental, vision, medical malpractice, and disability insurance through Emerson Reid. Cetera Investment Advisers LLC serves a broad client base, including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to various program structures and third-party managers.

Leandro Da Costa is a financial advisor with Merrill holding a Series 66 designation and has recently begun his career in the industry. His prior work experience includes roles at Bank of America, Amazon, FedEx, Provident Bank, and Staples. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniela Smith is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Raymond James & Associates since 2014. The firm is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. Raymond James & Associates serves a broad client base including individuals, institutional clients, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

John Vitanzo is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He focuses on connecting complex market analytics with his clients' personal financial goals, emphasizing transparency, technical rigor, and trust in wealth planning. John has extensive experience in the financial industry, having served as Managing Director of Institutional Equities at both Oppenheimer & Company from 2008 to 2024 and CIBC World Markets from 2000 to 2008. Prior to that, he was Vice President and Retirement Plan Manager at Merrill Lynch from 1995 to 2000. Outside of his professional career, John enjoys a variety of activities including beach outings, fishing, football, golf, and surfing.

Justin Marrugo is a financial advisor at LPL Enterprise LLC with a Series 66 designation and no prior industry experience. His work history includes roles in education at Kean University, Union County College, Arthur L. Johnson High School, and Carl H. Kumpf Middle School. Outside of finance, he has been involved with Pompeii Pizzeria for several years. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm typically employs a model-driven investment approach and offers access to third-party asset managers and various financial products through its network of investment adviser representatives.

Genevieve Manderville is a financial advisor at LPL Enterprise with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including J.P. Morgan Securities and The Prudential Insurance Company of America. Outside of her advisory role, she is involved in local politics as Co-Chair of the South Orange Democratic Committee, coaches women leaving Corporate America through her business, The Pearl Pathway of Wellness, and serves on the board of a nonprofit focused on sustainability education. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and corporate entities. The firm’s approach emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Rosario Greco is a CFP® with 39 years of industry experience, currently advising at OSAIC since 2025. He previously worked for Lincoln Financial Advisors Corp. for 22 years and has been associated with State Mutual Companies for 36 years. Outside of his advisory role, he is also an agent selling life insurance, fixed annuities, and long-term care products. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process that focuses on model-based asset allocation, portfolio optimization, and supports various managed account strategies.

Christine Healy is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has worked in the financial services industry since 2000 and joined Merrill in 2004. Christine’s practice focuses on assisting individuals navigating various stages of divorce, offering expertise in financial analysis related to divorce settlements and post-divorce financial planning. She leverages a broad network of specialists within Merrill to help clients explore comprehensive strategies tailored to their unique circumstances. Christine holds multiple professional designations including Certified Divorce Financial Analyst (CDFA), Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). Her prior experience includes roles on the High Yield Institutional Sales Desk, Institutional Structured Investments Desk, and Portfolio Strategies Desk, where she gained extensive knowledge of investment strategies and products across asset classes. She graduated from Lehigh University with a B.A. in Political Science and a minor in Psychology. Residing in Basking Ridge, New Jersey, Christine lives with her husband, daughter, and two sons. She dedicates time to community involvement as a board member of Ridge Youth Sports Inc. (RYSI) and volunteers through the Creating Better Money Habits program offered by her firm. Christine’s client focus areas include college education planning, family wealth management strategies, managing new wealth, and values-based investing.