Roland Bergman is a CFP® professional with 25 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2009. He holds Series 63 and Series 65 licenses and has business activities that include investment advisory and insurance/benefits services through Gateway Financial Advisors, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services via a network of independent Financial Professionals, employing a variety of portfolio management approaches and platform arrangements.

Christopher Hoe is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Outside of his advisory role, Hoe serves as CFO and Treasurer for the Friends of Nigeria Basketball Foundation, a charitable organization based in Menlo Park, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Vincent Andrighetto is a financial advisor at UBS Financial Services with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2019. Prior to joining UBS, he held roles at Apple Inc. and was involved with various small businesses including wineries and bakeries. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources.

Akgaukhar Nuskabayeva is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Her prior roles include positions at J.P. Morgan Securities LLC, Thrivent Financial, and VTB Capital. Outside of finance, she is an owner and partner of a home kitchen bakery called Bread For Joy LLP. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party databases to support diversified portfolio strategies.

John Parsons is a CFP® with 22 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Cetera and operating his own firms, Parsons Wealth Management and Parsons Financial Advisors. He also manages Parsons Accounting and Tax Services, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Aayush Kumar is a Financial Consultant who collaborates closely with clients to understand their financial goals and develop customized plans to help achieve them. He emphasizes building ongoing relationships with clients and their families to implement sound financial strategies aligned with their expectations. He has professional experience as a Planning Consultant at Fidelity Investments from 2024 to 2025 and as a Financial Planner at Prudential Insurance Company of America from 2019 to 2024. Aayush holds a California Insurance License. Outside of his professional work, Aayush has personal interests in comedy, cooking and baking, movies, music, and running.

Patrick Sweeney is a financial advisor with UBS Financial Services in Palo Alto, CA, holding a Series 66 designation and eight years of industry experience. He has prior experience with firms including Edward Jones, Bank of America, Merrill Lynch, Hilltop Securities, and Morgan Stanley. Outside of his advisory role, he is actively involved in youth lacrosse coaching and mentorship, serving in leadership positions with several local lacrosse organizations. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial plans based on proprietary research and model-based asset allocation.

Shareen Jafri is a financial advisor with Wells Fargo Clearing in Mountain View, CA, holding Series 63 and Series 66 credentials and 23 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Jafri serves on the board of the Munawar Foundation, where she participates in directing and investing funds for education, food, and clean water initiatives. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven advisory services grounded in modern portfolio theory. The firm’s investment approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, and it acts as an ERISA fiduciary when providing investment advice.

Laura Olson is a financial advisor at Ameriprise with 17 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior roles include positions at Edward Jones, Thrivent Investment Management, Concorde Asset Management, and Ameriprise Financial Services. Outside of her advisory work, Olson is engaged as a pet sitter through Rover. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jessica Peters is a financial advisor at Morgan Stanley with the Series 66 designation and less than one year of industry experience. Her work history includes roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley, as well as prior employment outside the financial sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on structured financial planning and diverse investment solutions.

Feng Zhao is a Series 66-credentialed financial advisor with Charles Schwab & Co., Inc. based in San Mateo, CA. He joined the firm in 2025 and has prior experience working at Fortinet Inc. and Yodlee Inc. Outside of finance, Feng spent two years engaged in extended travel. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset investment approach supported by research and due diligence on alternative investments.

Jillan Hong is a Financial Advisor at Merrill Lynch Wealth Management. She helps clients develop strategies to pursue their short-, mid-, and long-term financial goals. Jillan provides resources ranging from general investing and retirement planning to saving for unexpected expenses, and offers access to Bank of America specialists in banking, credit, home financing, and small business solutions. She holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Jillan earned her Bachelor's Degree from the University of San Francisco. Jillan's approach involves understanding what matters to each client and their family in order to create tailored strategies to meet their financial objectives. She provides ongoing advice and guidance as clients' needs evolve.

Walter Evans is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, he serves as Chairman of the Finance Committee for the Mounted Patrol of San Mateo County and is a member of the Finance Committee at St. Raymond Catholic Church in Menlo Park, assisting with budgeting and fundraising efforts. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and comprehensive services, including coordinated strategies from its Financial Advisors and Estate Planning Strategies Group.

Nicole Granato is a Series 66 licensed financial advisor with 17 years of industry experience, currently practicing at LPL Financial since 2009. She is based in San Carlos, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced research and operational tools.

Evan Johnson is a financial advisor at Morgan Stanley with one year of industry experience. He previously worked at Ameriprise and MC Financial Partners, and completed eight years of full-time education prior to starting his advisory career. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Magdalena Rodriguez is a Series 63 registered financial advisor with Morgan Stanley, based in Menlo Park, CA, with 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Qiumei Sun is a financial advisor at Ameriprise with 19 years of industry experience. She holds the CFP® and Series 66 designations and has been with Ameriprise and its affiliated entities since 2013. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice addressing income sources, tax-aware withdrawals, and Social Security options.

Mark Jones is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 63 designation and bringing 40 years of industry experience. His career includes roles at Citigroup Global Markets from 1995 to 2009 and Morgan Stanley Smith Barney since 2009, with a current position at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a silent partner in a local restaurant, The Sandwich Spot, in Foster City, CA. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Stephen Luk is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS Financial Services since 1999. Outside of his advisory role, he is the proprietor and owner responsible for maintenance at Foster Square 55+ Housing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a range of capital markets services supported by proprietary research and model-based asset allocation.

Thomas Cortopassi is a financial advisor with LPL Financial in San Carlos, CA, holding a Series 63 license and 36 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1999 and is also an independent insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a variety of investment strategies and operational tools.