Qiumei Sun is a financial advisor at Ameriprise with 19 years of industry experience. She holds the CFP® and Series 66 designations and has been with Ameriprise and its affiliated entities since 2013. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice addressing income sources, tax-aware withdrawals, and Social Security options.

Mark Jones is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 63 designation and bringing 40 years of industry experience. His career includes roles at Citigroup Global Markets from 1995 to 2009 and Morgan Stanley Smith Barney since 2009, with a current position at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a silent partner in a local restaurant, The Sandwich Spot, in Foster City, CA. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Stephen Luk is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS Financial Services since 1999. Outside of his advisory role, he is the proprietor and owner responsible for maintenance at Foster Square 55+ Housing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a range of capital markets services supported by proprietary research and model-based asset allocation.

Thomas Cortopassi is a financial advisor with LPL Financial in San Carlos, CA, holding a Series 63 license and 36 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1999 and is also an independent insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a variety of investment strategies and operational tools.

Domarina Awdow is a Wealth Management Senior Relationship Manager at Fidelity Investments. In her current role, she serves as a primary point of contact for affluent investors, working alongside teammates and specialists to provide efficient and individualized wealth information to clients. Her professional experience at Fidelity Investments includes roles as a Private Wealth Management Senior Relationship Manager since 2021, Private Wealth Management Planning Consultant from 2018 to 2021, and Relationship Manager from 2016 to 2018. Domarina holds a California Insurance License. Outside of her professional work, she has interests in food, tennis, and yoga.

Sarah Freitas is a financial advisor with J.P. Morgan Securities in Palo Alto, CA. She holds Series 63 and Series 66 designations and has three years of industry experience, including prior roles at LPL, BMO Bank, Citibank/Citigroup, and Tech Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research through a centralized due diligence process and offers a program with broader derivatives and commodities capabilities.

Yubi Li is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. Li holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, First Republic Investment Management, and Wells Fargo Clearing. Based in Palo Alto, CA, Li’s background includes roles at both investment management and clearing firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, manager searches, and customized performance reporting. Their advisory process incorporates quantitative and qualitative research to build model allocations and includes broader derivatives and commodities capabilities.

Mary Rapperport is a financial advisor at Morgan Stanley with Series 66 credentials and two years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2023 and has prior experience at Relyance AI, Retain.ai, and LiveRamp. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies to support its advisory services.

Eddy Wang is a financial advisor at Raymond James Financial Services Advisors, Inc. with 22 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Raymond James since 2018, following a decade at Charles Schwab. Outside of his advisory role, he serves as an independent contractor for West Portal Financial Group, which operates the Raymond James branch office in San Francisco. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals and supports municipal and public finance work through a municipal advisor affiliation.

Judy Keng is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management serves a broad client base with advisory programs for individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Douglas Keyston is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association for the past 10 years. Outside of his advisory role, Keyston is a partner in Silversword Investors, an agriculture-related investment entity. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group. The firm uses structured planning tools and various modeling techniques, managing approximately $2.74 trillion in client assets.

Todd Freeman is a CFP® and ChFC® with 48 years of industry experience. He has been affiliated with Cambridge Investment Research Advisors since 2005. Outside of his advisory work, he collects comic art, attends conventions, and posts artwork online. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to third-party advisers and proprietary model strategies.

Ajanta Basak is a financial advisor with Merrill in Foster City, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill and Bank of America since 2011. Outside of her advisory role, she serves as a board member and fundraising volunteer for the Chitresh Das Institute, a nonprofit organization in San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Grace Liang is a financial advisor with MassMutual Investors Services in San Francisco, CA, holding the ChFC® designation and securities licenses Series 63 and Series 65. She has 36 years of industry experience and has worked with MML Investors Services LLC and Mass Mutual Financial since 2005. In addition to her advisory role, she is involved in insurance sales and services. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Amy Cook is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. She has a diverse background including roles in insurance, financial planning, and business ownership, as well as community involvement with the Police Activities League and the San Mateo Chamber of Commerce. Outside of finance, Amy is an author of children’s books and financial education materials. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor-facing tools and a broad scope of financial activities.

Ray Wai Man Chan is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2017 and has a background that includes Bank of America, Wellspring Realty, and Chinese Hospital. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Victoria Watson is a financial advisor with Edward Jones in Alameda, CA, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the country.

Vega Huen is a financial advisor at LPL Financial with 11 years of industry experience. Vega holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo and CitiBank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a broad platform and extensive operational resources.

Man Shing Wong is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

PJ Rich is an Investment Consultant with experience in wealth management and financial advisory roles. He has worked as a Financial Solutions Advisor at Bank of America Merrill from 2024 to 2026 and as a Wealth Management Associate at Equitable Advisors from 2023 to 2024. He holds a California Insurance License. PJ believes that successful financial planning starts with understanding the individual goals and values of each client. He emphasizes building lasting relationships based on trust, transparency, and personalized guidance to help clients make informed financial decisions throughout different stages of life. Outside of his professional work, PJ has interests in beach activities, fitness, golf, hiking, skiing, and traveling.