Lauren Porter is a financial advisor with Edward Jones in Fair Haven, NJ, holding a Series 66 designation and 18 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Liberta Falzon is a financial advisor at UBS Financial Services with 19 years of industry experience. She has been with UBS since 2004 and holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and a variety of capital markets and lending solutions.

Otto Arias Jr. is a financial advisor at Edward Jones with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Edward Jones since 2020. Prior to that, he spent nine years at BNY Mellon Capital Markets and 26 years at The Bank of New York Mellon. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.

Gerald Jarmusik Jr. is a financial advisor at Mass Mutual Investors Services with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services and Mass Mutual Insurance Company since 2017, following a two-year tenure at MetLife Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that analyze client goals using firm-approved software and provide written recommendations.

Melissa Dodson is a financial advisor at Morgan Stanley with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Dodson holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and market outcome models.

Christopher Langley is a financial advisor at Edward Jones with eight years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to this, he was employed at UCB Pharmaceutical and was affiliated with Emory University Goizueta Business School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Tracy Nolen is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning and utilizes structured processes and planning tools to support client outcomes while generally acting in an advisory capacity.

Louis Monaco Jr. is a CFP® professional with 25 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2024, following an 18-year tenure at Royal Alliance Associates and 16 years at Investment Advisors Asset Management, LLC. Monaco serves as a trustee for St. Joseph's Church in Bridge, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and corporations, through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating research from multiple sources.

Nicholas Benevento is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Cetera Advisors LLC since 2013 and with Cetera since 2024. Benevento serves as secretary of the Walter K. Doyle Foundation, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser providing services through a nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with a range of portfolio management and financial planning options.

Samuel Mangiapane III is a financial advisor with Cetera, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Morgan Stanley and National Securities Corporation. Outside of financial services, he is a partner in a power washing business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Sean Kelly is a Senior Vice President, Wealth Management Advisor, and founder of The Kelly Wealth Management Group at Merrill Lynch Wealth Management. Since joining Merrill in 1993, Sean has advised a diverse clientele including individuals, families, business owners, executives, physicians, multigenerational families, and nonprofit organizations. His practice focuses on strategic wealth management, portfolio design, tax-sensitive investment management, charitable giving strategies, and coordinating complex wealth needs such as alternative investments and customized lending solutions. Sean earned Bachelor’s degrees in Economics and European History from the University of Pennsylvania, where he was a member of the rowing team. He holds the Certified Investment Management Analyst® (CIMA) and Certified Private Wealth Advisor® (CPWA) designations from the Investments and Wealth Institute and has pursued executive education through the Wharton School of Business. A second-generation Merrill Advisor, Sean values building enduring client relationships grounded in trust and thorough, thoughtful analysis. Outside of his professional role, Sean is active in community initiatives as a member of the Rotary Club of Everett and the Penn Alumni Club of Seattle. He resides in Richmond Beach with his wife and three children and enjoys outdoor activities such as fishing, kayaking, and nature photography.

Stephanie Malewski is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. She joined Merrill Lynch in 2013 and focuses on helping individuals, families, and businesses develop personalized financial strategies. Her services include retirement planning, investment management, and guiding clients through significant life transitions. Stephanie's professional background includes roles in financial analysis and strategic planning as a business manager and analyst, equipping her with skills in opportunity evaluation and risk management. She holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, maintains Series 7 and Series 66 FINRA registrations, and is licensed in New Jersey and Florida for Life and Health Insurance. She earned her Bachelor's degree in Psychology, Magna Cum Laude with Honors, from Fordham University and attended the Hartt School of Music. Outside of her advisory role, Stephanie is engaged in community initiatives supporting individuals with special needs, inclusion, environmental sustainability, and the arts. She is involved with organizations such as the Arc of Monmouth, Bedford Stuyvesant Restoration Project, and Count Basie Education Outreach - Basie Awards.

Michele Madsen is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2016. Outside of her advisory role, Michele is a notary public. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

John Mcdonough is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Froehlich Financial Group, Ltd. and American Portfolios Advisors, Inc. Additionally, he owns and operates JEM Wealth Management, where he provides investment advisory and insurance services. OSAIC serves a diverse client base, including individuals, high-net-worth investors, and institutions, offering integrated brokerage and advisory services. The firm employs a range of portfolio construction tools and supports multiple advisory platforms and third-party managed account solutions.

Joseph Hutchinson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 20 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association, serving clients for over a decade before joining LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Joseph Fay Jr. is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. His career includes roles at Minnesota Life Insurance Company, Securities Financial Services, Inc., and Allied Wealth Partners. Outside of advising, he has a referral relationship involving consulting medical billing services through CG Moneta Consulting. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Thomas Acerra Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 11 years of industry experience. He previously worked at MML Investors Services and Mass Mutual for eight years. Acerra is involved in multiple business entities related to insurance and consulting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Darshi Jayawardena is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank since 2017, following 17 years at PNC Financial Services Group and PNC Investments. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Theodore Daniels is a financial advisor with UBS Financial Services in Wall, New Jersey. He holds Series 63 and Series 66 designations and has 15 years of industry experience, including prior roles at Bank of America and Merrill. Outside of his advisory work, Daniels performs stand-up comedy on select weekends, sometimes for profit and other times as fundraisers, and contributes to a paranormal-themed podcast. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerance. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Joseph Fay III is a financial advisor with Cetera, holding a Series 66 credential and five years of industry experience. He has worked with several firms, including Allied Wealth Partners and Minnesota Life Insurance Company. Outside of advising, he engages in fixed insurance sales as an independent contractor and refers potential clients to consulting medical billing services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment strategies and third-party managers.