Andrew Ochola is a Series 66 licensed financial advisor at J.P. Morgan Securities with four years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC, the National Venture Capital Association, and Bloomberg L.P. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Cameron Azad is a financial advisor with UBS Financial Services in Pasadena, CA, holding a Series 63 designation and bringing 42 years of industry experience. He has been with UBS since 1989. Outside of his advisory role, he serves as an arbitrator on the National Futures Association arbitration panel. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Judi Washington is a financial advisor with UBS Financial Services in Pasadena, CA, holding a Series 66 designation and bringing 18 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she works as a travel and leisure travel consultant through word-of-mouth marketing and serves as an assistant proctor for notary exam applicants. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Virgil Salsman is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Pasadena, California. He specializes in providing customized advice and guidance to business owners and their employees, focusing on the design, enhancement, and administration of company-sponsored group retirement plans. His expertise spans defined benefit and defined contribution plans, including pension, cash balance, 401(k), 403(b), and profit-sharing plans, as well as executive compensation and employee benefit programs. Drawing from extensive experience, Virgil helps business owners mitigate fiduciary risk, supports employee education and motivation for retirement readiness, and offers wealth management guidance with a multidisciplinary approach. His services also include non-qualified deferred compensation plans and business succession planning for multigenerational or employee-purchase strategies. Virgil's team aims to provide end-to-end solutions that address the varied financial needs of plan sponsors and employees. Virgil holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his High School Diploma from Northview High School and attended Citrus College without obtaining a degree. Outside of work, he enjoys spending time with family, biking, boating, camping, golfing, hiking, tennis, traveling, and woodworking.

Matthew Phillips is a financial advisor at Cetera with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Cetera since 2021, following prior roles at Trilogy Capital, National Planning Corporation, and Trilogy Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of advisors and employs a multi-manager platform with various program options and tools.

Sophie Johnson is a Financial Solutions Advisor at Merrill, part of Merrill Lynch Wealth Management. She holds the Personal Investment Advisor (PIA) designation and a bachelor's degree from San Diego State University. In her role, Sophie takes the time to understand what is important to her clients and helps develop strategies to pursue their short-, mid-, and long-term financial goals. Her expertise includes general investing, retirement planning, and saving for unexpected expenses. Sophie serves as a resource for a range of financial needs and can connect clients with Bank of America specialists for additional banking, credit, home financing, and small business solutions. She works closely with clients to discuss their goals and provide ongoing advice as their needs change. Outside of her professional work, Sophie is involved in community organizations including AYSO and the Sierra Madre Women's Club.

Jiven Flores is a Planning Consultant at Fidelity Investments, where he partners with clients to guide them through important financial decisions. He focuses on creating financial plans that reflect clients' goals, help protect their assets, and support their envisioned futures. Before joining Fidelity Investments in 2023, Jiven worked as a Retirement Consultant at Empower from 2022 to 2023 and as an Investment Consultant at TD Ameritrade from 2018 to 2022. He holds a California Insurance License. Outside of his professional work, Jiven engages in family activities, hiking, movies, and spending time with pets.

Cameron Coe is a financial advisor at Wells Fargo Clearing with a Series 66 designation and six years of industry experience. Prior to joining Wells Fargo in 2023, he worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2023. He has also been affiliated with Pitzer College since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Louis Sclafani is a financial advisor with Cetera and holds the PFS™ designation along with Series 63, 65, and 66 licenses. He has 24 years of industry experience and has been with Cetera and its affiliates since 2001. In addition to his advisory work, he is a co-owner and CPA at Coldwell, Sclafani & Company LLP, a public accounting and tax practice, and serves as trustee and co-trustee for several family trusts. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporations, charities, and institutions. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with a broad array of program structures and third-party managers.

Keith Morris is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 63 designation and 31 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by proprietary tools and models, with approximately $2.74 trillion in client assets under management.

Neal Jenkins is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served clients for over 40 years. He specializes in college education planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Neal helps clients develop personalized financial strategies, often managing portfolios on a discretionary basis that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He works in partnership with a team of specialists to provide comprehensive advice and guidance. Neal holds a Bachelor of Science degree in Finance and Business Economics from the University of Southern California’s Marshall School of Business and has completed executive training at the Wharton School of Business. He earned the Chartered Retirement Planning Counselor (CRPC®) designation and is a qualified Portfolio Manager. Neal’s approach focuses on establishing clear financial objectives through understanding clients’ goals, conducting regular reviews, and adjusting strategies as needed. A native of Pasadena, Neal currently resides in San Marino with his wife, Helene, and their four children. Outside of his professional responsibilities, he enjoys spending time with his family, golf, running marathons, music, traveling, and watching movies.

Shawn Shafer is a financial advisor with UBS Financial Services in Sherman Oaks, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at UBS since 2011 and held previous roles at Morgan Stanley Smith Barney and Morgan Stanley & Co., Incorporated. Outside of his advisory role, he is a managing member of Equity Stretch Investments LLC, which involves real estate investment and landlord duties. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation with institutional trading capabilities to provide tailored financial planning and portfolio management.

Feliks Reytblat is a financial advisor with LPL Financial in Pasadena, CA, holding a Series 66 designation and 23 years of industry experience. His prior roles include working with Waddell and Reed, various insurance carriers, and Linda Polwrek. In addition to advising, he is involved in tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a wide range of advisory programs and consulting services, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Sarah Flick is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch and Bank of America for over 17 and 8 years, respectively. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Xiaoxiao Cui is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, Cui worked at Tea Bar Azusa and has an academic background with positions at Cal Poly Pomona and Citrus Community College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Lina Moskofian is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 11 years of industry experience. She has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC and ongoing service at Wells Fargo Bank NA since 2010. Outside of her advisory role, she tutors individuals in Armenian language and literature. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Madison Anderson is a CFP® professional based in Pasadena, CA, with five years of industry experience. They have worked at LPL Financial since 2025 and previously held roles at OSAIC and Securities America, Inc. Outside of advisory work, Madison was involved in the restaurant industry, including positions at Katella Grill and Mulberry St Ristorante. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, and institutions. The firm provides a range of advisory programs and financial planning services supported by model portfolios and research from multiple sources.

Robert Salazar is a CFP®-designated financial advisor with LPL Financial, based in Glendale, CA, and has 32 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Alisa Avakian is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 19 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets services.

Yihao He is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Morgan Stanley, he worked at Dunlop Sports Americas and TCL North America, following several years at the University of California, Riverside and IMG Academy. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, and it operates a variety of investment activities including private funds and principal trading.