John Barnes is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 designations and has worked at LPL Financial since 2017. In addition to his advisory role, he is associated with AT Center Inc. since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad suite of financial products.

Maria Bravo Murillo is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds the Series 66 designation and has worked previously at Morgan Stanley/E*Trade/HarrisDirect and Bank of America/Merrill Lynch. She serves as a board member on the fundraising committee of the Jose Valdes Math Foundation, a charitable organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Julia Toma is a financial advisor at J.P. Morgan Securities with the Series 66 designation and one year of industry experience. Her prior work includes four years at Canterbury Consulting and involvement in pageant coaching and design. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a structured, non-discretionary program.

Ramon Valdez Jr. is a financial advisor with Cambridge Investment Research Advisors in Irvine, CA, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior roles include positions at J.W. Cole Advisors, Raymond James Financial Services, Wells Fargo Advisors, UBS Financial Services, and Merrill. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and proprietary strategies.

Hersh Chudasama is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked previously at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jingxi Chen is a financial advisor at Cetera with one year of industry experience. Chen holds the Series 66 designation and has prior experience at East West Bank, Cathay Bank, HSBC Bank, and Jiangsu Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and planning services through a multi-manager platform that supports model portfolios, third-party managers, and customized strategies.

Jamie Wemhoff is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and five years of industry experience. Prior to joining MassMutual Investors Services in 2024, Wemhoff worked at MassMutual Life Insurance Company and New York Life Insurance Company, following a 14-year tenure at Cox Automotive Corporate Service. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars, emphasizing collaborative, annual planning engagements using firm-approved analytical tools.

Alger Osentoski is a financial advisor at LPL Financial with over 38 years of industry experience. He holds the CFP® and Series 63 designations. Prior to joining LPL Financial in 2024, he worked for Commonwealth Financial Network for 17 years and operated his own practice, A. Gary Osentoski, for 36 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by proprietary research and advisor tools.

Lucero Palomino is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. She has worked at Merrill since 2016 and previously at Bank of America, N.A. since 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Rehms is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 66 designations and bringing 42 years of industry experience. He has worked at prominent firms including JPMorgan Securities, Morgan Stanley, Merrill, and Citigroup Global Markets. His career includes roles at both JPMorgan Securities and JPMorgan Bank, enabling him to offer a range of banking products in addition to investment services. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to design tailored financial plans for clients.

Brian Corado is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2017, also working concurrently at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a focus on eligible strategies, including an ESG eligibility framework, supported by affiliates offering implementation and portfolio services.

Izel Dixon is a financial advisor with Edward Jones in Irvine, CA, holding a Series 66 designation. Dixon has been with Edward Jones since 2026 and has prior work experience at Majestic Creatures Reef and Loyola Marymount University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of financial advisors and branch offices.

Paul Byrd is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He previously worked at Morgan Stanley and Citigroup Global Markets before joining Wells Fargo Clearing and later Wells Fargo Advisors. Outside of finance, he owns Argos Products Inc., which designs diving booties and gloves, and is a member of the band Neon Nation. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services including niche areas such as business-owner transition and special-needs analysis. Advisors use Wells Fargo research and planning tools to develop tailored recommendations, with clients choosing whether and how to implement them.

Steven Caron is a Series 66-registered financial advisor with Edward Jones in Corona, CA, bringing 16 years of industry experience. He has been with Edward Jones since 2016 and is also associated with the Mile High Institute since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Chun Ng is a financial advisor at Merrill with Series 63 and Series 66 designations and two years of industry experience. His prior work includes positions at Bank of America, N.A., and East West Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Catherine Hollifield is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients. The firm offers tailored financial planning services supported by structured discovery processes and advanced modeling tools.

Jacob Worrel is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and has worked at Wells Fargo Bank NA since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 financial advisors and offers both brokerage and advisory solutions.

Ruben Rodriguez is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. He has been with Primerica Advisors since 2013 and has worked with Primerica Financial Services since 2009. In addition to his advisory role, he is involved in the sale of loan products and home security services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and maintains a tiered wrap fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Jingdi Sun is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. Since 2015, Sun has worked with J.P. Morgan Securities and JPMC Bank NA (Southwest). J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening with qualitative research and incorporates ESG considerations within its eligible strategies.

Freeman Leung is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including U.S. Bancorp Investments, HSBC Securities, Merrill, and LPL Financial. Outside of finance, he owns and operates Glamor Nails & Spa, a personal services nail salon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm offers non-discretionary advice focused on asset allocation, investment manager selection, and customized performance reporting, supported by centralized due diligence and a blend of quantitative and qualitative research.