Min Myo is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He has been with Fidelity Investments since 2010, progressing from Investment Consultant to Financial Consultant before his current role. Prior to joining Fidelity, Min worked as a Financial Advisor with MML Investors Services and Ameriprise Financial Services. With over 15 years of planning experience, Min specializes in retirement planning, estate planning considerations, and wealth planning. He focuses on establishing long-term planning relationships and creating customized plans that adapt to the changing needs of his clients. His professional approach is informed by his understanding of the multiple financial goals faced by families. Min holds a California Insurance License.

Troy Ryder is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of experience in the industry. He has worked at Cetera Advisors LLC since 2016 and previously spent 10 years with Investors Capital Corp. Outside of his advisory role, he owns an adventure training business, ROC Warrior, and serves on the boards of two nonprofit organizations focused on education and training. He is also the inventor and founder of a home waste treatment system company. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Mitchell Bertonneau is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Charles Schwab with five years of industry experience. His work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and a centralized operational structure.

Jessica Hughes is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and bringing 21 years of industry experience. Her career includes roles at Avantax Insurance Services and Avantax Advisory Services, spanning over two decades in the financial and insurance sectors. Outside of her advisory work, she owns and operates Tenshi Financial and Insurance Services, where she assists clients with benefit plan comparisons. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that allows advisors to utilize affiliated and third-party managers or create custom strategies.

Christopher Dao is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2013 and served in the Army Reserves from 2006 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.

Blake Harmer is a financial advisor with Ameriprise in Pleasanton, CA, holding a Series 66 designation and approximately one year of industry experience. Prior to joining Ameriprise, he worked at Renaissance Financial and Larson Lawnscape, and he attended the University of Kansas. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that focuses on dependable income sources and tax-aware withdrawal strategies.

Charles Prestigiacomo is a financial advisor with LPL Financial and holds a Series 63 designation. He has 38 years of industry experience and has been associated with LPL Financial since 2015. He also provides investment advisory services through Advantage Wealth Advisors, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by internal research and third-party subadvisors.

Paul Low is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the designations of CERTIFIED FINANCIAL PLANNER™ and Chartered Life Underwriter® and serves as a Senior Vice President. Since joining Merrill in 1988, Paul has focused on working closely with clients to develop and implement personalized, long-term wealth management strategies. Paul’s expertise includes managing concentrated stock positions and assisting clients through significant transition events such as retirement, inheritance, or business sales. He also provides access to Bank of America Private Bank services for trust and estate planning, as well as credit and lending solutions. His client focus areas encompass college education planning, family wealth management strategies, philanthropic planning, tax minimization, retirement income, and more. Paul collaborates with clients’ attorneys, accountants, and other advisors to coordinate comprehensive financial and legacy plans. Paul graduated cum laude from Boston University in 1986. He lives in Piedmont, California, with his wife Dana and their two sons. Committed to community involvement, he volunteers with the Piedmont High School Sports Boosters and participates in various local activities. Outside of his professional role, Paul enjoys boating, camping, football, golfing, hiking, ice hockey, photography, skiing, swimming, and spending time with his family.

Jennifer Buhl is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 2011 and has over 15 years of experience working with affluent individuals, families, and owners of closely-held businesses. Jennifer holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., and is also a Personal Investment Advisor (PIA). Jennifer’s expertise covers a range of client focus areas including corporate executive services, education planning, services for endowments, foundations, and non-profits, personal retirement planning, women and wealth, and retirement income. She emphasizes a wealth management approach that serves as a flexible framework and road map to help clients achieve their financial goals through growth, wealth preservation, succession planning, education funding, wealth transfer, and retirement planning. Jennifer earned her high school diploma from George Washington, attended San Francisco State University without earning a degree, and holds a bachelor’s degree from Charter Oak State College. Her team at Merrill Lynch includes CERTIFIED FINANCIAL PLANNER® professionals with expertise in estate planning strategies, retirement planning, insurance, tax efficiencies, and administration of 10b5-1 plans.

Rania Israel is a financial advisor at Charles Schwab with nine years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017. She also had prior experience at Pruco Securities, LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research.

Andrew Gotianse is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise and its affiliates since 2012. Based in Redwood City, CA, his career has been focused within this firm. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning and ongoing advice, combining internal investment research and third-party data with a non-discretionary implementation approach.

Jake Ketchner is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and is based in San Mateo, CA. His work history includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2025, alongside prior periods of full-time education and employment outside the industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Wayne Wang is a Series 65-licensed financial advisor at Fisher Investments with six years of industry experience. He has been with Fisher Investments since 2013. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment decision process and offers sub-advisory and retirement plan services to a diverse client base.

Malina Satyajit Kumar is a financial advisor at Merrill with Series 65 and Series 63 credentials and two years of industry experience. Her prior work history includes positions at Lincoln Financial Group and Ameriprise Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kyle Burns is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Bank of America, Northwestern Mutual, and has held roles at the University of San Francisco and Skyline College. Burns is the successor trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Shayan Shamsi is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley, Bank of America, Northwestern Mutual, and Fidelity Investments. He is based in Oakland, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Justin Solo is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has five years of industry experience and previously worked at Northwestern Mutual and Audi Oakland. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships that use firm-approved tools to analyze client goals and provide written recommendations.

Jordan Bohn is a Series 66-licensed financial advisor with Edward Jones in Pleasanton, CA. He began his advisory career at Edward Jones in 2025. Outside of his advisory role, he is active as a Twitch streamer. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and advisory services with a nationwide network of financial advisors and extensive affiliated capabilities.

Justine Cramer is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior experience includes roles at Citigroup, HSBC Securities, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs firm-approved tools and structured discovery conversations as part of its financial planning process.

Suleiman Samandar is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at BlackRock and LendingClub. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm delivers these services on a non-discretionary basis alongside affiliated brokerage and investment management capabilities.