Daniel Smith is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Janney Montgomery Scott since 2008 and previously worked at Wells Fargo Clearing from 2000 to 2004. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Katelyn Sager is a financial advisor at Key Investment Services LLC with three years of industry experience. She holds the Series 66 credential and previously worked at KeyBank and Deli and Brew. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm uses a multi-provider platform with discretionary and non-discretionary portfolio management and integrates services from affiliated KeyCorp entities.

Shiri Ghimire is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 credentials and nine years of industry experience. She has been with Citizens Securities and Citizens Bank in various roles since 2010. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program alongside managed accounts and operates as a broker-dealer and insurance agency.

Charles Millar is a financial advisor at Janney Montgomery Scott with 34 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Janney Montgomery Scott since 2014. Outside of his advisory work, he serves in various leadership roles within the Hudson, NY community, including as a director of Friends of Hudson Youth, and holds multiple trustee positions at Columbia Greene Community College. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in assets, serving a diverse clientele including individuals, families, trusts, estates, and institutional clients. The firm offers brokerage, financial planning, and advisory services, utilizing a combination of in-house and third-party portfolio management across multiple wrap programs and model portfolios.

Andrew Carl is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding a Series 66 designation and one year of industry experience. Prior to his current role, he spent several years at Citizens Bank and worked at Mass Premier Courts. Outside of advising, he serves as a Notary Public and is a varsity assistant basketball coach at Oliver Ames High School during the winter season. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory platform and a Managed Account program, operating within a broader bank-owned enterprise.

Connor Wiggins is a financial advisor at Focus Partners Wealth, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Rockefeller Financial LLC, Ameriprise Financial Services LLC, and Nylife Securities LLC. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate and institutional clients with wealth management and advisory services including investment management, financial and tax planning, and retirement plan consulting. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, utilizing fundamental and quantitative analysis alongside alternative tools and legacy strategies.

Jacqueline Stulmaker is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and 23 years of industry experience. She has worked with Key Investment Services and KeyBank since 2013. Outside of her advisory role, she is an owner and lessor of a family income property in Rensselaer, NY. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm offers model-based portfolio management and utilizes a multi-provider platform to deliver discretionary and non-discretionary investment solutions.

Stephen Woodard is a CFP®, ChFC®, and Series 63 credentialed advisor with 21 years of experience. He is currently with Eagle Strategies (NY Life), where he has worked since 2011, including prior experience at Brown & Fitzgerald, LLC. Eagle Strategies serves a diverse client base that includes individual investors, institutional plans, and charitable and corporate entities, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing most assets on a non-discretionary basis.

Kristen Hadden is a financial advisor with Guardian Life, holding a Series 63 designation and 13 years of industry experience. Her career includes multiple roles at Guardian Life and Park Avenue Securities dating back to 2016. Outside of her financial advisory work, she creates and sells art pieces through her online business, Filamental Concepts. Guardian Life’s subsidiary, Park Avenue® Wealth Management, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients, offering brokerage services, financial planning, and investment advisory programs using both proprietary and third-party strategies.

Lawrence Dillon is a financial advisor with Principal Financial Services, holding the CFP® and ChFC® designations and a Series 66 license. He has 28 years of industry experience, including roles at Principal Life Insurance Company and Principal Financial Services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Joanne Windas is a financial advisor at &PARTNERS with 28 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining &PARTNERS in 2026, she worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 16 years. Outside of her advisory role, she serves as co-executor for her parents’ estates. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutions, offering investment management, financial and tax planning, and retirement-plan services. The firm employs a combination of fundamental, technical, and quantitative analysis with both proprietary and third-party strategies, and operates under dual registration as a registered investment adviser and broker-dealer.

Reid Prinzo is a CFA® charterholder with 18 years of industry experience. He is affiliated with Commonwealth Financial Network and has prior experience at MFS Fund Distributors, Inc. Prinzo is also co-owner of Bryant Asset Management, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, access to third-party managers, retirement consulting, and custody services.

Peter Brucato is a financial advisor with Private Advisor Group, LLC, holding CFP® and CFA® designations and over 23 years of industry experience. His prior work includes roles at LPL Financial and AIG Valic. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and managed account solutions using a fiduciary-based advisory model that incorporates both discretionary and non-discretionary strategies.

Margaret Koetzner is a financial advisor at Citizens Securities, Inc. in Albany, NY, with 24 years of industry experience. She has been with Citizens Securities since 2019 and previously worked at Key Investment Services LLC from 2016 to 2019. Her credentials include Series 63 and Series 65 licenses. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with a combined approach that includes discretionary and non-discretionary investment services.

Scott Wilson is a financial advisor at Janney Montgomery Scott in Albany, NY, holding a Series 63 designation with 26 years of industry experience. He has been with Janney Montgomery Scott since 2005. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipalities, offering a range of brokerage, financial planning, and advisory services backed by in-house and third-party portfolio management.

Damaris Taylor is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Citizens Securities, she worked at Northwestern Mutual Boston and Edward Jones. Outside of her financial career, she serves as a pastor at The Bridge Church, where she leads staff, casts vision, and teaches. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program with ETF-based portfolios and a Managed Account program, operating as part of Citizens Bank, N.A.

Shawn Maloney is a financial advisor at Commonwealth Financial Network with nine years of industry experience. He holds the Series 66 designation and has worked at Commonwealth Financial Network and Bryant Asset Management in various roles since 2016. Maloney is a co-owner of Bryant Asset Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm offers comprehensive adviser support, including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Kathryn Krause is a financial advisor at Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses with 12 years of industry experience. She has worked in various roles within Citizens Bank and Citizens Securities since 2015. Krause is also a Notary Public. Citizens Securities serves a diverse retail client base, including individuals and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, complemented by its role as a broker-dealer and insurance agency.

Bonnie Kenna is a financial advisor at Lincoln Investment with 21 years of industry experience. She previously worked at Legend Equities Corporation and Legend Advisory Corporation before joining Lincoln Investment in 2017. Outside of her advisory role, Kenna is involved in coaching field hockey at multiple levels, including head varsity coach at a New York public high school and coaching roles with nonprofit and national field hockey organizations. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, advisor-led consulting, and portfolio management supported by an in-house investment management and research team and third-party managers.

Anthony Chrisikos is a financial advisor at Key Investment Services LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Key Investment Services since 2005, following six years at KeyBanc Capital Markets Inc. Outside of his advisory work, he serves as president of Washman Associates LLC. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs and relies on a multi-provider model, combining in-house and third-party portfolio management with integrated services from affiliated KeyCorp entities.