Richard Massingill Jr. is a financial advisor with Empower Advisory Group who holds a Series 66 designation and has 17 years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and Bank of America, NA before joining GWFS Equities, Inc. His current role has spanned seven years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing in their financial planning.

Kelly Ryland is a financial advisor with Independent Financial Partners, holding a Series 66 designation and 16 years of industry experience. Prior to joining Independent Financial Partners in 2019, Ryland worked at LPL Financial from 2014 to 2019. Outside of advisory work, Ryland is involved in insurance sales specializing in life and disability insurance. Independent Financial Partners serves a nationwide network of independent investment adviser representatives and manages over $12.5 billion in assets. The firm offers a decentralized advisory model with services including investment advisory, financial planning, trust, and retirement-plan consulting, notably providing formal retirement-plan advisory and pension consulting capabilities.

Scott Clark is a financial advisor at First Command Advisory Services with Series 65 and Series 63 licenses. He has recently transitioned from a 24-year career in the United States Navy to the financial services industry. Clark has held multiple roles within First Command since 2025. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Larry Murphy is a financial advisor with Eagle Strategies (New York Life) in Pensacola, FL, holding Series 65 and Series 63 licenses and five years of industry experience. He has worked at multiple firms including Atlas Financial Strategies, NYLIFE Securities LLC, and New York Life Insurance Co. Outside of his advisory role, Murphy participates as a member of the Louis Maygarden Center for Financial Literacy, assisting with organizing and supporting financial education workshops. Eagle Strategies serves a diverse client base with financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a variety of programs tailored to individual, corporate, and institutional clients, with a notable focus on non-discretionary asset management and advisory services linked to insurance and annuity products.

Corey Lessmann is a financial advisor at First Command Advisory Services with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with First Command Financial Services since 2011. He is based in Pensacola, FL. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and manage model portfolios.

Angelina Mc Lane is a financial advisor at First Command Advisory Services with five years of industry experience. She holds the Series 66 designation and has held various roles within the First Command organization since 2020. Prior to her financial services career, she worked in yoga instruction and wellness. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

Jonathan Lloyd is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 20 years of industry experience. He has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing, among other roles. Outside of his advisory work, he participates as a paid plasma donor contributing to the development of life-saving medical applications. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary management strategies supported by AI-enabled research tools and inter-affiliate resources.

Meaghan Ives is a financial advisor with NewEdge Advisors in Pensacola, FL, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Eagle Strategies, NYLIFE Securities LLC, Atlas Financial Strategies, and Mainstay Financial Group. She is also a commissioned Notary Public, providing notarization services for client documents as part of her work duties. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm offers a broad range of portfolio management, financial planning, and consulting services, utilizing multiple program structures and technology tools to support advisor and client needs.

Brett Deavenport is a Series 66-licensed financial advisor with Truist Advisory Services and has two years of industry experience. He previously worked at Truist Bank for nine years. Outside of advising, he is involved in managing residential rental properties in Pensacola, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and fiduciary support, utilizing a blend of discretionary and non-discretionary approaches supported by third-party platforms and manager relationships.

Joshua Sharp is a financial advisor with First Command Advisory Services holding a Series 66 designation and five years of industry experience. He serves as an adjunct instructor in Macroeconomics at Pensacola State College and is a Human Resources NCO in the United States Army Reserves. Prior to his current role, Sharp worked in various positions including with Titan Machinery Inc. and AmeriPride Linen Services. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, utilizing centrally managed model portfolios and third-party managers within a primarily employee-owned structure.

Edward Gross III is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 designations and having 22 years of industry experience. He has worked with Diversified Investors Securities Corp. and Diversified Investment Advisors since 2007. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm’s approach emphasizes asset allocation and retirement guidance using proprietary software and model portfolios developed in partnership with Morningstar Investment Management.

David Larsen is a Series 66-registered financial advisor with First Command Advisory Services, where he has worked since 2013, accumulating 12 years of industry experience. He also holds roles as treasurer for two homeowners associations and is a shareholder in a firearms and ammunition manufacturing company. Larsen serves as a board member of the Krewe of Andres de Pez. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and manage portfolios through discretionary authority.

Timothy Schossow is a CFP®-credentialed financial advisor with Valic Financial Advisors, bringing 16 years of industry experience. He has worked at Valic Financial Advisors since 2011 and has held a position with Agia since 2022. Outside of his advisory work, he operates BEACH BUM TROLLEY, providing transportation services for events such as weddings and military reunions in Pensacola, FL. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and management.

Donna Rowell is a financial advisor at Eagle Strategies (NY Life) with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with Eagle Strategies since 2019. In addition to her advisory role, Rowell is also appointed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides a range of advisory programs with an emphasis on tailoring recommendations to client objectives, managing predominantly non-discretionary assets, and working within an integrated New York Life affiliate structure.

Richard Boehm Jr. is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds Series 63 and Series 65 designations and has 34 years of industry experience. Prior to joining Benjamin F. Edwards in 2026, he worked for Stifel Independent Advisors, LLC for 17 years. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, pension and profit-sharing plans, charitable organizations, corporations, and institutions. The firm offers a range of investment management and financial planning services through consolidated discretionary and non-discretionary wrap programs, utilizing strategies managed internally and by third parties.

Paul Gormanson is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to his current role starting in 2022, he worked with Bankers Life Securities, Inc. and Bankers Life. Outside of advising, he manages a team of insurance agents and is involved in sales and training within Bankers Life’s insurance operations; he also occasionally sells unused vacation timeshare weeks through an online platform. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across various securities with periodic rebalancing and performance reviews.

Steven Barry is a CFP®-designated financial advisor with 27 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. He has served as an elected County Commissioner for Escambia County, Florida since 2013. Barry also owns Contract Insurance Services, a property and casualty insurance franchise, and operates as an independent insurance agent. United Planners Financial Services of America is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, corporations, trusts, and estates. The firm offers advisory and brokerage services through independent Investment Adviser Representatives and emphasizes predominantly non-discretionary account management.

Michael Hoeflich is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he worked at Ameriprise Financial Services, Inc. for 15 years. He is a board member of the Rotary Club of Gulf Breeze. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Robert Boatner is a financial advisor with Stifel, holding Series 63 and Series 66 credentials and offering 29 years of industry experience. He has been with Stifel since 2009 and previously worked at UBS Financial Services. Boatner serves on the Board of Directors for the Quitman Country Club in Mississippi. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm employs a proprietary investment strategy methodology developed by its Investment Strategy Group, offering capital market-based asset allocation and planning analyses.

Kristopher Marion is a financial advisor with Mass Mutual Investors Services in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. and New England Securities. Additionally, he is a licensed agent for individual life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software tools to develop collaborative, goal-based plans.