Juan Garcia is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds the Series 66 and Series 63 licenses and has previously worked at GWFS Equities, PNC, BBVA Compass Insurance Agency, and Compass Bank. He is also a licensed notary public. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and client savings rates.

Patrick Ryan is a financial advisor with Eagle Strategies (NY Life) in Redlands, CA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been affiliated with Eagle Strategies since 2019 and has also worked with Nylife Securities, LLC and New York Life since 2012 and 2011, respectively. In addition to his advisory work, Ryan is licensed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Veronica Gauthier is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. She has worked with Transamerica Financial Advisors since 2016 and also has a role at Team Tenacity, where she serves as treasurer, secretary, and director. Outside of her advisory work, she manages administrative and tax-related activities for an S corporation associated with her family. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary model portfolios and access to third-party money managers. The firm operates as both a registered broker-dealer and RIA, providing a range of discretionary and non-discretionary investment programs and affiliated retirement solutions.

Ryan Mayer is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. He has been with VOYA Financial Advisors since 2014 and is also involved with Shared Insurance Solutions, where he sells and services health, life, and annuity insurance products. VOYA Financial Advisors serves a diverse client base including individual and institutional investors, offering services such as financial planning, portfolio management, and retirement plan consulting. The firm employs multiple program structures, often providing non-discretionary recommendations, and operates as both an SEC-registered investment adviser and broker-dealer.

Kristina Bell Taylor is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 66 designations and bringing 28 years of industry experience. She has been with VOYA Financial Advisors since 2014. Outside of her advisory role, she owns a commercial cleaning franchise and operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, and corporations. The firm provides a range of financial services through multiple program structures, emphasizing recommendation-based advice delivered through both advisory and broker-dealer channels.

Darlene Pachot is a financial advisor at VOYA Financial Advisors, Inc. with 29 years of industry experience. She holds Series 63 and Series 65 designations and has been with VOYA since 2014. Outside of her financial advisory work, she serves as a visiting preacher involved in public speaking. VOYA Financial Advisors serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and multiple advisory programs, delivering primarily non-discretionary recommendations.

Benjamin Sturkie is a financial advisor with Valic Financial Advisors in Riverside, CA. He holds Series 63 and Series 66 licenses and has one year of industry experience. Prior to his current role, Benjamin has worked in a variety of positions, including entrepreneurial ventures such as Ojai Pizza and Performance Concrete Services Inc. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage client assets.

Bob Tan is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 66 designations and has 26 years of industry experience. Tan has been with Voya Financial Advisors and affiliated entities since 2014. Outside of advisory work, he operates as an independent insurance agent. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers financial planning, portfolio management, and third-party money manager access through various program structures, primarily providing non-discretionary, recommendation-based advice.

Erin Green is a financial advisor at Valic Financial Advisors with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill, UBS Financial Services, Stifel, and Agia. In addition to her advisory role, Erin is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

David Cockeram is a financial advisor with Valic Financial Advisors in Glendale, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Valic Financial Advisors since 2012 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Hermann Rojas is a financial advisor with Eagle Strategies (NY Life) based in Riverside, CA. He holds Series 63 and Series 65 licenses and has nine years of industry experience. Prior to joining Eagle Strategies in 2025, he worked with NYLIFE Securities LLC and New York Life Insurance Co. since 2017, and spent eleven years at Enterprise Rent-A-Car Company. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives and manages a majority of its assets on a non-discretionary basis, including advisory services connected to insurance and annuity products.

Beneta Reynoso is a financial advisor at Centaurus Financial, Inc. with 40 years of industry experience. She has been with Centaurus since 2007. Outside of her advisory role, she serves as CEO of Empire Financial Benefits, Inc., and is involved in estate planning services through Epic Estate Plans and AmeriEstate Legal Plan, Inc. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management through platforms like CLASSIC Plus, employing various analytical approaches and both discretionary and non-discretionary arrangements.

Ian Ott is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 designations and four years of industry experience. He co-owns Warmen & James Private Wealth, a private entity facilitating securities, advisory, and insurance business. Ott has worked at several firms, including Royal Alliance Associates and Mountain West Financial. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm provides a broad platform including managed account programs, third-party asset manager access, retirement consulting, and custody services.

Jeffrey Beaulieu is a financial advisor with Eagle Strategies (NY Life) based in Riverside, CA, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. He has worked with Eagle Strategies since 2016 and has maintained ongoing roles with New York Life and Nylife Securities since 1994. Outside of his advisory work, he is a motivational speaker, delivering personal messages on positivity at New York Life meetings. Eagle Strategies serves a diverse client base, including individuals, institutions, and plan sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of advisory programs and focuses primarily on non-discretionary asset management, operating within the integrated New York Life affiliate structure.

Violeta Mendez is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 designations and bringing 26 years of industry experience. She has been with Voya Financial Advisors since 2016. In addition to her advisory role, she operates as an independent insurance agent specializing in the sale of fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm provides a range of financial services such as financial planning, portfolio management, and plan-sponsor consulting, delivering advice primarily through non-discretionary, recommendation-based programs.

Sean Muhlstein is a CFP® professional with 20 years of industry experience, currently serving at Voya Financial Advisors, Inc. since 2015. He also operates a personal writing business, producing short stories and essays for self-publication on Amazon Kindle. Additionally, he is involved as a community educator with the Opera League of Los Angeles, where he prepares and presents lectures on opera. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides a variety of financial planning and portfolio management services through multiple program structures, often delivering non-discretionary advice requiring client approval.

Austin Bustamante is a financial advisor at Eagle Strategies (NY Life) with 17 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with firms including Blue Cedar Financial and Insurance Solutions and Generations Capital Strategies & Insurance Solutions. He is also involved in insurance brokering through his DBA, Blue Cedar Financial and Insurance Solutions, focusing on New York Life products and other insurance services. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis.

Daniel Yee is a financial advisor with Money Concepts Capital Corp in Riverside, CA, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. He has been with Money Concepts Capital Corp since 2008 and operates Vision Solved Franchise Services as a franchise consultant. Additionally, he provides medical insurance consulting through a sole proprietorship. Money Concepts Advisory Service (MCAS) manages portfolios and offers financial planning and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm utilizes a range of managed programs and investment strategies, including proprietary retirement model portfolios and third-party sub-advisers, serving approximately 14,700 clients with about $3.33 billion in assets under management.

Albert Munoz is a financial advisor with PlanMember Securities Corporation in Redlands, CA, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with PlanMember since 2003 and also serves as an independent insurance agent and a director and treasurer of The Grove School, where he chairs the finance committee. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios, and it supports clients with education, seminars, personalized planning, and separation counseling.

Kevin Landen is a financial advisor at VALIC Financial Advisors with 18 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with VALIC Financial Advisors since 2015. In addition to his advisory role, Landen has been involved with Thornton Winery since 2007 and works as a real estate agent for EXP Realty of Southern California, assisting family and friends with property transactions. VALIC Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and overlay services on Envestnet’s platform.