Katherine Phillips is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and previously operated Katherine Phillips - Editing Services for 14 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate accounts. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a large nationwide network of financial advisors and branch offices.

Peter Dean is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding a Series 63 designation and 42 years of industry experience. His career includes long tenures across various Morgan Stanley entities since 1997 and a brief period at Citigroup Global Markets. He serves on the boards of the Boys & Girls Club of Santa Cruz and the Odd Fellows Cemetery & Mortuary. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage capabilities.

Stefan Webster is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and five years of industry experience. He has been with J.P. Morgan Securities and JPMORGAN Chase Bank since 2021, and previously worked for the City of Los Angeles for nine years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to support its recommendations, which may include ESG considerations and leverage broader derivatives and commodities capabilities.

Romeo Margot Picquendar is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Romeo provides affluent clients with personalized investment strategies that address a broad range of financial needs, including investment planning, retirement and estate planning, college planning, and asset and liability management. By collaborating closely with a team of Merrill specialists, Romeo delivers customized financial recommendations aimed at helping clients make informed decisions aligned with their evolving market conditions and personal circumstances. Romeo began a career in finance after earning a Bachelor's Degree from the University of Maryland. Romeo holds the designation of CERTIFIED FINANCIAL PLANNER (CFP) and the Personal Investment Advisor (PIA) credential, demonstrating professional expertise in comprehensive financial planning and investment advisory services. Committed to community involvement, Romeo embraces the Merrill tradition of volunteering and engaging with local organizations. This dedication reflects a broader philosophy of working collaboratively one-on-one with clients to develop tailored financial strategies designed to support their long-term goals.

Sabin Alibrandi is a CFP® professional with over 21 years of industry experience, currently serving as an advisor at OSAIC since 2024. His previous experience includes roles at Securities America Advisors and Cetera Advisors LLC. Outside of his advisory duties, he serves as treasurer for Santa Cruz County Lacrosse, a volunteer board position. OSAIC is a multi-advisor platform serving retail and institutional clients with a range of brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization through diverse programs and third-party manager options.

Bradley Ledwith is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has been with LPL Financial since 2006. Outside of advisory work, Ledwith is a self-published author and has served as an executive producer on production projects. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational tools.

Kevin Mize is a CFP® with 39 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously spent 15 years at Morgan Stanley in various capacities, including nine years with Morgan Stanley Private Bank. Outside of advisory work, he owns Earthrise Real Estate, LLC, which holds a building intended as the future site of his Raymond James branch. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through unique affiliations.

Roger Evans is a financial advisor at Morgan Stanley with 12 years of industry experience. He has been with Morgan Stanley since 2013 and has worked with the Morgan Stanley Private Bank, National Association since 2015. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved tools to support client planning needs.

Rodney Acord is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 credentials and spent 30 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. In addition to his advisory role, he is involved in the sale of fixed life, health, accident, and disability insurance, as well as fixed and indexed annuities through related business entities. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization. The firm is notable for its scale, multi-advisor platform, and comprehensive investment programs.

Samineh Shaeghi is a CFP® professional with 15 years of industry experience, currently serving at LPL Financial since 2023. Her prior experience includes nine years at Bancwest Investment Services, Inc. and two years at Fidelity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports over 22,900 advisors and manages more than $819 billion in discretionary assets, offering customizable investment strategies and multiple non-advisory financial services.

Trevor Strudley is a CFP® with 13 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He serves as a board member and finance committee member of the Cabrillo College Foundation and is the author of *Tech Success: How Technology Executives and their Families Manage Meaningful Wealth*. He is also CEO of Stiles-Strudley Inc., a concierge wealth management services company affiliated with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Ryan Bennett is a financial advisor with Edward Jones in Capitola, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of approximately 23,701 advisors. The firm manages around $1.01 trillion in assets under management and provides services including tax-efficient strategies and access to affiliated mutual funds.

Mary Bellizzi is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 22 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2003. Outside of her advisory role, she is involved in small group medical insurance and rents a room in her home. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning focused on a broad range of financial topics, with planning services delivered separately from portfolio management.

Tristan Kass is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015, also serving at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct client plans and Corporate Financial Planning agreements.

Ivor Thomas is a financial advisor with Edward Jones in Scotts Valley, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Agustin Ramirez is a financial advisor at Primerica Advisors with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked with San Andreas Regional Center, PFS Investments Inc., and Primerica Financial Services. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts primarily to individual and high-net-worth clients. The firm utilizes third-party asset managers and a tiered wrap-fee structure for its services.

Joseph Winslow is a financial advisor with LPL Financial who holds a Series 63 designation and has 36 years of industry experience. He worked for over 28 years at Link Allen and Associates, Securian Financial Services, Inc., and Minnesota Life Insurance Co before joining LPL Financial in 2020. Outside of advisory services, he is involved as an insurance agent and is active with a corporate business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Jason Braley is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Osaic. Prior to joining Osaic, he worked at Securities America Advisors and Foothill Securities, Inc. He is a managing partner of a holding company that acquired a building intended to become his office location. Osaic Wealth serves a wide range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supporting advisors with discretionary strategies, third-party managers, and proprietary investment models.

Carmen Irving is a financial advisor at Edward Jones in Scotts Valley, CA. She holds a Series 66 designation and has experience working at Edward Jones since 2024, with prior roles at Pacific Home Design and SJ Kellerman & Associates. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm offers a range of investment advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Lisa Rosenau is a financial advisor with Ameriprise in Aptos, California, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria, providing comprehensive written Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic automation to deliver tailored retirement income recommendations.