Sydney Hill is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo, Hill worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. for a total of five years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Glenn Smith is a financial advisor with Charles Schwab, holding a Series 66 designation and 17 years of industry experience. His prior work includes roles at Morgan Stanley Smith Barney LLC and Prudential Insurance Company of America. Outside of his advisory work, he serves as an assistant coach for a youth soccer club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment guidance supported by an integrated operational structure and multi-asset model portfolios.

William Hooper II is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing tailored financial and investment management strategies to help clients with wealth accumulation, preservation, and transfer. His approach includes portfolio development, education planning, liability management, tax minimization, and asset preservation, with particular attention to achieving a sustainable retirement income. With over 35 years of experience, William holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned his high school diploma from Avon High and an associate degree from Paul Smith's College. William is committed to building enduring client relationships through education and guidance. He also dedicates time to volunteering within the community, aligning with the Merrill tradition of local involvement.

Carleen Porreca is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Merrill for 10 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Aaron Martin is a CFP® with 25 years of industry experience, currently affiliated with Wells Fargo Advisors. He has held various roles within Wells Fargo, including positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Martin is also the principal owner of Indian River Private Wealth Management LLC and IRPWM1 LLC, private wealth management firms based in Vero Beach, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored planning solutions supported by Wells Fargo research and tools, with clients having the option to implement recommendations through brokerage or advisory channels.

Anthony Mish is a Financial Consultant at Fidelity Investments, where he has been working since 2019. He has dedicated over 12 years to Fidelity in various roles, including Investment Consultant, Relationship Manager, Financial Representative, Active Trader Services, and Full Trader. His extensive experience encompasses complex trading and financial guidance. Anthony's professional focus includes wealth planning and investments. He assists clients in working toward their financial goals while utilizing strategies suitable for different types of investors. Fidelity Investments serves as the foundation for his work, leveraging the firm's trusted brand in the financial industry. Outside of his professional career, Anthony has an interest in baseball.

Elia Diaz is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Prior roles include positions at Flagstar, SafeSpace, and The Googan. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory roles with registered investment companies and its use of AI-driven research methods.

Douglas Bryan is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at Stifel since 2023. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets, spanning nearly two decades. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Scott Parsons is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2009. Parsons also operates Parsons Financial Management LLC, which is involved in insurance, benefits, and human resources. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of services including financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals utilizing various portfolio management strategies and custody arrangements.

Carrie Bock is a financial advisor at Stifel with one year of industry experience and holds a Series 66 designation. Her prior work includes roles at PSS Staffing Associates, Parker Staffing Associates, Cowabunga, Inc., and Ennis, Pellum & Associates, CPAs. Outside of her advisory role, she is active in community organizations in Vero Beach, serving as treasurer for the Clean Water Coalition of Indian River County and participating in Impact 100 Indian River and the Vero Beach Country Club’s Finance Committee. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Robert Henrici is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep options.

Christopher Parios is a CFP® professional associated with LPL Financial and has 37 years of experience in the financial industry. His career includes roles at IC Advisory Services, Inc., The Investment Center Inc., FSC Securities Corporation, Lighthouse Wealth Management, and his own firm, Parios Associates, Inc. He maintains involvement with Parios Associates, Inc. as a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Russell Cappelen Jr. is a financial advisor at Raymond James & Associates with 42 years of industry experience. He held a position at UBS Financial Services Inc. for 25 years before joining Raymond James in 2024. Outside of his advising role, he is a partner in an LLC that owns a liquor license. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by extensive proprietary research.

Michael Curley is a financial advisor with Morgan Stanley in Vero Beach, FL, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley since 2016. Outside of his advisory role, he is a partner in Lough & Links LLLP, a real estate investment venture. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individuals and institutions with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations and Secular Return Estimates to support its advisory services.

Stephen Salis is a financial advisor at OSAIC with 26 years of industry experience. He previously spent 16 years at Woodbury Financial Services before joining OSAIC in 2024. Outside of advising, he serves on the board of a youth outreach ministry and is active as a referee for local youth and interscholastic sports. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party managers to construct diversified portfolios for individual, corporate, and charitable investors.

Michael Williams is a financial advisor with Ameriprise in Opelika, AL, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. His prior roles include positions at Bank of America, Merrill, Raymond James Financial, and other financial firms. He has served as a FINRA arbitrator for 16 years and has involvement with Certainty of the Uncertainty, LLC, a legal entity managing his practice. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice and emphasizes the use of Ameriprise-managed accounts in its planning approach.

Harry Robinson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 32 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management Inc. since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based financial planning combined with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management services.

Frederick Clerici is a financial advisor with Robert Baird & Co. who holds a Series 66 designation and has 27 years of industry experience. He worked for Hefren Tillotson, Inc. for 23 years before joining Robert Baird & Co. in 2022. Clerici serves as a board member on the investment and finance committee of Heritage Valley Health System. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves high net worth individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm utilizes a variety of portfolio management strategies, including discretionary and non-discretionary approaches, and emphasizes ongoing manager selection and internal research in its advisory services.

Daniel O'Neill is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is a manager for Auburn Erik LLC, a residential rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market outlooks.

John Dobay is a Financial Advisor with Merrill Lynch Wealth Management. Based in Sebastian, Florida, he has been assisting individuals in planning for their financial goals since 1995. Before beginning his advisory career, John served 11 years in the military. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, special needs planning strategies, and retirement income. John follows Merrill’s tradition of community participation and spends time volunteering with local organizations. John holds a High School Diploma from Maplewood High School and has completed an Accredited Certificate Program from The American College of Financial Services. He lives with his wife Dawn and their four boys, along with two granddaughters. Outside of work, John enjoys adventure sports, boating, cooking, football, music, traveling, and spending time with his family.