Carrie Orcutt Bock

Ramesh Gulati is a CFP®-certified financial advisor with 18 years of industry experience. He has led Gulati Asset Management LLC since 1998. Outside of his advisory role, he is involved in dietary supplement development as a managing member of CBDG LLC and serves on two homeowners association boards. Gulati Asset Management provides discretionary portfolio management and consulting services to individual and institutional clients, including pension plans, trusts, and charitable organizations. The firm constructs customized portfolios using a combination of equities, ETFs, mutual funds, and fixed income, employing both fundamental and technical analysis alongside risk assessment tools such as Monte Carlo simulation and Black Swan tests.

Luis Whu is the sole advisor at Lulla Wealth Financial, an independent firm, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Securities Corporation and Bankers Life. Outside of advising, he is a licensed insurance agent offering various insurance products. Lulla Wealth Financial provides personalized wealth management and financial planning services to individuals and families, including high-net-worth clients. The firm operates on a fee-only, non-discretionary model, recommending investment programs and third-party managers while clients retain final investment decisions.

Mark Quinn is the sole advisor at Greenfield Financial Services, LLC, an independent firm based in Vero Beach, FL. He holds Series 63 and Series 65 designations and has 41 years of industry experience. Quinn has led Greenfield Financial Services since 2012. Greenfield Financial Services provides ongoing portfolio management to individual and high-net-worth clients, overseeing approximately $2.51 million in assets. The firm operates primarily on a non-discretionary basis, preparing customized Investment Policy Statements and implementing portfolios using a range of securities while managing all client assets internally.

Russell Twiss is a financial advisor at Gallatin & Company, LLC with 14 years of industry experience. He has been with Gallatin & Company since 2006 and holds Series 63 and Series 65 licenses. Gallatin & Company, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, institutions, trusts, estates, and pension plans. The firm manages approximately $92.6 million in assets and employs a fundamental security analysis and long-term total-return investment approach, creating individualized portfolios rather than model portfolios.

Theodore Zamerski III is a CFA® charterholder and PFS™ credentialed financial advisor with 19 years of experience. He is the principal of Prosperity Path Advisers, LLC, where he has worked since 2021. Prior to that, he held roles at Green Vista Asset Management LLC, TSP Family Office, and Treasure Coast Financial Planning, Inc. He also provides tax planning and preparation services and serves as director and family office services member at TSP Family Office. Prosperity Path Advisers is an independent firm serving individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary and non-discretionary portfolio management along with comprehensive financial planning, using a combination of fundamental and technical analysis to create customized asset allocations.

Biran Herndon is a financial advisor at Herndon Wealth Services Inc. with six years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Impact Partnership Wealth, LLC, Brookstone Wealth Advisors, and Forta Financial Group, Inc. In addition to his advisory role, he has been involved with Elite Tax Advisory Services, LLC, providing tax preparation and insurance services since 2008. Herndon Wealth Services serves individuals, high-net-worth clients, and business entities through financial planning and consulting, focusing on comprehensive plan creation and ongoing client engagements without discretionary asset management. The firm offers tailored planning services including business, retirement, and estate planning, and distinguishes itself by using hourly engagements and not charging asset-based fees.