Stacey Buchholtz is a financial advisor at Anchor Bay Capital, Inc. with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Prudential Insurance Company of America and James Morrison Insurance Services. Outside of her advisory role, she has operated a health insurance business, QCE Insurance Solutions, focusing on employee benefits and plan enrollment. Anchor Bay Capital, Inc. provides investment management, financial planning, and retirement-plan services to individuals, businesses, and pension/profit-sharing plans. The firm manages approximately $216 million in discretionary assets and employs fundamental analysis and independent research to create diversified portfolios tailored to client risk profiles.

Hunter Daniel is a CFP®, CFA®, and holds a Series 65 license with eight years of industry experience. He is currently with Intelligence Driven Advisers, LLC and has previously worked at Morton Wealth, Dowling & Yahnke, LLC, and Goldman Sachs. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm emphasizes risk management and fundamental analysis through model portfolios primarily invested in low-cost institutional mutual funds and ETFs, while also offering financial planning, discretionary investment management, and retirement plan solutions.

Paul Karshner is a financial advisor with Financial Enhancement Group in Oceanside, CA, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been self-employed since 2016 and is involved with ULTRA Estate Planning, assisting Southern California clients with the signing of estate documents. In addition, he provides insurance products including term life, universal life, and fixed annuities. Financial Enhancement Group offers discretionary asset management and financial planning services to individuals, families, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental and technical analysis, proprietary research, tactical overlays, and AI tools to manage portfolios across a variety of asset classes and specialized strategies.

Madeline Reber is a financial advisor with Intelligence Driven Advisers, LLC, holding a Series 65 license and entering her first year of industry experience. She previously worked at American Assets Capital Advisers, LLC for eight years and has academic experience at the University of San Diego. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans and Native American sovereign entities. The firm offers services such as financial planning, discretionary investment management through model portfolios and custom accounts, and retirement plan consulting, with an investment process centered on low-cost institutional funds, risk management, and fundamental analysis.

James Curran is a financial advisor at Pacific Point Wealth Management with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Edward Jones and Wells Fargo. Curran is also associated with Six Wands Collective. Pacific Point Wealth Management provides discretionary asset management and comprehensive portfolio services for individuals, trusts, estates, and business entities. The firm employs a combination of fundamental and technical analysis with a mix of long-term and active trading strategies, including the use of leverage and derivatives in client accounts.

Billie Cook is a CFP® professional with 13 years of experience in financial advisory roles. She is currently with Financial Focus LLC, a team-based firm in Carlsbad, CA, and has held positions at multiple firms including Securities America, Inc. and Sagepoint Financial Group. Outside of her advisory work, she serves on the Rules/Handicap committee board at Crossings at Carlsbad Golf Club. Financial Focus LLC provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages discretionary asset portfolios through the AssetMark platform, offers comprehensive financial plans, and sponsors a wrap fee program that combines management and transaction coverage within a single advisory arrangement.

Tanner Wrisley is a financial advisor with Anchor Bay Capital, Inc. in Carlsbad, CA, holding Series 66 and Series 63 credentials and nine years of industry experience. He has worked within various affiliated entities of Anchor Bay since 2017 and also owns Anchor Bay Tax & Consulting LLC, which specializes in tax preparation and estate consulting. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, business entities, and pension plans. The firm constructs diversified portfolios based on fundamental analysis and independent due diligence, tailoring strategies to each client’s risk profile and financial situation.

Marija Petrovic is a financial advisor with Intelligence Driven Advisers, LLC and holds a Series 65 designation. She has three years of prior experience at StepStone Group and joined her current firm in 2025. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm uses a model-driven investment approach centered on risk management and fundamental analysis, offering financial planning, discretionary investment management, and retirement plan solutions.

Jordie Czapinski is a Series 66-licensed financial advisor with 18 years of industry experience. He has worked at Intelligence Driven Advisers, LLC since 2018 and concurrently at International Assets Advisory, LLC since 2016, in addition to previous experience at Labrum Wealth Management, LLC. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients. The firm employs a risk-managed investment process overseen by an Investment Committee and offers comprehensive financial planning, discretionary management, retirement plan solutions, and consulting services.

Brooke Courtney is a financial advisor at Ballast Rock Private Wealth with a Series 65 designation and over six years of industry experience. She has worked previously at Altair Advisers and Cambridge Financial Group, LLC, and has held various roles at The University of Alabama. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and pension or profit-sharing plans. The firm combines fundamental analysis, modern portfolio theory, and quantitative methods to construct long-term portfolios and provides financial planning and consulting services to its clients.

Jason Labrum is a CFP® professional with 28 years of experience in the financial services industry. He is a founding CEO of an insurance agency focused on life insurance and fixed annuities, and he also holds leadership roles in real estate investment and management firms. Labrum has been with Intelligence Driven Advisers, LLC since 2018 and has prior experience running his own wealth management company. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, and Native American sovereign entities. The firm provides financial planning, discretionary investment management using low-cost institutional funds and ETFs, retirement plan solutions, and consulting, with a coordinated approach involving tax and legal professionals as needed.

Bradley Lineberger is a CFP® and ChFC® with 18 years of industry experience. He is a founding owner of Seaside Wealth Management, Inc. and has been with the firm since 2011. Prior to that, he was affiliated with Purshe Kaplan Sterling Investments for 10 years. He also teaches financial classes at Mira Costa Junior College and serves as Athletic Chair for the La Costa Canyon High School Foundation. Seaside Wealth Management advises individuals, high-net-worth clients, and employer plan sponsors with discretionary asset management, financial planning, and retirement plan consulting. The firm’s investment approach emphasizes passive/indexed strategies, broad asset allocation, and disciplined rebalancing, supported by academic research and tools such as Pontera for tax-efficient asset management.

James Allen is a CFP® with 29 years of experience in the financial services industry. He is currently with Anchor Bay Capital, Inc., where he has worked since 2019, and also serves as president of related entities including Anchor Bay Tax & Consulting LLC and Anchor Bay Private Wealth. Allen is the board chair of the Financial Planning Association of Orange County. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, business entities, and pension plans. The firm constructs diversified portfolios based on fundamental analysis and independent due diligence, offering tailored strategies that range from conservative to aggressive to suit client risk profiles.

Matthew Callahan is a CFP® and ChFC® with 14 years of industry experience. He is currently with Seaside Wealth Management, Inc., where he has worked since 2020. Prior to that, he held roles at Northwestern Mutual and Purshe Kaplan Sterling Investments. Outside of his advisory work, he serves as Treasurer of the San Diego Chapter of the University of New Mexico Alumni Association. Seaside Wealth Management is a team-based registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $362 million in client assets and employs a disciplined, modern portfolio theory-based investment approach that emphasizes diversified, passive strategies using ETFs, mutual funds, individual securities, and fixed income.

Derek Finch is a financial advisor at Seaside Wealth Management, Inc. with two years of industry experience. He holds a Series 65 designation and has worked previously at firms including Evolve Private Wealth, LLC and Commonwealth Financial Network. Outside of finance, he has experience in the brewing industry through Gravcap Brewing. Seaside Wealth Management is a team-based registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and business entities, managing approximately $362 million in client assets. The firm employs a modern portfolio theory approach with a focus on passive, diversified exposure and offers asset management, financial planning, and retirement plan consulting services.

Daniel Cotamagana is a financial advisor at JRS Investments and Wealth Preservation, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill, Bank of America, Banner Bank, and LPL Financial. JRS Investments and Wealth Preservation provides discretionary portfolio management to individuals, trusts, and small business entities, focusing on custom portfolios built through a fundamental investment approach that includes macro-economic review. The firm serves a range of clients from non-high-net-worth to high-net-worth and manages approximately $15 million in assets across five offices.

Brandon Garva is a financial advisor with JRS Investments and Wealth Preservation, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. He previously worked at Principal Securities Inc, Principal Life Insurance Company, and Mass Mutual. Outside of his advisory role, he is involved in promoting live electronic music events through United By Bass LLC and provides mobile notary services via his ownership of Garva LLC. JRS Investments and Wealth Preservation, LLC provides discretionary portfolio management to individuals, trusts, and small business entities, employing a fundamental investment approach with macro-economic review to build customized portfolios based on client goals and risk tolerance.

Scott McClatchey is a CFP® with 19 years of industry experience, currently serving as a Senior Wealth Advisor at Ballast Rock Private Wealth. He previously worked at WWM Financial and LPL Financial. Outside of his advisory role, he is the Treasurer of the Carlsbad Rotary Foundation, where he manages the investment account in accordance with the foundation’s Investment Policy Statement. Ballast Rock Private Wealth offers tailored portfolio management and financial planning services to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to construct long-term portfolios guided by documented client risk tolerance and objectives.

Thomas Ohanesian is a financial advisor at Intelligence Driven Advisers, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Intelligence Driven Advisers since 2018, previously practicing at Labrum Wealth Management from 2015 to 2019. Outside of advisory work, he is active as an insurance agent through an affiliated insurance agency. Intelligence Driven Advisers is an SEC-registered multi-team firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm employs a model-driven investment approach focused on low-cost institutional funds, risk management, and fundamental analysis, and offers services including financial planning, discretionary investment management, and retirement plan solutions.

Olivia Gliege is a CFP® and Series 66-licensed financial advisor with four years of industry experience. She currently serves at FINANCIAL FOCUS LLC and OSAIC Wealth, Inc. Prior to this, she held positions at Eiger Wealth Management, LLC and Charles Schwab. FINANCIAL FOCUS LLC is a five-advisor team providing investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm utilizes discretionary asset management through model portfolios and offers retirement-plan consulting and fiduciary services, including a wrap fee program that integrates management and transaction coverage.