Laura Ingels is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ingels also maintains a real estate license. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations in partnership with financial advisors.

Jay Hutchcraft is a Series 66-credentialed financial advisor with 19 years of industry experience, currently with Morgan Stanley in San Luis Obispo, CA. His career includes prior roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved planning tools and modeling techniques.

Chad Kihm is a financial advisor with Osaic who holds a Series 66 designation and has two years of industry experience. He has been with Osaic since 2024 and is also involved with App Scrolls Inc. DBA GamerSpeak, a business he has operated since 2015. Osaic Wealth, Inc. serves a broad range of retail and institutional clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various platforms and tools to construct diversified portfolios tailored to client risk tolerance and investment preferences.

Jose Rubio is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at JP Morgan Securities, Bank of America, and Merrill Lynch. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erika Bylund is a CFP® with 12 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. Her prior roles include positions at Securities America Advisors, Kestra Financial Services, and Commonwealth Financial Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a variety of financial planning and investment management solutions, leveraging both proprietary research and third-party strategies across a range of asset classes.

Natali Sanchez is a financial advisor at Edward Jones with 11 years of industry experience. She holds the ChFC® designation and Series 66 license. Sanchez has worked at Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Stephen Tetmeir is a financial advisor with Ameriprise in San Luis Obispo, CA, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of advising, he has ownership in Acorn Group, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Wilbert Dominguez is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo and its affiliates since 2007, as well as at Bank of America and Merrill from 2019 to 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and provides a range of services including retirement plan consulting, investment research, and access to financial products through affiliated banks and insurance companies.

Jeff Koester is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding a Series 63 designation and 34 years of industry experience. His career includes roles at Wells Fargo Advisors LLC, Wells Fargo Investments LLC, Chase Investment Services Corp., and Wamu Investments, Inc. Outside of advising, he co-owns rental properties with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions across a large advisor network.

Latisha Pryor is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including First Allied Securities and Cetera Advisors. Pryor currently practices in San Luis Obispo, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Joseph Pollard is a financial advisor with Wells Fargo Clearing in Paso Robles, CA, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has worked at Wells Fargo Advisors, LLC from 2011 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Leeder is a Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management in San Luis Obispo. He has been with Merrill Lynch since 2004, following a career in the technology industry. In his role, he provides personalized wealth planning and investment strategies to high-net-worth individuals, business owners, executives, and multi-generational families throughout San Luis Obispo County and surrounding areas. Michael specializes in wealth planning and strategy, including tax-sensitive wealth transfer, investment management with access to traditional and alternative investments, retirement planning, business owner planning, and estate and legacy planning strategies. His services are tailored to address clients' varied financial goals such as security, investment growth, and wealth transition. He holds a Bachelor's degree from the University of Southern California and holds several professional designations, including Certified Financial Planner (CFP®), Certified Exit Planning Advisor (CEPA®), and Certified Plan Fiduciary Advisor (CPFA®). Outside of his professional work, Michael is involved with community organizations such as 805 Lacrosse, Alex's Lemonade Stand, California Central Coast Estate Planning Council, Central Coast Economic Forecast, Jack's Helping Hand, Little Wishes, and the San Luis Obispo Community Foundation. His personal interests include golfing, scuba diving, skiing, and tennis.

Moyses Muguira is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Jessica Fetcho is a financial advisor at Edward Jones with a Series 66 designation and 13 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a broad network of advisors and branch offices, offering various investment strategies and fiduciary advisory services.

Thomas Holbrook is a financial advisor with LPL Financial in San Luis Obispo, CA. He holds Series 63 and Series 65 licenses and has 37 years of industry experience. His prior work includes 7 years at Wells Fargo Clearing and over 19 years with Linsco Private Ledger. He also operates a DBA, Holbrook Investment Services, dedicating a small portion of his time to this activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive research and technological tools.

Roman Quisol III is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds the Series 63 designation. Based in Santa Maria, CA, he provides financial advisory services through a large institutional firm. Ameriprise offers a retirement-income planning service aimed at individuals with at least $1 million in net investable assets and $500,000 in Ameriprise-managed accounts. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written Recommendation Reports that support retirement income planning.

Wesley Carlson is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2012. He has 13 years of industry experience and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Doroteo Cabral is a financial advisor with Wells Fargo Clearing in Santa Maria, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Daniel Martin is a financial advisor at Stifel with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2013. He is based in San Luis Obispo, CA. Stifel serves a wide range of clients, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide investment analysis and asset allocation.

Mark Barton is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with affiliated Wells Fargo entities since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment advice grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm serves as an ERISA fiduciary and offers both discretionary and non-discretionary services, including unique investment options such as insurance-related vehicles and bank deposit sweep programs.