James Wilder is a financial advisor with Geneos Wealth Management, Inc. and holds a Series 66 designation. He has 11 years of industry experience with prior roles at firms including Equitable Advisors, Kestra Advisory, and Cornerstone Capital Wealth. Wilder operates Autumn Wealth Management LLC, a non-investment related business, and also works as an independent representative for fixed insurance sales. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services, combining continuous account monitoring with a variety of analytic approaches and investment strategies tailored to client needs.

Sam Steffan is a financial advisor with Realta Investment Advisors, Inc., holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Realta, he worked at Almaden Genomics and Basepair. He is also involved with Winding Bay Capital, a business connecting investors with real estate-backed investment products. Realta Investment Advisors provides discretionary and non-discretionary investment advisory services and financial planning to individual, pension, profit-sharing, and institutional clients. The firm emphasizes personalized advice through asset allocation strategies implemented via internal or third-party managers and supports a range of account management platforms and services.

Jozef Kuzmkowski is a financial advisor at Courier Capital, LLC with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Merrill, KeyBank NA, and AXA Advisors, among others. Kuzmkowski is a committee member for the Boy Scouts of America, Seneca Waterways Council, where he helps plan outdoor fundraising events. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, and access to alternative investments.

Michael Brace is a Series 66-licensed advisor with Courier Capital, LLC, based in Buffalo, NY. He has worked at Courier Capital since 2016, accumulating five years of industry experience. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, retirement plan advisory, and access to alternative investments.

William Gurney is a financial advisor at Courier Capital, LLC in Buffalo, NY, with 10 years of industry experience. He holds a Series 63 designation and has been with Courier Capital since 2016. Outside of his advisory role, he is a partner in two long-standing real estate entities formed in the early 1990s, although his involvement is limited. Courier Capital, LLC provides investment management, retirement plan services, financial planning, and investment consulting to individuals, institutions, and charitable organizations. The firm manages assets on a discretionary basis through diversified asset-allocation models and employs an Investment Committee to oversee manager selection and monitoring.

Conor Casey is a financial advisor with LaSalle St. Investment Advisors, L.L.C., holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes long-term roles at LaSalle St. Securities, Mcdonald Investments Inc., and Goldome Agency. He also holds a life insurance license and is involved in fixed insurance through a specific solutions general agency. LaSalle St. Investment Advisors provides personalized, fee-based financial planning and investment supervisory services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary investment approaches, with a notable predominance of non-discretionary assets under management.

Arthur Mcrae is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He previously worked at Wells Fargo Advisors for 10 years before joining his current firm in 2024. Mcrae serves as a board member and treasurer volunteer for Buffalo City Mission, a housing mission for the homeless. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities. The firm offers customized, long-term portfolio management through a national network of independent adviser representatives, utilizing mutual funds, ETFs, equities, fixed income, and third-party manager programs.

Ryan Hanlon is a financial advisor at Courier Capital, LLC with three years of industry experience. He holds a Series 65 designation and previously worked at M&T Bank and Essendant. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, retirement plan consulting, and access to alternative investments.

Jonathan Domino is a Series 65-licensed advisor at OneSeven with two years of industry experience. His prior roles include positions at Catapult Consulting and Circuit Clinical. Jonathan is based in Buffalo, NY. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm uses a primarily long-term investment approach with diversified portfolios including mutual funds, ETFs, stocks, bonds, and access to alternative investments and private placements when appropriate.

Rebecca Westervelt is a financial advisor with Courier Capital, LLC, holding five years of industry experience. She previously worked at HNP Capital, LLC for six years and at Generation Capital, LLC for fourteen years. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans, employing an asset-allocation approach tailored to client profiles and overseen by an Investment Committee. The firm manages client assets on a discretionary basis, conducting structured due diligence on third-party managers and offering access to a range of investment vehicles including mutual funds, ETFs, individual securities, and alternative investments.

Lawrence Whistler is a CFA® charterholder with four years of industry experience. He is currently with Courier Capital, LLC and previously worked at Nottingham Advisors for 18 years. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to a range of clients including high-net-worth individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages client assets on a discretionary basis using asset-allocation models, separately managed accounts, and model portfolios that may include mutual funds, ETFs, individual equities, fixed income, and alternative asset classes.

Stephen Fassel is a financial advisor at Courier Capital, LLC with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at HNP Capital LLC, Five Star Bank, Northwest Bank, and LPL Financial. Fassel is also involved as a life insurance and long-term care agent with KAFL Insurance Resources. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, and access to alternative investments.

John Rehak III is a CFP® and holds a Series 66 designation. He is affiliated with United Capital Financial Advisors in Buffalo, NY, where he has worked since 2022. His prior work experience includes roles at Figli LLC and the Miller Tennis Center. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of investment options, including ESG and faith-based portfolios, and supports other independent advisors through its FinLife Partners platform.

Yvonne Smith is a financial advisor with Geneos Wealth Management, Inc., holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. She has worked at Geneos Wealth Management and Kestra Advisory Services, among other firms. Outside of her advisory role, she operates a non-investment business called Autumn Wealth Management and serves as a notary public. Geneos Wealth Management is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, and institutional clients with financial planning, portfolio management, and referrals to third-party money managers. The firm employs a range of investment strategies and offers customized account management, model-based allocations, and advisor-managed platforms.

Michelle Malone is a financial advisor with B. Riley Wealth Advisors, Inc. in Buffalo, NY, holding Series 63 and Series 66 registrations with 20 years of industry experience. She previously worked at National Asset Management, United Advisors Services, LLC, and Merrill. B. Riley Wealth Advisors manages approximately $4.21 billion in client assets and serves a diverse client base including individual investors, pension plans, trusts, charitable organizations, and corporate clients through a variety of investment programs and financial solutions.

Mark Flaherty is a financial advisor at StoneX Advisors Inc. with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with StoneX Advisors since 2021, previously working at StoneX Securities since 2014. Outside of his advisory role, he operates as an independent contractor offering insurance services. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations, providing portfolio management, financial planning, ERISA consulting, and related services. The firm uses a combination of independent advisors and an in-house Private Client Group, employing multiple account structures and model-based solutions to meet client needs.

Mary Schanzlin is a Certified Financial Planner® at United Capital Financial Advisors with 30 years of industry experience. She has worked at United Capital since 2012 and previously was with Girard Securities, Inc. She serves as a trustee of the James and Kelly Rehak Family Trust and is an investment committee member at The Cullen Foundation, a charitable organization. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of customizable investment solutions and operates a platform that supports independent advisors through technology and consulting services.

Steven Gattuso is a CFP® and CFA® at Courier Capital, LLC with four years of industry experience. He has worked at Courier Capital since 2019 and has been affiliated with Canisius College since 2013. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages client assets on a discretionary basis using a range of asset-allocation models and offers access to alternative investments and private placements for accredited investors.

Joseph Bartelo is a CFP® professional at Facet with one year of industry experience. He previously worked at Sanderson Wealth Management, LLC for three years and Chiampou Travis Besaw Kershner for four years. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, serving both non-high-net-worth and high-net-worth households primarily through phone, video, and its proprietary web platform. The firm uses model-based asset allocations with technology-driven processes and offers a flat subscription planning model that includes investment management.

Mark DiMaria is a financial advisor with Inspire Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at National Life Group, Winnow Wealth, LLC, CreativeOne Securities, LLC, and G.A. Repple & Company. Outside of his advisory work, he operates a medical courier service and insurance sales business under InCareLife Services Inc., focusing on life, disability, and long-term care insurance. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing into its advice and employs a range of portfolio strategies using quantitative, fundamental, technical, and modern portfolio theory analyses.