Loran Meehan is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing Services LLC since 2019 and Morgan Stanley since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Karen Ostarticki is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in personal retirement planning, portfolio management, socially responsible investing, women and wealth, tax minimization, and retirement income. She works closely with successful professionals at or near retirement to build their desired retirement plans and next financial stages, providing tailored strategies aimed at achieving financial confidence. Karen holds a Bachelor's Degree from West Virginia University and is a Personal Investment Advisor (PIA). She collaborates with clients' attorneys, accountants, and other advisors to coordinate comprehensive financial and legacy approaches. Her focus includes helping clients manage concentrated stock positions and transition events such as retirement, inheritance, or business sales, as well as providing access to a broad range of Bank of America services. Residing in Bedminster, New Jersey, Karen leads an active lifestyle and serves as the Membership Director for the Central New Jersey chapter of LPGA Amateurs. She is involved with local Chambers of Commerce and community organizations, including Leadership Morris and former service on the Master Association board. Family and faith are central to her daily life, and she enjoys biking, boating, football, golfing, music, and spending time with family.

Richard Palumbo is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. His prior roles include positions at UBS Financial Services and Morgan Stanley entities since 2013. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Daniel Marsh is a financial advisor at Charles Schwab with seven years of industry experience. He holds the Series 66 designation and has worked at firms including UBS Financial Services and TD Ameritrade. His background also includes a five-year period at Wagner College. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a range of advisory, brokerage, custody, and financial planning services. The firm offers both non-discretionary and discretionary investment programs supported by multi-asset model portfolios, centralized supervision, and an established alternative investments platform.

Todd Perry is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services Inc for 14 years before joining Wells Fargo in 2022. Perry is involved in several family investment partnerships and serves as a trustee for multiple land trusts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Gloria Gargiulo is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has spent much of her career with various Wells Fargo entities since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutions. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and planning tools to develop tailored client recommendations.

Michael Bourke is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked at RBC Capital Markets since 2009 and previously at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ Advisory Risk Profiles and utilizing a blend of in-house and third-party investment managers.

Aidan Healy is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at various divisions within J.P. Morgan since 2022. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Brian Partridge is a financial advisor at Merrill with Series 63 and Series 65 designations and 25 years of industry experience. He has been with Merrill since 1995. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

John Braniff II is a Financial Advisor with Merrill Lynch Wealth Management, where he works with the Harbor Group to assist clients in navigating financial systems to achieve their goals. He focuses on areas such as corporate executive services, family wealth management strategies, legacy planning, and tax minimization. John's approach emphasizes simplifying complex financial matters through an efficient, client-centric process. The Harbor Group utilizes Merrill Lynch and Bank of America family office services to develop custom strategies tailored to retirement planning, education savings, wealth transfer, and other financial objectives. The group has been recognized by Forbes on their "Best-in-State Wealth Management Teams" list from 2023 to 2026. He holds a degree in Economics from Boston College and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, John enjoys music, skiing, and spending time with his family.

Theodora Portelos is a financial advisor with Morgan Stanley in Warren, NJ, holding a Series 66 designation and over 38 years of industry experience. She has been with Morgan Stanley Smith Barney since 2014. Portelos serves on the board of the Greek Orthodox Metropolis of New Jersey Philoptochos, a charitable nonprofit organization. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets across various investment and planning services.

Geoffrey Mann is a financial advisor with UBS Financial Services in Westfield, NJ, holding Series 63 and Series 65 licenses and 39 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

William Meagher is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial guidance and investment strategies tailored to meet client needs. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in personal investing. William earned his bachelor's degree from Hamilton College. No additional personal interests or community involvement information has been provided.

Norman Collier is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been affiliated with Cetera and Everest Wealth Management since 2010 and is also a shareholder in Everest Tax Consulting, Inc., an accounting and tax services firm. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services through a multi-manager platform, supporting both discretionary and non-discretionary accounts.

Casey Wieczorek Jr. is a CFP® with 13 years of industry experience, currently with Morgan Stanley. He has previously worked at Tradition Asset Management LLC and Candor Wealth Advisors LLC. Outside of his advisory role, he manages property management businesses in New Jersey. Morgan Stanley Wealth Management serves individual and institutional clients with comprehensive advisory programs and financial planning services that incorporate firm-approved tools and investment modeling techniques.

Rachel Foti is a Planning Consultant at Fidelity Investments, a position she has held since 2025. In her role, she works closely with clients to develop customized financial plans tailored to their family's unique needs, emphasizing ongoing communication and strategic plan improvement. Her professional experience includes roles as an Associate Producer and Paraplanner at The Garback Agency in 2025, and as an Associate Producer at Dennis R. Hahn Financial and Insurance Services from 2017 to 2025. Earlier in her career, she worked as a Registered Phone Representative at Merrill Lynch from 2015 to 2017. Rachel holds a California Insurance License. Outside of her professional work, Rachel is involved in family activities and social events with friends. She also enjoys snowboarding and traveling.

Sudeshna Kapoor is a financial advisor at LPL Enterprise with six years of industry experience. She holds the Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Edward Jones. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management arrangements, and a range of brokerage and insurance products.

James Lewy is a CFP® professional with 38 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Teresa Johnson Lowe is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. Outside of her advisory role, she is an owner of a private rental property, which is managed by her spouse. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Ernest Mathewson is a CFP® credentialed financial advisor with 33 years of industry experience. He is affiliated with Cetera and has been with Cetera Wealth Services, LLC since 2013. Mathewson is also involved with Financial Network, a financial services business. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors across multiple program structures.