Theresa Benson is a financial advisor with Raymond James & Associates in Ponte Vedra Beach, FL, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with Raymond James & Associates since 2015. Outside of her advisory work, she serves on the advisory board for the Central Florida chapter of the Exit Planning Institute and is a partner in Watermark Outdoors LLC, a professional fishing guide and concession business. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, charitable organizations, and municipal clients, offering financial planning and investment consulting with a range of portfolio management styles and research resources.

Robert Snyder is a financial advisor at Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations with 10 years of industry experience. He has been with Merrill since 2011. Outside of his advisory role, he serves as Treasurer and Board Member for Jax Plays, a nonprofit organization maintaining a database of theater productions in the Jacksonville area. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

William Robertson III is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2014 and previously was with Bank of America, N.A. Outside of his advisory role, he serves as a backup signer for expenses at Sunrise Community Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Keith Blades is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 22 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc. for a total of 12 years before joining Raymond James in 2020. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting through multiple specialized programs.

Jennifer Ritter is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicole Laferte is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brady Mims is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity in various capacities from 2021 to 2025. Prior to his financial services career, he gained experience in landscaping and sales. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mark Winters is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 19 years of industry experience. He has been with Merrill and its predecessor firms since 2007. Outside of his advisory role, Winters serves as a volunteer head baseball coach for a local youth team. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Schless is a financial advisor with Cambridge Investment Research Advisors in Saint Johns, Florida, holding Series 66 and Series 63 licenses and eight years of industry experience. He has previously worked at First Command Insurance Services and Equity Services, Inc. Schless is also president of Schless Insights, Inc., a paraplanning and trading-related business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, with a range of portfolio management solutions and a combination of proprietary and third-party strategies.

Hunter Harting is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked with firms including Mariner Wealth Advisors and Lincoln Financial Advisors. Harting is based in Jacksonville, FL. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Simone Pitter is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2010 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Louis Walsh is a CFA® charterholder with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2023. His prior roles include positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory work, he owns Walsh Fine Art, a business involved in painting and art show sales. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services supported by Wells Fargo’s research and tools, delivering tailored recommendations through client meetings and reports.

Matthew Eric Villapando is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, Merrill Edge, and teaching at Florida State College. Outside of finance, he has experience in hospitality and logistics sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, with portfolio implementation tailored to client tax sensitivity and investment preferences.

David Iafrate is a financial advisor with Merrill based in Jacksonville, FL. He holds Series 63 and Series 66 credentials and has 13 years of industry experience. He has worked with Merrill and Bank of America since 2013 and 2014, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Fetherolf III is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management, based in Ponte Vedra Beach, Florida. He co-leads the Current/Sherman Group, which advises clients in 30 states and manages approximately $2.5 billion in assets and liabilities as of February 2026. Richard joined Merrill after graduating from the University of Florida in 2009 and has been with the Current/Sherman Group since 2010. He has extensive experience working with ultra-high-net-worth families and collaborates closely with their estate planning and tax advisors to address complex estate, tax strategies, charitable intent, and next generation family wealth planning. Richard also directs the group's portfolio construction and implementation strategies. He holds Series 7 and 66 FINRA registrations and has earned the Chartered Retirement Planning Counselor (CRPC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA) designations. Outside of his professional role, Richard enjoys football, golfing, hiking, music, reading, skiing, spending time with his family, tennis, traveling, and watching movies.

Jared Policastro is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. He serves on the board of the Florida State University College of Business Student Investment Fund. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides comprehensive advisory programs to individuals and institutions. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Joseph Yelko is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2022 and Bank of America, N.A. since 2024. Outside of his advisory role, he is the owner and CEO of YKnot Performance Horses LLC, a business involved in buying, selling, and breeding horses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Cone is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colton Green is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Trinity Wealth Securities, Florida Financial Advisors, and experience working in both the financial and service sectors. Outside of finance, he has worked in the restaurant and golf course industries. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technologies such as machine learning to support diversified investment strategies.

David Hanvey is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, Hanvey is involved in community organizations, serving as President and board member of Flagler Habitat for Humanity and as a board member for the St. Augustine Lighthouse, where he participates in fundraising and restoration efforts. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, leveraging proprietary capital market assumptions, model-based asset allocations, and global research to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a broad platform that includes advisory, brokerage, capital markets, and lending solutions.