Stephen Clarke is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His career includes roles at Citigroup Global Markets from 1993 to 2009, followed by positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. He also serves as a trustee for a trust in San Carlos, California. Morgan Stanley Wealth Management offers a wide range of advisory services to individuals and institutional clients, including personalized financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using advanced modeling tools and provides both direct and employer-sponsored financial plans.

Hyong Lark Kim is a Series 66-licensed financial advisor at J.P. Morgan Securities with eight years of industry experience. His career includes roles at J.P. Morgan Securities, J.P. Morgan Chase Bank, Bank of America, Merrill, Woori America Bank, and Hanin Federal Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research, utilizing a range of eligible strategies and ESG criteria.

James Patt is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on managing new wealth, personal retirement planning, and small business strategies. James holds the designation of Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Cal Poly State University San Luis Obispo. James emphasizes building trust and providing straightforward guidance to help clients create clear financial plans tailored to their goals. His approach centers on understanding clients' priorities and simplifying financial advice to support them through various stages of their financial lives.

Thomas Hunt is a financial advisor with Merrill in Palo Alto, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Merrill Lynch since 2007 and previously worked at M.L. Stern & Co., LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hsiao Yun Yang is a financial advisor at Morgan Stanley with 23 years of industry experience and holds the CFP® and Series 66 credentials. Her prior experience includes roles at Wells Fargo Clearing, Citigroup Global Markets, UBS Financial Services, and Ameriprise. Outside of her advisory work, she is involved in managing rental properties in Seattle and San Jose. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm‑approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that include comprehensive planning and diverse investment options.

James Nielsen is a financial advisor at RBC Capital Markets with 45 years of industry experience. He has been with RBC Capital Markets since 2012 and holds the Series 63 and Series 65 designations. Outside of his advisory work, he serves on the board of directors for the Waterfowl Environment Protection Organization, a nonprofit dedicated to maintaining wetland habitats. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs with customizable investment strategies utilizing both in-house and third-party managers.

Yvonne Flores is a financial advisor at Edward Jones in Fremont, CA, holding a Series 66 designation with one year of industry experience. Her prior work history includes positions at JP Morgan Chase, First Republic, and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Ynhu Dong is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and holds a Series 66 designation. Based in Mountain View, CA, his career has been focused on advisory services within a large institutional firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Xia Wang is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 license, and has 25 years of industry experience. Previously, Wang has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over two decades. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse clientele including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm employs model-driven investment implementation and provides access to third-party asset managers and financial planning services.

Ina Bourdev is a Vice President and Financial Consultant at Fidelity Investments, bringing over 20 years of industry experience to her role. She helps clients create customized financial plans and build investment strategies with a focus on retirement and tax-efficient investing, leveraging Fidelity's insights, investing tools, and a team of specialists. Ina's professional background includes positions as a Financial Consultant at Fidelity Investments, Vice President and Financial Solutions Advisor at Bank of America Merrill, Registered Operations Leader at Ameriprise Financial, and Private Client Banker at JP Morgan Chase. She holds a California Insurance License. Outside of her professional work, Ina enjoys spending time at the beach, attending concerts and social events with friends, hiking, and listening to music.

Jacob Barone is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Charles Schwab, Bank of America, Merrill Lynch, and Goldman Sachs Investment Bank. Before entering finance, he spent over a decade at Edwards Flooring. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a notable range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Louis Cano Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management, with a career spanning over three decades in the financial industry. Born and raised in the San Francisco Bay Area, he has built a practice focused on helping individuals and families achieve their long-term financial goals. Starting his interest in finance at age 18 on the Pacific Coast Stock Options Trading Floor, Louis has developed a deep understanding of investment management and wealth strategy. His expertise centers on assisting high-net-worth executives and families, emphasizing tax-aware investing, managing concentrated stock positions, exchange funds, and tax-managed portfolios. Louis prioritizes clear communication to help clients understand the complexities of their financial plans and the reasoning behind investment decisions. Prior to joining Merrill in 2008, he spent 14 years with UBS and PaineWebber. He holds a Bachelor's degree from San Francisco State University and is certified as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Beyond his professional work, Louis is engaged in community service, following the Merrill tradition of volunteerism. His personal interests include music, running, traveling, and spending time with his family.

Brian Carey is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He worked at Wells Fargo Investments, LLC for 10 years before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Tyler Hogan is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at RBC Capital, Cetera Wealth Services, and Rivercrest Financial Group. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Ying Mei is a financial advisor at Morgan Stanley with 22 years of industry experience. She has worked at Citigroup Global Markets for 14 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2021. Mei is also an officer of the South Lake Foundation, a private foundation focused on donations. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support clients’ financial goals.

Scott Anderson is a financial advisor at Morgan Stanley in San Jose, CA, with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Wilson Kwok is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2010. He is based in San Jose, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to support its investment approach.

Wayne Peterson is a CFP® and ChFC® with 42 years of experience in the financial services industry. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he serves on the Leadership Team of St. Timothy's Lutheran Church in San Jose, CA. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning that covers a wide range of topics without including implementation. The firm combines planning with managed-account services under the WealthPlan platform but does not provide institutional portfolio management.

Graham Bruce serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, a role he has held since joining the firm in 2003. Originally from Scotland, Graham relocated to California in 2002 and has since focused on helping clients develop disciplined financial strategies aimed at achieving both long- and short-term goals. His expertise encompasses education planning, legacy planning, managing new wealth, retirement income, tax minimization, portfolio management services, and socially responsible investing. Graham's approach emphasizes wealth planning and asset preservation, striving to simplify complex financial topics for his clients. His experience spans various market conditions, equipping him to guide clients through diverse financial environments. Professional designations held by Graham include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He attended the University of St Andrews and earned a High School Diploma from Firrhill High School. In addition to his professional activities, Graham is involved with the Second Harvest Food Bank. He balances his career with personal interests such as billiards, boxing, hiking, ice hockey, music, singing, soccer, and spending time with his family.

Sharon Chen is a financial advisor with LPL Enterprise, holding a Series 66 designation and based in San Jose, CA. She has recently transitioned into financial advising with LPL after working at Moody's for four years and Wells Fargo Bank for sixteen years. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm utilizes model-driven investment implementation and provides access to third-party asset managers, financial planning, and affiliated insurance and trust services.