Jay Funyak is a financial advisor with LPL Financial, holding Series 65 and Series 63 credentials and 18 years of industry experience. His prior roles include positions at Moralis Technologies, MassMutual, MFA Wealth, and Northwestern Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with model portfolios and research.

Charles Grant is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 credentials and 28 years of industry experience. His career includes roles at Synovus Bank, Synovus Securities, Pruco Securities LLC, and The Prudential Insurance Company of America. Grant has involvement with affiliated wealth management and insurance advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Tenisha Fairclough is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2007. Outside of her advisory role, she owns a home bakery called Just Cakin' It, where she bakes and decorates cakes part-time. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Tracey Kenney is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm’s planning process uses structured discovery and advanced modeling tools to support client financial goals, managing approximately $2.74 trillion in client assets.

Thomas Eckert is a Series 66-registered financial advisor with Merrill in Jacksonville, FL, where he has worked since 1998. He has 22 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tristan Vires is a financial advisor at Merrill with Series 63 and Series 66 licenses and two years of industry experience. He previously worked at Fidelity Investments and has a varied background including military service and roles in several other industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tessa Streett is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. She has worked at both Merrill and Bank of America, N.A. since 2018. Outside of her advisory role, she has been involved with The Vitamin Shoppe since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Korzyniowski is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Merrill since 2000 and has also worked at Bank of America, N.A. since 2011. Outside of finance, he serves as a director of Louisville Tile Distributors, Inc., a family-owned regional distributor of ceramic, porcelain, and natural stone tile. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individual, high-net-worth, institutional, and charitable clients.

Oresti Gjuzi is a financial advisor with Merrill, holding the Series 66 designation and three years of industry experience. His career includes roles at Wells Fargo and Bank of America, N.A. Outside of financial services, he has been involved with Casbah Caffe since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and organizations.

Taylor Jones is a financial advisor with Morgan Stanley in Ponte Vedra Beach, FL, holding a Series 66 license and six years of industry experience. Prior to joining Morgan Stanley in 2019, Jones worked briefly at Merrill and has held multiple roles at the University of North Florida and other firms. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques.

Ryan Jones is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked at Raymond James & Associates since 2020 and previously at BB&T Securities from 2015 to 2020. Jones serves as a board member and trustee for several community organizations, including First Baptist Church, First Baptist Academy, AMI Kids, the Jacksonville Chamber of Commerce, and Pine Castle. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, providing financial planning, investment consulting, and institutional fiduciary solutions through tailored, generally non-discretionary advisory relationships.

Severan Roche is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and with one year of industry experience. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, Tacolu, and positions in educational institutions. Outside of financial advising, he is involved as a partner with Juice Plus+, a non-investment related business. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that delivers advisory services through model-driven strategies managed by unaffiliated asset managers.

Robert Graham is a financial advisor with Cetera who holds Series 65 and Series 63 credentials and has 21 years of industry experience. He has worked at Capital Financial Strategies since 2016 and is the owner of Graham Family Farms, LLC, a pine tree farming business. Graham also holds a fixed insurance agent/broker position. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Robert Morris is a financial advisor with Merrill in Jacksonville, Florida, holding a Series 66 designation and 19 years of industry experience. He has worked at Merrill since 2006. Outside of his advisory role, he owns and operates Cowford Fabrication Company, a metal fabrication business specializing in metal artwork and custom signs. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs and discretionary portfolio management. The firm integrates with Bank of America affiliates and emphasizes manager selection and tax-efficient investment strategies.

Alexander Zehner is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. He has been with Merrill since 2018 and previously worked at Enterprise Holdings for three years. Based in Jacksonville, Florida, he provides advisory services within Merrill’s institutional framework. Merrill, together with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christina Liza is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has worked at both Bank of America, N.A., and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Douglas Cochrane is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and six years of industry experience. He has previously worked at JP Morgan Chase and has been with Morgan Stanley since 2019. Outside of his advisory role, Cochrane is involved with the Florida Association of Veteran Owned Businesses as a proposed chapter chair and serves as a student advisor for the Ponte Vedra High School Stock Market Game team. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Catherine Walsh is a financial advisor at Wells Fargo Advisors with one year of industry experience. She holds a Series 66 designation and previously worked at the Alfred I. duPont Charitable Trust and the US Peace Corps. She serves as a board member at St. Paul’s Catholic Church in Jacksonville, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and tailors recommendations using proprietary research and tools, with implementation options available through various brokerage and advisory programs.

Michael Duncan is a financial advisor with Fidelity, holding a Series 66 designation and 18 years of industry experience. He has been affiliated with various Fidelity entities since 2010, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company where he operates, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, with formal advisory roles and regulatory registrations that distinguish it among institutional peers.

David Fieber is a CFP® and ChFC® with 11 years of experience in the financial industry. He has been with Edward Jones since 2014. Outside of his advisory role, he is president and secretary of Fieber Enterprises in Saint Augustine, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and maintaining a large national network of financial advisors and branch offices.