Michael Cerro is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Equitable Advisors since 1999 and was previously associated with Axa Advisors, LLC for 21 years. Cerro also serves as co-trustee of an immediate family trust. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives and third-party asset managers.

Janine Trujillo is a financial advisor at RBC Capital Markets with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at First Republic Investment Management, First Republic Securities, and Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs tailored to client risk profiles and combines in-house and third-party investment managers to implement diversified portfolio strategies.

Antwone O'Quinn is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He previously worked for five years at Wells Fargo Clearing. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial strategies. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Anthony Monaco is a financial advisor with J.P. Morgan Securities in Rancho Santa Margarita, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, LoanDepot, and multiple stints at JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory approach combines quantitative and qualitative due diligence, and recommendations may incorporate ESG criteria.

Angela Ross is a financial advisor at Merrill with Series 63 and Series 65 licenses and 35 years of industry experience. She has been with Merrill since 1989. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Flood is a CFP® with 32 years of experience in the financial services industry. He has worked at Stifel Nicolaus & Co Inc since 2019, following eight years at Bank of America and twenty years at Merrill. Outside of his advisory role, he teaches Krav Maga in Orange County. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Victoria Kettnitz is a financial advisor with Ameriprise in Lake Elsinore, CA, holding Series 63 and Series 66 licenses and over 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of advisory work, she owns Sisi International, Inc., an export business dealing with commercial broadcasting equipment to Kenya. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions.

Narine Mardanyan is a CFP® professional with 18 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior experience includes roles at Valley Wealth Strategies, LPL Financial, National Planning Corporation, Voya Financial Partners, and Morgan Stanley. She is the owner of a business named KAPRI, Inc. in Laguna Hills, CA. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Brian Lam is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones in various capacities since 2007. Outside of his advisory role, he is associated with Queens Land Inc in Honolulu, HI, though he holds no active responsibilities there. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Diana Ransom is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized investment strategies to help clients pursue their financial goals, offering guidance in areas such as college education planning, family wealth management, legacy planning, retirement income, and employee financial health. Diana supports clients with investing advice and access to banking and lending services through Bank of America. With a background in leadership and management, Diana transitioned into financial advising to extend her impact by helping individuals and families achieve clarity and long-term security through financial education and planning. She holds a bachelor's degree in Business Administration from California State University, Fullerton, and is a first-generation American. Diana is committed to serving her community in Orange County by delivering thoughtful financial guidance and empowering clients to build lasting legacies. Outside of her professional work, Diana enjoys spending time with her family through activities such as skiing, surfing, hiking, and exploring new adventures. She also engages in hobbies including dancing, knitting, music, painting, sewing, traveling, watching movies, yoga, and pursuing puzzles that challenge her critical thinking skills.

Louis Windawi is a CFP®-certified financial advisor with 34 years of industry experience. He has worked at LPL Financial since 2007 and previously spent 10 years at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on diverse investment strategies and operational support tools.

Howard Mak is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Fidelity Personal and Workplace Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, employing multi-asset model portfolios and a centralized operational structure.

San Cheong is a financial advisor at Cetera with seven years of industry experience. He holds a Series 66 designation and has previously worked with Avantax Insurance Agency and related entities. In addition to advisory work, he operates Ideal Accounting and Tax Services, providing accounting and tax preparation as a sole practitioner, and also works as a mortgage loan officer. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, accommodating discretionary and non-discretionary accounts.

Brandon Shohdy is a financial advisor at LPL Financial with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments. Outside of advising, he is involved as a TikTok affiliate and works as a model. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Bradey Jameson is a financial advisor with Raymond James & Associates in Irvine, CA, holding a Series 66 designation and 11 years of industry experience. His prior work includes positions at Merrill and Edward Jones. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Dalia Nofal is a financial advisor at Thrivent Investment Management with one year of industry experience. She holds the Series 66 designation and has held positions within Thrivent Financial and its investment management arm since 2024. Her prior work includes roles in technology assurance and hospitality. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm delivers holistic, goal-based financial plans and offers clients the option to combine planning with managed-account services under a consolidated billing arrangement called WealthPlan.

Derek Bergfeld is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 credential and seven years of industry experience. He previously worked at First Republic Investment Management and First Republic Securities Company and spent over a decade at Irvine BMW. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services through a large network of advisors using various investment strategies and tools.

Royston Hung is a Senior Financial Advisor at Merrill Lynch Wealth Management, located in San Jose, California. He began his career at Merrill Lynch Wealth Management in 2011 at Menlo Park, CA. Royston provides financial strategies tailored to small business owners, corporate executives, high-net-worth individuals, and their families by developing plans aimed at meeting their financial goals. He emphasizes consultative and objective advice, focusing on liability-driven investing, asset allocation, and tax efficiency. Royston's approach includes listening to clients to understand their financial priorities and goals before offering recommendations that consider income, growth expectations, time horizon, risk tolerance, and liquidity needs. His services encompass retirement planning, investments, education, estate planning, and philanthropy. Royston holds a Bachelor's degree in Economics with a minor in Financial Accounting from the University of California, San Diego. He has been investing since 2008 and followed the markets during his studies. He is a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA).

Ryan Mc Laughlin is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He previously worked at Edward Jones for 12 years before joining LPL Financial in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a broad non-advisory financial services network.

Jon Leedom is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Wells Fargo Advisors since 2015. Leedom has a 25% ownership interest in HLMT Group LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement and wealth-transfer planning, and integrates advisory services with various financial products and referral opportunities.