Kevin Power is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Louella Basco is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked with J.P. Morgan Securities since 2013 and has been affiliated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Jaymie Wetzel is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brenda Navarro is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and two years of industry experience. Her prior work includes roles at American Air Balance Co. and A & B Hotel Management before joining Wells Fargo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute alongside third-party data to support its investment strategies.

Daniel Valenzuela is a Senior Financial Advisor at Merrill Lynch Wealth Management, a position he has held since 2010. He advises high net worth clients and business owners on wealth accumulation, preservation, and transfer by developing individually customized wealth management strategies that align with each client's financial future, risk tolerance, time horizon, liquidity needs, and investment goals. Daniel has built a team that supports portfolio development, wealth and retirement planning, estate and education planning services, liability management, tax minimization, bank and lending options through Bank of America, N.A., and asset preservation. As a qualified Portfolio Advisor, he recommends investment strategies, funds, and portfolios from Merrill Lynch Wealth Management or approved third-party managers based on a thorough understanding of his clients' goals. He holds a Bachelor's Degree from the University of Southern California's Marshall School of Business and is accredited with several professional designations, including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Born and raised in Southern California, Daniel currently resides in Monrovia, CA.

Alberto Suarez is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of his advisory role, he owns and operates a personal security services business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Douglas Cowles is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 credentials and 36 years of industry experience. He has worked at Merrill since 2009 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vincent Law is a financial advisor with Wells Fargo Advisors in Pasadena, CA, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing prior to joining Wells Fargo Advisors in 2025. He also owns and operates Vincent Law Financial Consultant Group, LLC, a separate financial consulting practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored recommendations for clients.

George Mendoza is a financial advisor at OSAIC with 30 years of industry experience. He holds a Series 63 designation and has worked at OSAIC since 1995, with a decade at Regal Advisory Services, Inc. from 2016 to 2026. Outside of advisory duties, Mendoza owns and operates a tax preparation service and is involved in insurance sales and life insurance options for estate planning. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to manage portfolios that include various asset classes on discretionary or non-discretionary terms.

Michael Hulley is a Senior Vice President and Senior Resident Director with Merrill in Brea, California. In his role, he works closely with multiple generations of families to assist them in managing their wealth more purposefully. Mike fosters close-knit client relationships and is known as a go-to resource for ideas and opportunities gained from over 30 years of experience as a financial advisor. He provides support on a range of financial matters, including evaluating business ventures, significant purchases, family-wealth dynamics, and long-term goals. Mike earned his Bachelor's degree in Finance and Investing from the University of Southern California. He began his career as a financial advisor with Merrill in 1985, served with UBS from 2008 to 2016, and then rejoined Merrill. Since 1991, he has held leadership roles including Senior Resident Director. In this capacity, he mentors and supports a team of advisors and associates in the Brea office. Outside of his professional work, Mike enjoys spending time with his family and friends. He is a Disney enthusiast, enjoys traveling, and follows various professional sports. He is also involved with community organizations including Second Harvest Food Bank and the Salvation Army.

Gee Na Park is a financial advisor at Mass Mutual Investors Services with one year of industry experience. Park holds the Series 66 designation and previously worked at Mediclo Inc and SCC Education Inc. Outside of advisory work, Park holds a position as an insurance broker focusing on life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning processes without discretionary investment authority.

Laura Arrevillaga is a financial advisor with Wells Fargo Clearing in Whittier, CA, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. since 2004. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Leslie Coulson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and over 30 years of industry experience. Her career includes roles at Centaurus Financial, FSC Securities Corporation, Ameriprise, and Fragasso Wealth Advisors. She is also involved with Eldercalifornia, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports its advisors with technology tools and a broad platform of financial products.

Ruby Herrera is a Certified Financial Planner (CFP®) and holds a Series 66 license with 17 years of industry experience. She has been with UBS Financial Services since 2007. Outside of her advisory role, she is involved with Le-Vel, a privately held company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Lope Choa is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop personalized financial strategies that align with their long-term goals. His approach involves a comprehensive understanding of each client’s full financial picture, and he utilizes resources from Merrill and Bank of America to provide investment insights as well as banking and lending solutions. Choa’s areas of expertise include portfolio management services, individual and corporate investment strategies, and retirement income planning. He holds a Bachelor’s Degree from the University of Florida and maintains professional designations as a Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Committed to community involvement, Choa participates in local volunteer organizations and integrates this service-oriented philosophy into his client relationships. Outside of work, he enjoys baseball, biking, and golfing.

Hovig Ounjian is a financial advisor with Merrill in Glendale, CA, holding Series 63 and Series 66 credentials and seven years of industry experience. His work history includes roles at Bank of America and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional accounts.

Quentin Garcia is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. He has worked at Wells Fargo Advisors since 2021 and has prior experience at Loyola Marymount University, Community Builders Group, Gonzaga University, and Loyola High School. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Melanie Sepanian is currently a Planning Consultant at Fidelity Investments, a position she has held since 2026. She has built her career in the financial services industry, with prior roles including Relationship Manager at Fidelity Investments, Associate Representative at Thrivent, Teller at Wells Fargo, and Insurance Agent at World Financial Group. Melanie specializes in partnering with clients to understand their financial goals, such as retiring early, funding an education, or preserving wealth for future generations. She focuses on building multi-generational relationships and providing comprehensive financial guidance. She holds a California Insurance License.

Katy Zhao is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has been with Morgan Stanley since 2014, including a role at Morgan Stanley Private Bank since 2017. Outside of her advisory work, she has participated in a one-day modeling project for a clothing retailer’s holiday campaign. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning approach supported by proprietary tools and investment research.

Vivian Lo is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2020. She has worked in the financial services industry since 2008, with prior roles including Financial Advisor at Merrill Lynch from 2014 to 2020 and Financial Planner at the Royal Bank of Canada from 2008 to 2013. Vivian focuses on building trusting client relationships and sharing key financial planning concepts. She assists clients in managing changes and provides ongoing guidance to develop personalized financial plans. She holds a California Insurance License.