William Butler is a Private Wealth Advisor and Managing Director at Merrill Private Wealth Management in San Francisco. He is the founder of the Butler Group and specializes in providing wealth management advice to ultra-high-net-worth individuals, family offices, private equity principals, and entrepreneurs. William focuses on helping clients deploy, grow, and transfer their wealth by addressing complex financial situations and offering customized solutions. William Butler has worked in wealth management since 2005, with previous roles including Private Banker and Managing Director at Citi Private Bank, as well as experience in Mellon’s Private Wealth Management Group. Prior to his wealth management career, he served over nine years as a Naval Officer and pilot, including operational duties at the Pentagon and multiple deployments. He holds a Bachelor of Science degree in Economics from the United States Naval Academy and an MBA from George Washington University. William is a Personal Investment Advisor (PIA) professional designated through Merrill.

Sue Teng is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial plans.

Yvonne Flores is a financial advisor at Edward Jones in Fremont, CA, holding a Series 66 designation with one year of industry experience. Her prior work history includes positions at JP Morgan Chase, First Republic, and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Ynhu Dong is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and holds a Series 66 designation. Based in Mountain View, CA, his career has been focused on advisory services within a large institutional firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Michelle Nguyen is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. Her prior roles include positions at JP Morgan Securities LLC, JPMorgan Chase Bank, N.A., and HSBC Bank USA, N.A. Outside of her advisory work, she is involved in managing rental property as a part-time landlord. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Louis Cano Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management, with a career spanning over three decades in the financial industry. Born and raised in the San Francisco Bay Area, he has built a practice focused on helping individuals and families achieve their long-term financial goals. Starting his interest in finance at age 18 on the Pacific Coast Stock Options Trading Floor, Louis has developed a deep understanding of investment management and wealth strategy. His expertise centers on assisting high-net-worth executives and families, emphasizing tax-aware investing, managing concentrated stock positions, exchange funds, and tax-managed portfolios. Louis prioritizes clear communication to help clients understand the complexities of their financial plans and the reasoning behind investment decisions. Prior to joining Merrill in 2008, he spent 14 years with UBS and PaineWebber. He holds a Bachelor's degree from San Francisco State University and is certified as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Beyond his professional work, Louis is engaged in community service, following the Merrill tradition of volunteerism. His personal interests include music, running, traveling, and spending time with his family.

Reiko Evangelista is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 66 credentials and 29 years of industry experience. Her prior roles include positions at Merrill, Banc of America Investment Services, and Citicorp Investment Services. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics based on diversification and modern portfolio theory.

Tyler Hogan is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at RBC Capital, Cetera Wealth Services, and Rivercrest Financial Group. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Elena Lopez is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously held roles at Citigroup Global Markets and Morgan Stanley Dw Inc. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services that include comprehensive planning and access to institutional resources.

David Halperin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He previously worked at Citigroup Global Markets for eight years before joining Wells Fargo in 2016. Outside of his advisory role, he serves as a trustee for a family-related investment trust. Wells Fargo Advisors provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, managing approximately $671 billion in assets across more than 14,000 advisors.

Celeste Basuino is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 registrations and 34 years of industry experience. Her career includes positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, as well as eight years each at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm employs structured planning tools and provides access to various investment strategies, managing approximately $2.74 trillion in client assets.

Danial Khan is a financial advisor at LPL Financial in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. Prior to joining LPL Financial, he worked with the Mariner Independent Advisor Network and has experience with Stanford Federal Credit Union and Stanford University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party asset managers.

Magdalena Villalvazo is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 16 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Karmyn Larsen is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, World Financial Group, and Brien Shamp Nutritional Coaching/Fitness. Outside of finance, Larsen works as a fitness instructor for the Peninsula Jewish Community Center in Foster City. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Gin Yuan Lai is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 and Series 63 designations and has worked at firms including Charles Schwab, Citibank, and JPMorgan prior to joining Fidelity. His current role is based in Mountain View, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs and holds distinctive registrations and advisory roles within the institutional investment sector.

Paul Bratrude is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera since 2006. In addition to his advisory role, he is a partner and CPA at Bratrude & Jones CPAs, Inc., where he provides accounting assistance and income tax planning and preparation. Cetera is an SEC-registered advisor that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with varied portfolio management options and oversees over $256 billion in assets under management.

Kyle Morgenroth is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Morgenroth serves on the board and finance committee of the Carey School Corporation in San Mateo, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its financial advice.

Gregory Cohn is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 2001. Outside of his advisory role, he is a joint owner of a thoroughbred racehorse. MassMutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative annual financial planning engagements using firm-approved analytical tools and offers a range of investment and educational programs.

Ellen Nguyen is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 designations and has been with JPMC Bank NA and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Navjit Singh is a financial advisor at Wells Fargo Clearing with 22 years of industry experience and holds a Series 66 designation. His prior experience includes roles at LPL Financial, Wells Fargo Investments, Wamu Investments, Merrill, and Equitable Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large team of over 14,000 advisors and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.