Danial Khan is a financial advisor at LPL Financial in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. Prior to joining LPL Financial, he worked with the Mariner Independent Advisor Network and has experience with Stanford Federal Credit Union and Stanford University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party asset managers.

Marianna Frederick Pauls is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 designation and 20 years of industry experience. Her prior experience includes roles at Citigroup Global Markets, Merrill, Planmember Securities Corporation, and Ameriprise. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Charlotte Lee is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 designation and 20 years of industry experience. Her background includes roles at Wells Fargo Clearing and Wells Fargo Investments prior to joining Morgan Stanley. Outside of her advisory work, she is a sole proprietor of a rental property business. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and methodologies.

Magdalena Villalvazo is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 16 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Karmyn Larsen is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, World Financial Group, and Brien Shamp Nutritional Coaching/Fitness. Outside of finance, Larsen works as a fitness instructor for the Peninsula Jewish Community Center in Foster City. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Gin Yuan Lai is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 and Series 63 designations and has worked at firms including Charles Schwab, Citibank, and JPMorgan prior to joining Fidelity. His current role is based in Mountain View, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs and holds distinctive registrations and advisory roles within the institutional investment sector.

Kyle Morgenroth is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Morgenroth serves on the board and finance committee of the Carey School Corporation in San Mateo, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its financial advice.

Olivia Peng is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at JPMorgan Chase Bank and Wells Fargo Bank. Outside of her advisory work, she was a partner at Flamingo Staging LLC, a home staging business. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of fund advisory services and model portfolios while maintaining oversight controls and addressing conflicts of interest.

Ellen Nguyen is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 designations and has been with JPMC Bank NA and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Stephanie Hsu is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2018. She focuses on creating personalized wealth management strategies that address clients' individual goals and changing market conditions, offering access to investment insights and banking solutions through Merrill and Bank of America. Stephanie works closely with clients to develop strategies in areas such as college education planning, family wealth management, personal retirement planning, socially responsible investing, women and wealth, and tax minimization. A Bay Area native born and raised in San Mateo, Stephanie graduated from Santa Clara University with a Bachelor's Degree, earning President's and Magna Cum Laude awards in Finance, Economics, and Real Estate. She holds the Personal Investment Advisor (PIA) designation. Her approach to financial advising emphasizes intentionality and purpose in portfolio recommendations, prioritizing her clients' best interests. Outside of her professional role, Stephanie engages with her community through volunteering and dedicates time to personal interests including adventure sports, camping, hiking, pottery, skiing, traveling, and yoga. She values spending time with family, friends, and clients.

Roland Bergman is a CFP® professional with 25 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2009. His prior experience includes roles at Woodbury Financial Services, FSC Securities Corporation, and LPL Financial. Bergman is also involved with advisory activities at Gateway Financial Advisors, LLC and CIRA. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Christopher Hoe is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Outside of his advisory role, Hoe serves as CFO and Treasurer for the Friends of Nigeria Basketball Foundation, a charitable organization based in Menlo Park, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Vincent Andrighetto is a financial advisor at UBS Financial Services with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2019. Prior to joining UBS, he held roles at Apple Inc. and was involved with various small businesses including wineries and bakeries. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources.

Akgaukhar Nuskabayeva is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Her prior roles include positions at J.P. Morgan Securities LLC, Thrivent Financial, and VTB Capital. Outside of finance, she is an owner and partner of a home kitchen bakery called Bread For Joy LLP. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party databases to support diversified portfolio strategies.

John Parsons is a CFP® with 22 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Cetera and operating his own firms, Parsons Wealth Management and Parsons Financial Advisors. He also manages Parsons Accounting and Tax Services, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Aileen Low is a financial advisor with Edward Jones in Los Altos, CA, holding the CFP® designation and Series 63 and 66 licenses. She has 26 years of industry experience, including 27 years with Edward Jones. Outside of her advisory work, she is involved in commercial and residential real estate property ownership. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Aayush Kumar is a Financial Consultant who collaborates closely with clients to understand their financial goals and develop customized plans to help achieve them. He emphasizes building ongoing relationships with clients and their families to implement sound financial strategies aligned with their expectations. He has professional experience as a Planning Consultant at Fidelity Investments from 2024 to 2025 and as a Financial Planner at Prudential Insurance Company of America from 2019 to 2024. Aayush holds a California Insurance License. Outside of his professional work, Aayush has personal interests in comedy, cooking and baking, movies, music, and running.

Patrick Sweeney is a financial advisor with UBS Financial Services in Palo Alto, CA, holding a Series 66 designation and eight years of industry experience. He has prior experience with firms including Edward Jones, Bank of America, Merrill Lynch, Hilltop Securities, and Morgan Stanley. Outside of his advisory role, he is actively involved in youth lacrosse coaching and mentorship, serving in leadership positions with several local lacrosse organizations. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial plans based on proprietary research and model-based asset allocation.

Shareen Jafri is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Investments, LLC. Jafri serves on the board of the Munawar Foundation, a private foundation focused on distributing funds for education, food, and clean water. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers a range of brokerage and advisory solutions supported by research and analytics.

Laura Olson is a financial advisor at Ameriprise with 17 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior roles include positions at Edward Jones, Thrivent Investment Management, Concorde Asset Management, and Ameriprise Financial Services. Outside of her advisory work, Olson is engaged as a pet sitter through Rover. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.