Dean Yoon is a financial advisor with Wells Fargo Clearing in Fullerton, CA, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. He has worked at Wells Fargo Advisors, LLC and Wells Fargo Clearing since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Cynthia Rich is a financial advisor with Edward Jones in Brea, CA, holding Series 63 and Series 65 licenses and five years of industry experience. She previously worked at First Bank, Infinex Investments, Empress Investment Group, Madison Avenue Securities, Honor, Townsend & Kent LLC, and Penn Mutual Insurance Company. Outside of her advisory roles, she has been involved with Isagenix International, where she receives residual income. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

David Yoo is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2015. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Yong Joon Cho is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has worked at several related firms, including Wells Fargo Advisors and UnionBanc Investment Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, delivering both brokerage and advisory solutions.

David Williamson is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial, he worked at various firms including Qsciences, Net Law, and Transamerica Financial Advisors. Outside of his advisory work, he is the owner and president of Thistle California Collective, a non-investment-related business. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and a range of investment strategies.

Fay Meng is a Series 66-licensed financial advisor with UBS Financial Services in Claremont, CA, bringing 25 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Jacob Saenz is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, as well as JPMorgan Chase Bank, N.A. since 2015. Outside of his advisory role, he is an owner and landlord of a rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Chun Hin Pui is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan since 2016. Outside of his advisory role, he is involved as an owner and partner in a short-term rental business in Texas. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Paul Anderson is a financial advisor with Morgan Stanley in Brea, CA, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Bank of America and Merrill. Anderson currently works with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and global market analyses.

Oscar Bahena Del Angel is a financial advisor with Fidelity in Rancho Cucamonga, CA, holding Series 66 and Series 63 licenses and five years of industry experience. His prior roles include positions at multiple Cetera entities and Summit Brokerage Services. Outside of finance, he has worked in hospitality, attending to suite patrons and delivering food and drinks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various investment vehicles.

Jimmy Hua is a Series 66-licensed financial advisor at Charles Schwab with four years of industry experience. His background includes roles at Bank of America from 2016 to 2022 before joining Charles Schwab and Co., Inc. in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining extensive scale with integrated custody and brokerage capabilities.

Eric Yean is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 2006. He specializes in corporate retirement plans, executive stock services, liability management, and designs wealth strategies tailored to clients' risk tolerance. Eric collaborates with Merrill Specialists on credit and corporate pension plans to provide comprehensive financial solutions. He holds a Bachelor's Degree in Finance from the University of Southern California and maintains the professional designation of Personal Investment Advisor (PIA). Beyond his professional role, Eric participates in community activities consistent with Merrill's tradition of service. He resides in Irvine with his wife and daughters and enjoys golfing, coaching girls basketball, and spending time with his family.

Michael Babykin is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets, and uses structured planning tools and modeling techniques as part of its process.

Tat Gary Tsui is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. He has been with Bank of America and Merrill since 2013. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Patrick Mendoza is a financial advisor with Osaic Wealth, Inc. in Corona, CA, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Mariner Independent Advisor Network, LPL Financial, and Northstar Life Services. Mendoza also has a background at Western University of Health Sciences. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using various asset-allocation tools and portfolio management strategies.

Alan Ayoub is a financial advisor with Edward Jones in Rancho Cucamonga, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked at Barrios Insurance Services Inc and Kemper Insurance, and operated his own computer services business providing occasional technical support. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Susan Outzen is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including six years at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is involved in managing rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models in its financial planning process.

Ping Shuang Wu is a financial advisor at Cetera with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Cetera and affiliated firms since 2013, as well as East West Bank since 2016. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with options for discretionary and non-discretionary management across multiple program structures and custodial relationships.

Aaron Blackfelner is a financial advisor at Merrill with one year of industry experience. He previously worked at Flagstar Bank for four years and JPMorgan Chase for four years. Outside of his advisory role, he is an independent travel agent and operates a short-term car rental business through the Turo platform. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Mariela Palacios is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, Michael Page, and Automatic Data Processor. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.