Anthony D'Angelo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 28 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Merrill. Outside of advising, he has a minority ownership interest in GAF Properties, LLC, a real estate business. Wells Fargo Advisors is a large national securities firm serving individual, corporate, and institutional clients through investment advisory, financial planning, and retirement plan consulting. The firm uses research and analytics to guide its investment approach and offers both brokerage and advisory solutions.

Thomas Armitage is a Private Wealth Advisor within Merrill's Private Wealth Management division. He joined Merrill in 2002 and brings over 30 years of financial industry experience. In his role, he designs integrated wealth management strategies tailored to the needs and priorities of ultra-high-net-worth clients. Thomas develops customized portfolios aligned with clients' long-term goals and incorporates both strategic and tactical elements to help clients navigate changing economic conditions while maintaining a focus on market fundamentals. Thomas is actively engaged with private and public companies preparing for mergers and acquisitions, facilitating access to Bank of America's Commercial and Investment Banking divisions to provide financial solutions. Before joining Merrill, he held roles at J.P. Morgan's Private Bank, Hambrecht & Quist, and Cowen & Co., focusing on Corporate Executive Services. At Hambrecht & Quist, he co-founded and led the Investment Management Consulting Division, which offered access to third-party money managers for both retail and institutional sales forces. Thomas earned a Bachelor's degree from Colorado State University and holds the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute. He is affiliated with professional organizations including ACG New Jersey, Colorado Companies to Watch as a former board advisor, and the Vistage CEO Forum.

Vimal Shah serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces them to financial solutions available through Merrill and Bank of America. His responsibilities include supporting clients as their financial needs evolve and helping them choose appropriate platforms to manage their finances. Shah's expertise includes assisting clients with a range of financial matters such as investing, retirement planning, and saving for unforeseen expenses. He emphasizes understanding what matters to each client and their family, aiming to develop strategies to pursue their financial goals. Shah holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from The Maharaja Sayajirao University.

Lori Curley is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Ameriprise and Merrill. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and planning tools, offering advisory support without individual security recommendations as part of standalone plans.

Lucille Cilento is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding a Series 63 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Angela Dipalermo is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has worked at UBS since 2022 and previously spent six years at Wells Fargo Clearing. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Vincent Vadala is a financial advisor at UBS Financial Services with 11 years of industry experience. He has held positions at UBS since 2016 and previously worked at Northwestern Mutual Investment Management. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management to offer a broad set of services.

Randolph Doerr is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, Primerica Advisors, OSAIC, and PGIM Investments LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

James Bratone is a financial advisor with LPL Enterprise, holding a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Cetera Wealth Services LLC and Cetera, as well as experience outside the financial sector. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional clients. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Scott Kirschner is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His career includes roles at Bank of America, Merrill, and several other organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tejaswi Patel is a financial advisor with LPL Financial in Somerset, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Prior to joining LPL Financial in 2024, Patel worked at Cetera Advisors LLC, First Allied Advisory Services, and First Montauk Securities Corp. Patel also engages in selling non-variable insurance products through Ash Brokerage Corp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Vicki Pace is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley since 2018, with prior experience at Janney Montgomery Scott. Outside of her advisory role, she is involved with Pronto Gift Baskets, a retail and online store in West Chester, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Austin Cioffi is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has five years of industry experience, including roles at MassMutual Life Insurance Company and National Holdings Corp. He was a full-time student for ten years prior to beginning his financial services career. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved analytical tools and offers specialized planning services such as divorce and estate-settlement planning.

Brett Palumbo is a Senior Financial Advisor with Merrill Lynch Wealth Management. He applies a disciplined process to provide a consistent and customized approach to wealth management, focusing on understanding clients’ individual and professional priorities before making financial decisions. Brett works closely with clients to establish financial objectives, develop tailored action plans, and recommend strategies that integrate all aspects of their financial lives. He also conducts regular reviews to monitor progress and adjust plans in response to life or business changes. With over 30 years of experience in the financial services industry, Brett joined Merrill in 2010. His expertise covers areas including college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization, among others. Brett holds a Bachelor of Science degree in Finance with a minor in Economics from the University of Delaware. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brett grew up in Little Silver, New Jersey, and currently resides in Lincroft, New Jersey, with his wife and two children. He is involved in his community through participation in the Lincroft Soccer Board and the Jersey Off Road Bicycle Association (JORBA). His personal interests include baseball, biking, football, and surfing.

Nicole Burns is a financial advisor with Merrill in Morganville, NJ, holding Series 63 and Series 66 credentials. She has 32 years of industry experience, including nine years at Merrill and prior work at Freehold Cartage, Inc. Outside of her advisory role, she serves as executor and holds power of attorney positions related to several estates. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Craig Reinert is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He works with individuals and families to help them make informed decisions and pursue their financial objectives by developing personalized financial strategies. Craig emphasizes building relationships based on respect and listening, focusing on client goals such as education funding, vacation home purchases, legacy planning, and retirement. With two decades of experience in the financial services industry, Craig has advised individual and small business investors. Before his advisory roles, he worked as a Treasury Analyst at Brown Brothers Harriman. He is a CERTIFIED FINANCIAL PLANNER™ professional and qualified Portfolio Manager who manages customized investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. He holds Series 7, 63, and 65 FINRA registrations, as well as Life and Health Insurance licenses. Craig earned his bachelor's degrees in Economics and Entrepreneurship & Management from Johns Hopkins University. He is committed to community involvement and spends time volunteering with local organizations. Outside of work, Craig enjoys baseball, basketball, boating, camping, fishing, football, golfing, skiing, traveling, and spending time with his family.

Joe Piacentino is a Financial Consultant at Fidelity Investments, where he has been employed since 2002. In this role, he works with families to develop financial plans aimed at helping them achieve their financial goals. Prior to joining Fidelity Investments, Joe served as an Account Executive at Oppenheimer & Co. from 1999 to 2001. With over 20 years of experience in the financial services industry, Joe's approach involves gaining a comprehensive understanding of each family's vision and utilizing the resources available at Fidelity to address their individual needs. His career reflects a long-term commitment to assisting clients in financial planning. Outside of his professional work, Joe has interests in cooking and baking, caring for pets, reading, and traveling.

Anthony Mignone is a financial advisor at Equitable Advisors with 25 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2001, including its predecessor Axa Advisors. Outside of his advisory role, he is involved with the Ashar Group, a life settlement business. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through various programs and third-party managers, with a focus on tailored investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

James Tucker is a CFP® and Series 66-registered financial advisor with 12 years of industry experience. He has worked at Ameriprise since 2019, following a five-year tenure with Bank of America and Merrill. He is based in Red Bank, NJ. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

William Cashel is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding a Series 66 designation and 13 years of industry experience. He previously worked at Bank of America, N.A. for five years before joining Wells Fargo in 2018. Cashel also serves as power of attorney for his parents in Trenton, NJ. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.